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Security report for gjensidige.se

Gjensidige Försäkring · Finance · Sweden

Low risk. 4 critical or high findings in GDPR outside view.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Gjensidige Försäkring is a large, well-established insurance company operating in Sweden, positioned as the third largest insurance provider in the Nordic region. The company offers a broad range of insurance products including car, home, villa, boat, accident, and health insurance, targeting both private individuals and businesses. The website reflects a professional and user-friendly digital presence with clear navigation and comprehensive content tailored to its audience. Technically, the site employs modern web technologies, including JavaScript frameworks, consent management via Usercentrics, and tag management through Tealium, indicating a mature digital infrastructure. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though some security headers could be improved. Privacy compliance is robust, with clear GDPR and cookie policies and active consent mechanisms. The absence of WHOIS data for the exact domain suggests the domain may be a subdomain or managed under a parent domain, which is not uncommon for large enterprises. Overall, the site demonstrates high professionalism, trustworthiness, and compliance, supporting Gjensidige's market position.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Facebook

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching gjensidige.se

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
85
Email security
82
DNS health
75
Network security
100
GDPR outside view
25
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Gjensidige's market position as a leading Nordic insurer is supported by its extensive product portfolio and digital accessibility. The company leverages partnerships with related insurance and safety service providers, enhancing its service ecosystem. The business model focuses on direct online sales and customer service, supported by a strong brand presence and sponsorship activities such as Swedish ice hockey. The website's content and structure indicate a focus on customer education and engagement, with tips, articles, and clear calls to action. The company targets a broad demographic including families and businesses, emphasizing trust and reliability. The digital maturity is evident in the use of advanced consent and tag management tools, reflecting compliance with evolving privacy regulations and marketing needs.

Security posture

The website employs HTTPS with a strong SSL configuration, ensuring secure data transmission. Use of Usercentrics for consent management and Tealium for tag management indicates attention to privacy and data governance. However, explicit security headers such as Content-Security-Policy and X-Frame-Options are not detected, representing an area for improvement. No exposed sensitive data or vulnerable libraries were found in the HTML content. The absence of a published security policy or incident response contact limits transparency in security governance. No vulnerability disclosure program or security.txt file was identified, which could enhance trust and responsiveness. Overall, the security posture is solid but could benefit from enhanced header policies and clearer incident response information.

Recommendations

  1. Implement and publish a detailed security policy and incident response contact information on the website.
  2. Add and enforce security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to strengthen protection against common web attacks.
  3. Establish and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting of security issues.
  4. Continue to monitor and update third-party scripts and libraries to avoid vulnerabilities.
  5. Enhance transparency around data retention policies and privacy compliance to further build user trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Gjensidige Försäkring
Description
Teckna försäkring hos Gjensidige, Nordens tredje största försäkringsbolag. Vi har försäkringar för hela familjen samt för företag. Teckna försäkring online!
Key services
Car insurance, Home insurance, Villa insurance, Boat insurance, Accident insurance, Health insurance
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, Usercentrics (consent management), Tealium (tag management), Builders platform (Gjensidige proprietary)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of consent management platform
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Tealium
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Tealium
Marketing tools
Usercentrics
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no WAF or blocking detected.
  2. Content is professional, well-structured, and relevant to insurance services.
  3. Strong GDPR and cookie compliance with visible policies and consent management.
  4. No explicit security policy or incident response information found.
  5. WHOIS data for the exact domain is missing, possibly due to subdomain usage or domain registration under a parent domain.
  6. Multiple external trusted domains used for content delivery and consent management.
  7. Social media presence on Instagram and Facebook is linked.
  8. Contact information includes a clear phone number and email address.
  9. No adult or questionable content detected.
Technical notes

Notes

The website is built using modern web standards with HTML5, CSS, and JavaScript. It integrates third-party services such as Usercentrics for cookie consent and Tealium for tag management, indicating a sophisticated approach to privacy and analytics. The site uses a proprietary builders platform for content delivery and asset management. Performance is moderate with preloading of fonts and scripts to optimize loading times. Mobile optimization and accessibility are well addressed, with responsive design and ARIA labels for navigation. SEO is supported by proper meta tags and Open Graph data. Hosting provider details are not explicitly found, but content delivery is via CDN domains under gjensidige.no. Overall, the technical infrastructure supports a professional and scalable online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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