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Security report for guarantee.money

ООО «Айкюсофт» · Finance · Russia

Medium risk. 4 critical or high findings in Security headers and GDPR outside view.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

The website guarantee.money operates as an escrow service platform primarily targeting Russian-speaking users. It facilitates secure transactions between buyers and sellers by acting as a trusted third party holding funds in escrow until transaction conditions are met. The business is positioned as a medium-sized technology and finance service founded in 2017, with a focus on online marketplaces, arbitration, and payment link generation. The company behind the service is ООО «Айкюсофт», based in Russia. Technically, the site is built on a modern React and Next.js stack with Material-UI for UI components, indicating a contemporary digital infrastructure. However, the site suffers from a critical security shortcoming: the absence of a valid SSL certificate and proper HTTPS support, which undermines user trust and data security. While HSTS headers are configured, they are ineffective without valid SSL. Privacy and terms of service pages exist but cookie consent mechanisms are missing, indicating partial privacy compliance. Contact information is limited to an email address at iqsoft.company, with no phone or physical address provided. Overall, the site is functional and content-rich but requires urgent security improvements to meet industry standards and user expectations.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching guarantee.money

This scan found 16 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
70
Email security
70
DNS health
70
Network security
100
GDPR outside view
40
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Guarantee.money operates in the secure transaction intermediary market, offering escrow services that protect both buyers and sellers from fraud. Its business model relies on commissions from transactions and API integrations for marketplaces. The platform targets individual buyers, sellers, employers, and marketplaces, providing arbitration services and payment link generation. The company has established a moderate market presence with over 130,000 clients and nearly 14,000 deals processed, indicating steady growth. The partnership with iqsoft.company suggests a broader ecosystem or parent company relationship. The lack of phone and physical contact details may limit trust for some users, but the presence of arbitration and clear terms supports credibility. The business is well-positioned in the Russian market but could benefit from enhanced transparency and expanded contact options.

Security posture

The security posture of guarantee.money is currently weak due to the absence of a valid SSL certificate and disabled TLS protocols, which are critical for secure web communications. Although HSTS is enabled with preload and subdomain inclusion, it cannot enforce HTTPS without a valid certificate. The site shows no signs of common SSL vulnerabilities like Heartbleed or POODLE, but the lack of OCSP stapling and session resumption reduces SSL performance and security robustness. DNS security features such as DNSSEC and CAA records are not implemented, increasing risk of DNS spoofing or unauthorized certificate issuance. Domain registration lacks protection locks, which could expose the domain to hijacking risks. Privacy compliance is partial, with no cookie consent mechanism detected. Incident response and security policy information are absent, indicating limited transparency in security governance. Immediate remediation of SSL and TLS issues is critical to protect user data and maintain trust.

Recommendations

  1. Acquire and deploy a valid SSL/TLS certificate to enable HTTPS and secure user communications.
  2. Enable modern TLS protocols (TLS 1.2 and TLS 1.3) and disable deprecated versions to enhance security.
  3. Implement OCSP stapling and session resumption to improve SSL performance and reliability.
  4. Configure DNSSEC and CAA records to strengthen DNS security and prevent certificate mis-issuance.
  5. Enable domain protection locks to prevent unauthorized domain transfers or modifications.
  6. Add a cookie consent mechanism to comply with privacy regulations and improve user trust.
  7. Expand contact information to include phone numbers and physical addresses for better transparency.
  8. Publish a clear security policy and incident response plan to demonstrate security governance maturity.
  9. Regularly audit and update third-party libraries and dependencies to avoid vulnerabilities.
  10. Consider integrating analytics with privacy-respecting configurations to monitor user experience.
Technical notes

Notes

The website is built using modern web technologies including React and Next.js frameworks, with Material-UI providing the UI components. This indicates a contemporary and maintainable front-end architecture. The site is server-side rendered, improving SEO and initial load performance. However, the page load time is moderate at approximately 5.7 seconds with 66 resources loaded, suggesting room for optimization in resource management and caching. Mobile optimization is good, with responsive design evident. Accessibility features are basic but present. SEO is supported by proper meta tags and Open Graph data. Hosting details are not explicitly disclosed but DNS records point to IP 91.227.52.203 with multiple authoritative name servers. No CMS is detected, implying a custom or framework-based solution. The absence of analytics and tracking scripts suggests minimal user tracking, which aligns with privacy considerations but limits marketing insights. Overall, the technical infrastructure is solid but could benefit from performance tuning and enhanced security configurations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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