Glacier Financial Solutions (PTY) LTD · Finance · South Africa
Medium risk. 5 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.
Glacier by Sanlam is a South African licensed financial services provider specializing in wealth management and investment solutions, including unit trusts, retirement products, and financial planning. The website serves as a comprehensive portal for personal and business clients, offering detailed product information and access to intermediary and client login portals. The business is positioned as a significant player within the Sanlam group, leveraging its brand and resources to serve a broad market segment. Technically, the website is built on Microsoft SharePoint with integration of common web technologies such as jQuery and Google Tag Manager, indicating a mature but somewhat traditional digital infrastructure. However, the absence of a valid SSL certificate and HTTPS severely undermines the site's security posture, exposing users to risks and impacting trust. Security headers are partially implemented, but critical modern security practices like HSTS and TLS are missing. Privacy and terms of service policies are linked to the parent Sanlam domain, suggesting centralized compliance management, though explicit cookie consent mechanisms are lacking. Overall, the site is professionally designed with good content quality and navigation but requires urgent security improvements to protect user data and maintain regulatory compliance.
Scanned
NIS2 Art. 21(2)
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
5 findings rated critical or high. Fix these first.
These are the privacy signals visitors and data protection authorities look for under GDPR.
GDPR requires appropriate security measures for personal data
What to do: Implement SSL/TLS certificate for HTTPS
GDPR requires clear information about cookie usage
What to do: Add a dedicated cookie policy explaining cookie usage and purposes
GDPR requires explicit consent for non-essential cookies
What to do: Implement a cookie consent banner that appears on first visit
TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.
Website does not use HTTPS encryption, making all data transmission vulnerable to interception
What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS
Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.
Forces HTTPS connections
What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"
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Each check with its score, findings and the evidence it collected.
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
Not counted
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Leaked records that mention glacier.co.za, from OffSeq Breach.
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Breach keeps ingesting new leaks, so these numbers can grow between scans.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Retrieved 2026-10-25
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