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Security report for haigekassa.ee

Tervisekassa · Healthcare · Estonia

Medium risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

Tervisekassa is a government-related healthcare organization in Estonia responsible for managing national health insurance and providing various health-related benefits and services to insured individuals. The website serves a broad audience including individuals, employers, healthcare providers, and vulnerable groups such as Ukrainian refugees. It offers comprehensive information on health insurance, medical services, preventive screenings, and related administrative procedures. The site is well-structured, multilingual, and integrates modern digital tools to enhance user experience and accessibility. Technically, the website is built on the Drupal CMS platform and leverages several third-party services including Google Analytics, Google Tag Manager, Google reCAPTCHA, Siteimprove, and tawk.to for analytics, marketing, security, and user support. The site is hosted behind Cloudflare DNS, uses HTTPS, and implements a robust cookie consent mechanism compliant with GDPR. Performance and accessibility are rated good, with mobile optimization and clear navigation. From a security perspective, the site enforces HTTPS and uses bot protection mechanisms. However, it lacks explicit security headers and a published security policy or incident response contacts. No critical vulnerabilities or exposed sensitive data were detected. The WHOIS data is consistent with the website's governmental and Estonian identity, supporting legitimacy. Overall, Tervisekassa's website demonstrates a mature digital presence with strong business credibility and privacy compliance. Strategic improvements could include enhancing security headers, publishing a security policy, and adding vulnerability disclosure information to further strengthen trust and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

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  • TLS certificates and expiry
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  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
70
Email security
75
DNS health
80
Network security
100
GDPR outside view
40
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Tervisekassa operates as a key public sector entity in Estonia's healthcare system, managing national health insurance and facilitating access to medical services and benefits. Its market position is strong as a government-backed organization with a clear mandate. The business model focuses on public service delivery rather than commercial revenue generation. The website targets insured individuals, employers, healthcare providers, and special groups, providing tailored information and digital services. Partnerships with healthcare providers and government portals are evident through linked domains. The organization shows digital maturity with integrated analytics and marketing tools, supporting data-driven decision-making and user engagement. Growth indicators include expanded services such as HPV vaccination in primary care and outreach to vulnerable populations. The partnership ecosystem includes official health portals and screening programs, reinforcing its authoritative role.

Security posture

The website exhibits a solid security foundation with HTTPS enforcement and use of Google reCAPTCHA to mitigate automated abuse. Cookie consent mechanisms align with GDPR requirements, reflecting good privacy practices. However, the absence of explicit security headers like Content-Security-Policy and X-Frame-Options represents an area for improvement. No incident response or security contact information is published, which could hinder timely vulnerability reporting and response. No visible vulnerabilities or sensitive data exposures were found in the HTML content. The use of reputable third-party services and consistent WHOIS data further enhance trust. Overall, the security posture is good but could be elevated by adopting additional best practices and transparency measures.

Recommendations

  1. Implement and enforce security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Publish a dedicated security policy page and provide clear incident response contact information to facilitate vulnerability reporting and improve transparency.
  3. Consider adding a vulnerability disclosure program or security.txt file to encourage responsible security research and reporting.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerable components are included and maintain up-to-date dependencies.
  5. Enhance user trust by providing more visible trust indicators such as certifications, awards, or testimonials related to security and privacy.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Tervisekassa
Description
Tervisekassa korraldab riiklikku ravikindlustust, võimaldades kindlustatud inimestele erinevaid ravikindlustushüvitisi ja tervishoiuteenuseid, mis aitavad tervise hoidmisel ja tervisemurede lahendamisel.
Key services
Ravikindlustus, Hüvitised, Arsti- ja õendusabi, Hambaravi, Ravimid, Lapse tervise teenused, Haiguste ennetamine ja uuringud, Euroopa ravikindlustuskaart, Meditsiiniseadmed, Avaldused ja teabenõuded
Content quality
good
Branding
consistent

Technology

Stack
Drupal CMS, Google Analytics, Google Tag Manager, Google reCAPTCHA, Siteimprove, tawk.to live chat, CookiesJSR
Frameworks
Drupal
Platforms
Cloudflare DNS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA for bot protection
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Siteimprove
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Facebook Pixel
Tracking pixels
Facebook Pixel, Siteimprove, tawk.to
Marketing tools
Facebook Pixel
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a government-related healthcare service portal in Estonia.
  2. Content is in Estonian with language switcher for English and Russian.
  3. Comprehensive cookie consent and privacy policy mechanisms are implemented.
  4. Multiple trusted third-party analytics and marketing tools are used with consent.
  5. No visible security policy or incident response contacts found.
  6. No terms of service page detected.
  7. Contact information is clearly provided with official email and phone number.
  8. Social media presence is active on major platforms.
  9. No WAF or blocking detected; site fully accessible.
  10. WHOIS data is consistent and domain age supports legitimacy.
Technical notes

Notes

The website is built on Drupal CMS, a widely used and mature content management system, indicating a stable and scalable platform. It integrates multiple modern technologies including Google Analytics, Google Tag Manager, Google reCAPTCHA, Siteimprove for quality assurance, and tawk.to for live chat support. Hosting utilizes Cloudflare DNS services, contributing to DNS reliability and potential DDoS mitigation. Performance is moderate with good mobile optimization and accessibility features such as contrast toggles and skip links. SEO is supported by proper meta tags and Open Graph data. The site uses asynchronous loading for analytics and marketing scripts to optimize load times. Technical debt appears low, but security header implementation is lacking. Overall, the technical infrastructure supports a professional and user-friendly digital experience with room for security enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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