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Security report for hesfintech.com

HES FinTech · Finance · Lithuania

Low risk. 3 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

HES FinTech is a Lithuania-based company specializing in online lending software and loan automation systems. The company offers a comprehensive suite of lending solutions including loan management, digital onboarding, credit decisioning, and debt collection, enhanced by AI-driven decision-making platforms. With a global footprint spanning 40 countries and over 160 completed projects, HES FinTech positions itself as a reliable technology partner for financial institutions seeking scalable and customizable lending software. The website reflects a mature digital presence with professional design, clear navigation, and extensive content tailored to financial services providers. Technically, the website is built on WordPress and leverages modern JavaScript libraries and marketing platforms such as HubSpot, Google Tag Manager, and Facebook Pixel. The infrastructure includes Cloudflare DNS and GoDaddy domain registration. The site is mobile-optimized, SEO-friendly, and integrates advanced analytics tools, indicating a high level of digital maturity. From a security perspective, the company demonstrates strong commitment through ISO 27001 certification and secure HTTPS implementation. The website employs secure forms and does not expose sensitive data. However, DNSSEC is not enabled, and there is no public incident response or vulnerability disclosure information, which could be improved to enhance trust and security posture. Overall, HES FinTech presents a credible and professional online presence with robust business and technical foundations. Strategic recommendations include enabling DNSSEC, publishing incident response contacts, and adding vulnerability disclosure policies to further strengthen security and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
80/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching hesfintech.com

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
65
Email security
85
DNS health
85
Network security
100
GDPR outside view
80
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention hesfintech.com, from OffSeq Breach.

No leaked records found

Breach holds no records for hesfintech.com right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

HES FinTech operates in the competitive fintech lending software market, targeting financial institutions globally. Their business model focuses on B2B SaaS and custom software development, offering end-to-end loan automation solutions. The company leverages AI to differentiate its offerings, providing faster loan processing and improved credit decision accuracy. Their client base includes banks, microfinance institutions, and fintech companies across diverse regions. The presence of multiple client testimonials and case studies indicates strong customer satisfaction and successful deployments. Partnerships with AI platforms like GiniMachine enhance their ecosystem. The company’s growth is supported by a scalable platform and extensive API integrations, positioning it well for continued expansion in the digital lending space.

Security posture

HES FinTech exhibits a mature security posture with ISO 27001 certification and adherence to secure software development lifecycle practices. The website enforces HTTPS and uses secure form handling via HubSpot. Domain registration status flags prevent unauthorized domain changes. However, the absence of DNSSEC and lack of publicly available incident response or vulnerability disclosure information represent areas for improvement. The extensive use of third-party analytics and marketing scripts necessitates ongoing monitoring to mitigate potential privacy and security risks. Overall, the security measures align well with industry standards for fintech software providers, but transparency around incident response and vulnerability management could be enhanced.

Recommendations

  1. Enable DNSSEC on the domain to improve DNS security and prevent spoofing.
  2. Publish an incident response policy and provide dedicated security contact channels.
  3. Implement a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Add additional HTTP security headers such as Content-Security-Policy and X-Content-Type-Options.
  5. Regularly audit and update third-party scripts and dependencies to mitigate vulnerabilities.

Contact details published on the site

Addresses
Legal name
UAB HES Europe
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
HES FinTech
Description
Approved ready-made and custom automated lending solutions for financial institutions at scale. Drive efficiency to your business with end-to-end lending software by HES FinTech!
Key services
Loan Management Software, Digital Onboarding, Loan Origination, Credit Decisioning, Loan Servicing, Debt Collection, AI Decision-Making Platform, API-rich Lending Platform, Digital Transformation Consulting, Lending Software Development
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, jQuery, Slick Carousel, HubSpot Forms, Google Tag Manager, Facebook Pixel, Microsoft Clarity, Bing Ads, LinkedIn Insight Tag, Cloudflare DNS
Frameworks
Yoast SEO (for structured data), HubSpot marketing and analytics
Platforms
WordPress CMS
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
excellent

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • ISO 27001 certified
  • Use of SDLC for security
  • Secure forms with HubSpot
  • No exposed sensitive data detected

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, HubSpot Analytics, Bing Ads, LinkedIn Insight Tag
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Bing Ads
Tracking pixels
Facebook Pixel, Microsoft Clarity, LinkedIn Insight Tag
Marketing tools
HubSpot, Usercentrics (consent management)
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich
  2. Strong focus on lending software solutions with AI integration
  3. Multiple client testimonials and case studies enhance trust
  4. Use of modern marketing and analytics tools
  5. ISO 27001 certification prominently displayed
  6. No visible security or privacy red flags
  7. Contact information is clear and includes a contact form
  8. No terms of service page found
  9. No explicit incident response or vulnerability disclosure information
Technical notes

Notes

The website is built on WordPress CMS with a modern front-end stack including jQuery and Slick Carousel for UI components. It integrates multiple marketing and analytics platforms such as HubSpot, Google Tag Manager, Facebook Pixel, Microsoft Clarity, Bing Ads, and LinkedIn Insight Tag, indicating a sophisticated digital marketing strategy. Hosting and DNS are managed via GoDaddy and Cloudflare respectively, providing reliable infrastructure. The site is mobile-optimized and SEO-friendly with comprehensive meta tags and structured data. Performance is moderate, with deferred script loading and optimized images. Technical risks include reliance on multiple third-party scripts which require continuous security monitoring. The absence of DNSSEC is a minor technical gap. Overall, the technical implementation supports a professional and scalable online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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