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Security report for gjensidige.no

Gjensidige · Finance · Norway

Low risk. 4 critical or high findings in Security headers and GDPR outside view.

Security score

81/100

Risk levelLow

0–100, higher is better. How it is calculated

Gjensidige is a leading Norwegian insurance company offering a broad range of insurance products, pension plans, and fund savings services. The website targets both private individuals and businesses in Norway, providing comprehensive information, customer service access, and online tools such as pension calculators. The company positions itself as customer-centric with strong trust signals and a professional digital presence. Technically, the website is built on a modern platform (Builders Platform) with advanced tag management and consent management tools, ensuring good performance, mobile optimization, and accessibility. Security posture is solid with HTTPS enforced and secure login portals, though explicit security headers and incident response information are not publicly visible. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. Overall, the site is professional, trustworthy, and well-maintained, supporting Gjensidige's market position as a reputable financial services provider.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Facebook, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching gjensidige.no

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
95
Security headers
75
Email security
75
DNS health
90
Network security
100
GDPR outside view
50
Average
81

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention gjensidige.no, from OffSeq Breach.

Total records
739
Employees
2
Customers
594
Third parties
143
Weak passwords
24%

Latest record dated 2025-08-20 · 15 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for gjensidige.no.

Select it in the checkout above.

Masked preview

  • –iamiwa.gjensidige.no2025-08-20
  • –iamiwa.gjensidige.no2025-07-30

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Gjensidige operates in the finance sector, primarily focusing on insurance and pension products. The company leverages a direct-to-customer business model with digital self-service capabilities and advisory services. Their market position is strong in Norway, supported by positive customer satisfaction and comprehensive product offerings. Revenue streams likely include insurance premiums, pension fund management fees, and investment products. The target customer segments include private individuals, businesses, and agricultural clients. The company maintains an active presence on social media and uses advanced marketing and analytics tools to optimize customer engagement. Strategic partnerships and a robust digital infrastructure support their growth and customer retention efforts.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and integration of cookie consent management via Usercentrics. The use of Tealium for tag management indicates controlled data collection practices. However, the absence of explicit security headers such as Content-Security-Policy and lack of published security policies or incident response contacts represent areas for improvement. No vulnerabilities or exposed sensitive data were detected in the content. The site does not provide a vulnerability disclosure program or security.txt file, which could enhance transparency and security collaboration. Overall, the security posture is good but could be strengthened by formalizing security policies and improving header configurations.

Recommendations

  1. Implement and publish a formal security policy and incident response contact information on the website.
  2. Add security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  3. Establish a vulnerability disclosure program and publish a security.txt file to encourage responsible reporting of security issues.
  4. Continue to maintain and update cookie consent mechanisms to ensure ongoing GDPR compliance.
  5. Enhance transparency by providing more detailed business and compliance information, including company registration and certifications.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Gjensidige
Description
Vi hjelper deg med forsikring, pensjon og fondssparing. Få rådgivning tilpasset livssituasjonen din. Logg inn for å melde skade og gjøre endringer på forsikringene dine.
Key services
Bilforsikring, Personforsikring, Reiseforsikring, Boligforsikring, Pensjon, Fondssparing
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, Usercentrics CMP, Tealium Tag Management
Frameworks
Builders Platform
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure login portal
  • Cookie consent management

Analytics and tracking

Services
Tealium
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Tealium
Marketing tools
Usercentrics CMP
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content
  2. No WHOIS data available publicly, likely due to privacy protection or Norid policy
  3. Strong focus on insurance, pension, and financial services
  4. Good privacy and cookie policies with consent management
  5. No visible security policy or incident response contact
  6. No vulnerability disclosure or security.txt found
  7. Professional design and user experience
  8. Multiple social media channels linked
  9. No suspicious or malicious content detected
Technical notes

Notes

The website is built using the Builders Platform CMS, leveraging modern web technologies including JavaScript modules, CSS3, and HTML5. It integrates third-party services such as Usercentrics for consent management and Tealium for tag management and analytics. The site is optimized for performance with preloading of fonts and resources, and it is mobile responsive with good accessibility features. The hosting provider is not explicitly identified, but the use of CDN domains suggests a robust content delivery infrastructure. The technical implementation is modern and well-structured, supporting a high-quality user experience and efficient data collection for marketing and analytics purposes.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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