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Security report for handelsbanken.ee

Handelsbanken · Finance · Sweden

Low risk. 1 critical or high finding in SSL/TLS.

Security score

85/100

Risk levelLow

0–100, higher is better. How it is calculated

Handelsbanken is a well-established Swedish bank founded in 1871, recognized as one of the world's strongest banks with a decentralized operational model and strong local presence in Sweden, Norway, the Netherlands, and the UK. The website provides comprehensive information about the bank's services, investor relations, sustainability efforts, and press releases, targeting banking customers, investors, and the general public. The digital infrastructure leverages modern web technologies including JavaScript frameworks and Adobe Analytics for performance and user insights. Security practices include HTTPS enforcement, cookie consent mechanisms, and sandboxed iframes for external content, though explicit security headers are not visible in the provided data. The WHOIS data is incomplete, lacking registrar and creation details, which is unusual but does not detract from the site's legitimacy given the professional content and branding. Overall, the site demonstrates a mature digital presence with strong business credibility and good privacy compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching handelsbanken.ee

This scan found 13 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
72
DNS health
90
Network security
100
GDPR outside view
83
Average
85

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Handelsbanken operates in the banking and finance sector with a decentralized business model emphasizing local customer relationships. Its market position is strong, supported by a large branch network in key European markets and presence in Luxembourg and the US. The bank offers personal and corporate banking services, financial institution services, and maintains active investor relations and sustainability programs. The website content and linked domains indicate a well-integrated subsidiary network across multiple countries. The bank's digital presence supports transparency and engagement with stakeholders through detailed financial reports, press releases, and career opportunities. The absence of explicit terms of service and incident response policies on the website suggests areas for improvement in corporate communication and security transparency.

Security posture

The website enforces HTTPS and implements a cookie consent modal with options for users, indicating attention to privacy and security compliance. The use of sandboxed iframes for external content reduces risk from third-party sources. Adobe Analytics is used for tracking, with moderate user tracking levels balanced by privacy mechanisms. However, the absence of visible security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options may represent a security enhancement opportunity. No vulnerabilities or exposed sensitive data were detected in the content. The lack of published incident response or vulnerability disclosure policies limits transparency in security incident management. Overall, the security posture is good but could be strengthened by adopting additional HTTP security headers and publishing formal security policies.

Recommendations

  1. Implement and publish explicit security headers including CSP, HSTS, and X-Frame-Options to enhance protection against common web attacks.
  2. Publish an incident response policy and vulnerability disclosure program to improve transparency and encourage responsible security reporting.
  3. Enhance visibility of security certifications and compliance frameworks to build user trust.
  4. Ensure WHOIS data is complete and publicly available to improve domain registration transparency and trustworthiness.
  5. Regularly review and update privacy and cookie policies to maintain compliance with evolving regulations and user expectations.

Contact details published on the site

Addresses
Legal name
Svenska Handelsbanken AB (publ)
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Handelsbanken
Description
We are a bank with a decentralised way of working and a strong local presence. Formed in 1871 and today, one of the world's strongest banks.
Key services
Personal banking, Corporate banking, Financial institutions services, Investor relations, Press and media, Sustainability initiatives
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Adobe Analytics, Emotion CSS-in-JS
Frameworks
React (implied by Emotion and component structure)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent modal with multiple options
  • Sandboxed iframe for external content

Analytics and tracking

Services
Adobe Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Adobe Analytics
Marketing tools
Adobe Analytics
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained
  2. Content is rich and relevant to banking and investor relations
  3. Strong presence of corporate governance and sustainability information
  4. No signs of phishing or malware
  5. No visible forms collecting sensitive data on landing page
  6. Cookie consent mechanism is implemented with options
  7. Social media presence confirmed via LinkedIn link
  8. WHOIS data is incomplete or unavailable, which is unusual but not necessarily suspicious
Technical notes

Notes

The website uses a modern JavaScript-based front-end likely built with React, employing Emotion for CSS-in-JS styling. Adobe Analytics is integrated for user behavior tracking and performance monitoring. The site is mobile optimized with responsive design and accessibility features such as skip navigation links and ARIA roles. The CMS appears custom or proprietary, with content references to Contentstack or similar headless CMS. Performance is moderate with preloading of key resources and deferred script loading. The site uses sandboxed iframes for embedding external financial tickers, enhancing security. There is no explicit hosting provider information. Overall, the technical infrastructure supports a professional and scalable digital presence with room for performance tuning and enhanced security header implementation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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