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Security report for harmonie-fp.fr

Harmonie Mutuelle · Healthcare · France

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

Harmonie Mutuelle is a major French mutual insurance company specializing in health insurance and social protection services. It operates under the Groupe VYV umbrella, offering tailored solutions for individuals, entrepreneurs, and public sector employees. The website provides a comprehensive user experience with clear navigation and multiple service options, including personalized assistance and contact forms. Technically, the site is built on Drupal CMS with modern JavaScript libraries and integrates analytics and consent management tools, reflecting a mature digital infrastructure. Security posture is solid with HTTPS enforced and no obvious vulnerabilities, though some security headers could be improved. Privacy compliance is well addressed with clear policies and consent mechanisms. Overall, the site demonstrates high professionalism and trustworthiness, suitable for a large healthcare mutual organization.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching harmonie-fp.fr

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
90
Email security
70
DNS health
85
Network security
100
GDPR outside view
40
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a strong market position as a leading mutual health insurer in France, targeting a broad audience including public sector workers and entrepreneurs. Its business model focuses on mutual insurance and social protection, supported by a network of partners and subsidiaries under Groupe VYV. The website reflects this ecosystem with partner logos and links. Revenue streams likely include insurance premiums and service fees. The digital presence supports customer engagement through tailored solution finders and contact channels. Growth indicators include integration with multiple platforms and active use of analytics. Strategic partnerships with recognized organizations enhance credibility and market reach.

Security posture

The website exhibits a good security maturity level with HTTPS enforced and no exposed sensitive data in the HTML. Use of consent banners and privacy policies indicates compliance with GDPR. However, explicit security headers like Content-Security-Policy and X-Frame-Options are not evident and should be implemented to enhance protection against common web attacks. No incident response or vulnerability disclosure information is publicly available, which could be improved to demonstrate transparency and readiness. Third-party scripts are used extensively, necessitating regular security audits. Overall, the security posture is adequate for the business type but has room for enhancement.

Recommendations

  1. Implement and enforce comprehensive security headers such as CSP, X-Frame-Options, and X-Content-Type-Options.
  2. Publish a clear incident response and vulnerability disclosure policy to improve transparency and trust.
  3. Enhance accessibility compliance to meet higher standards and improve user experience for all users.
  4. Regularly audit third-party scripts and analytics tools for security and privacy compliance.
  5. Consider publishing Data Protection Officer contact information and security certifications to strengthen compliance posture.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Harmonie Mutuelle
Description
Harmonie Mutuelle is a French mutual insurance company offering health insurance, assistance, and social protection services. It targets individuals, entrepreneurs, public sector employees, and professionals with tailored insurance solutions.
Key services
Health insurance, Social protection, Assistance services, Insurance advice and subscription
Content quality
good
Branding
consistent

Technology

Stack
Drupal CMS, jQuery, Selectric (custom select UI), SVG graphics, JavaScript modules, Blackfire observability pipeline, TagCommander, Piano Analytics
Frameworks
Drupal
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of secure cookies and consent banners

Analytics and tracking

Services
Piano Analytics, TagCommander
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Piano Analytics, TagCommander
Marketing tools
TagCommander, Piano Analytics
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is in French and targets public sector employees and other audiences.
  3. Multiple partner logos and links to related domains are present.
  4. Privacy and cookie policies are clearly stated with consent mechanisms.
  5. No direct email or phone contact found on this page; contact via forms and dedicated URLs.
  6. Uses Drupal CMS with modern JavaScript libraries and analytics tools.
  7. No explicit security.txt or incident response info found.
  8. No exposed sensitive data or obvious vulnerabilities detected in HTML content.
Technical notes

Notes

The website is built on Drupal CMS, leveraging modern JavaScript libraries including Selectric for UI enhancements and analytics tools like Piano Analytics and TagCommander for user behavior tracking. The site uses SVG graphics and asynchronous script loading to optimize performance. Mobile optimization is good, with responsive design and accessible navigation. Some technical debt may exist in the form of missing explicit security headers and limited accessibility features. Hosting provider details are not explicit but the presence of Blackfire observability pipeline indicates performance monitoring. Overall, the technical infrastructure is solid and supports the business needs effectively.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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