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Security report for gjensidige.lt

ADB Gjensidige · Finance · Lithuania

High risk. 2 critical or high findings in DNS health and SSL/TLS.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

ADB Gjensidige is a well-established insurance company operating in Lithuania, offering online insurance products and services. The company leverages its 200-year history and affiliation with the Gjensidige Group to maintain a strong market position. The website targets Lithuanian customers seeking convenient online insurance solutions, including policy purchase and claims registration. The business model focuses on digital engagement and customer self-service, supported by a professional and consistent brand presence. Technically, the website employs modern web technologies such as ASP.NET, Google Tag Manager, and Cookiebot for consent management, ensuring a good level of digital maturity and user experience. Security-wise, the site enforces HTTPS, uses security headers, and implements CSRF protections, reflecting a solid security posture. However, the absence of visible contact information and terms of service pages slightly detracts from business credibility. Overall, the site is compliant with GDPR, featuring comprehensive privacy and cookie policies with user consent mechanisms. The WHOIS data for the domain is unavailable, limiting domain registration trust verification, but the website content and branding strongly indicate legitimacy.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • Critical

      Domain Expired

      Domain expired 1 days ago

      What to do: Renew domain registration immediately

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching gjensidige.lt

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
90
Email security
87
DNS health
25
Network security
100
GDPR outside view
83
Average
75
After the cap
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired · found on this site
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector, specifically insurance, with a large organizational size and a long history. Its market positioning is strong due to its affiliation with the Gjensidige Group. The business model emphasizes online sales and customer self-service, supported by digital marketing and analytics tools. The company uses multiple advertising and tracking services such as Google Ads, Facebook Pixel, and Adform to optimize marketing efforts. The target customer segment is Lithuanian insurance buyers who prefer online transactions. The partnership ecosystem includes major ad networks and consent management providers. Growth indicators include a modern website with good SEO and accessibility features. Strategic observations suggest opportunities to enhance trust by publishing more explicit contact and legal information.

Security posture

The website demonstrates a mature security posture with HTTPS enforced, presence of key security headers, and protection against CSRF attacks. Cookie consent is managed via Cookiebot, ensuring compliance with privacy regulations. No obvious vulnerabilities or exposed sensitive data were detected in the HTML content. However, the lack of a security.txt file and incident response contact information indicates room for improvement in vulnerability disclosure and incident management readiness. The use of multiple third-party scripts requires ongoing monitoring to mitigate supply chain risks. Overall, the security maturity is good but could be enhanced by formalizing incident response and vulnerability disclosure processes.

Recommendations

  1. Publish a security.txt file to facilitate vulnerability reporting and improve transparency.
  2. Add clear incident response contact information, such as a dedicated security or abuse email address.
  3. Include visible company contact details (email, phone, physical address) on the website to enhance trust.
  4. Develop and publish a terms of service page to clarify user agreements and legal protections.
  5. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ADB Gjensidige
Description
Gjensidige rūpinasi savo klientais jau 200 metų! Įsigykite Gjensidige draudimą internetu itin patraukliomis kainomis!
Key services
Online insurance purchase, Claims registration
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Cookiebot, Hotjar, Google Analytics, ASP.NET
Frameworks
ASP.NET
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • CSRF protection via __RequestVerificationToken cookie
  • Cookie consent management
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Hotjar, Sitecore Engagement Analytics
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Google Ads, Adform, Meta Platforms, Inc.
Tracking pixels
Facebook Pixel, Hotjar
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge
  2. Comprehensive cookie consent and privacy policy present in Lithuanian
  3. No explicit terms of service or security policy pages found
  4. No direct contact emails or phone numbers found in the HTML content
  5. Use of multiple third-party analytics and advertising services with consent
  6. Modern web technologies and frameworks detected including ASP.NET and Google Tag Manager
  7. Good SEO and accessibility features observed
  8. WHOIS data unavailable, limiting domain registration trust verification
Technical notes

Notes

The website is built on ASP.NET technology and integrates several modern tools including Google Tag Manager, Cookiebot for consent management, Hotjar for user behavior analytics, and Google Analytics for traffic analysis. The site uses structured data (JSON-LD) to define the organization, enhancing SEO. Performance is moderate with preconnect and dns-prefetch optimizations for external resources. Accessibility features such as skip links and responsive design are implemented, contributing to a good user experience. The site uses multiple external domains for analytics and advertising, which requires careful privacy and security management. Hosting provider details are not explicitly identified. Overall, the technical infrastructure is solid with opportunities to improve transparency and legal documentation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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