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Security report for helvetia.at

Helvetia Versicherungen AG · Finance · Austria

Medium risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

51/100

Risk levelMedium

0–100, higher is better. How it is calculated

Helvetia Versicherungen AG is a well-established insurance provider in Austria with over 165 years of experience and a large customer base exceeding 650,000. The company offers a wide range of insurance and pension products tailored to private customers, including accident, vehicle, household, and life insurance. The website is professionally designed, content-rich, and provides comprehensive navigation and contact options, reflecting a mature digital presence. Technically, the site uses Adobe Experience Manager CMS and integrates Adobe DTM for analytics and marketing. However, a critical security gap exists as no valid SSL certificate is detected, resulting in no HTTPS support, which significantly impacts the security posture. Security headers are properly configured, but the lack of HTTPS is a major vulnerability. Privacy and cookie policies are present and comprehensive, indicating good compliance with GDPR. Overall, the website is trustworthy and credible but requires urgent security improvements to protect user data and maintain trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching helvetia.at

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
65
Email security
50
DNS health
90
Network security
100
GDPR outside view
0
Average
51

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention helvetia.at, from OffSeq Breach.

Total records
2
Employees
0
Customers
0
Third parties
2
Weak passwords
0%

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for helvetia.at.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Helvetia holds a strong market position in the Austrian insurance sector, leveraging its long history and extensive product portfolio. Its business model focuses on providing insurance and pension solutions to private customers, supported by a network of partner workshops and digital services like myDocs. The company maintains active engagement through social media and offers multiple customer service channels. The domain registration data aligns with the company's identity, reinforcing legitimacy. The use of Adobe's digital marketing tools suggests a strategic approach to customer engagement and data-driven marketing.

Security posture

The website demonstrates some security best practices such as setting security headers and HSTS. However, the absence of a valid SSL certificate and lack of HTTPS support is a critical security flaw that exposes users to potential data interception and undermines trust. No evidence of incident response or security policy pages was found, indicating possible gaps in transparency or public security communication. The site does not use modern TLS protocols or OCSP stapling, further reducing security effectiveness. Immediate remediation is required to install and configure SSL/TLS certificates and enable secure protocols.

Recommendations

  1. Install and properly configure a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 and 1.3) and disable outdated protocols.
  3. Implement OCSP stapling and session resumption to improve security and performance.
  4. Publish a clear security policy and incident response information to enhance transparency.
  5. Regularly audit and update security headers and ensure all forms use secure transmission.
  6. Maintain and update privacy and cookie policies to reflect current compliance requirements.
  7. Enhance monitoring for vulnerabilities and ensure timely patching of any detected issues.
  8. Continue leveraging Adobe DTM and other marketing tools responsibly with privacy compliance.

Contact details published on the site

Addresses
Legal name
Helvetia Versicherungen AG
Technical notes

Notes

The website is built on Adobe Experience Manager CMS, indicating a robust enterprise-grade platform. It uses modern web technologies including lazy loading for images, SVG icons, and responsive design for mobile optimization. The site is hosted behind Cloudflare DNS, providing some level of CDN and security services. However, the lack of HTTPS and valid SSL certificate is a significant technical risk. Performance data was not available, but the use of preloading and lazy loading suggests some performance optimization efforts. The site includes comprehensive meta tags and structured data (JSON-LD) for SEO. Accessibility features appear to be implemented adequately. Overall, the technical infrastructure is solid but requires urgent security upgrades.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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