Skip to main content

Security report for gjensidige.dk

Gjensidige · Finance · Denmark

Low risk. 5 critical or high findings in GDPR outside view and Security headers.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

Gjensidige.dk is a well-established Danish insurance provider serving over 500,000 customers with a broad portfolio of insurance products including car, travel, home, health, accident, business, and agricultural insurance. The company positions itself as a trusted insurer with a strong customer focus, supported by positive Trustpilot reviews and comprehensive online services. The website is professionally designed, mobile-optimized, and provides clear navigation and relevant content tailored to private individuals, businesses, and agricultural clients. Technically, the site employs modern web technologies including JavaScript frameworks, consent management via Usercentrics, and analytics through Piwik PRO and Tealium. The site is served over HTTPS with good SSL configuration, though explicit security headers are not evident in the HTML source. The site demonstrates good privacy compliance with accessible privacy and cookie policies and a consent mechanism. From a security perspective, the site shows a mature posture with secure forms and no visible vulnerabilities or exposed sensitive data. However, it lacks published security policies, incident response contacts, and vulnerability disclosure programs, which are recommended for enhanced transparency and trust. The WHOIS data is unavailable due to privacy protection, which is common and justified for this business type. Overall, Gjensidige.dk presents a secure, professional, and trustworthy online presence suitable for its market. Strategic improvements in security transparency and header implementation would further strengthen its posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Facebook, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching gjensidige.dk

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
75
Email security
85
DNS health
75
Network security
100
GDPR outside view
25
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Gjensidige.dk operates in the Danish insurance market as a large, essential financial entity offering a wide range of insurance products to private customers, businesses, and the agricultural sector. Its competitive advantage lies in its established brand, extensive product portfolio, and digital accessibility. The business model focuses on direct online sales complemented by customer service support. Revenue streams are primarily from insurance premiums. The company maintains partnerships with related insurance providers such as Gouda for travel insurance. Growth indicators include a large customer base and positive customer feedback. The company leverages a proprietary platform for web delivery and integrates third-party marketing and analytics tools to optimize customer engagement.

Security posture

The security maturity of Gjensidige.dk is solid with HTTPS enforced and secure handling of user inputs. The use of a consent management platform aligns with GDPR requirements. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of explicit security headers (e.g., CSP, HSTS) and lack of publicly available security policies or incident response contacts indicate areas for improvement. The site does not publish a vulnerability disclosure policy or security.txt file, which could enhance its security culture and transparency. Overall, the site is secure but could benefit from enhanced security governance documentation and header implementation.

Recommendations

  1. Implement and publish comprehensive security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options to mitigate common web attacks.
  2. Publish a dedicated security policy and incident response contact information to improve transparency and customer trust.
  3. Establish a vulnerability disclosure program or security.txt file to encourage responsible reporting of security issues.
  4. Enhance visibility of the Data Protection Officer contact details to comply fully with GDPR transparency requirements.
  5. Regularly review and audit third-party scripts and analytics tools to minimize potential security risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Gjensidige
Description
Gør ligesom 500.000+ danskere og lad os hjælpe med din forsikring - både før, under og efter en skade. Se nemt din pris og køb online her.
Key services
Car insurance, Travel insurance, Home insurance, Health insurance, Accident insurance, Business insurance, Agricultural insurance
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, Usercentrics (consent management), Piwik PRO (analytics), Tealium (tag management)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of consent management platform
  • Secure login and contact forms

Analytics and tracking

Services
Piwik PRO
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Piwik PRO, Tealium
Marketing tools
Usercentrics (consent management), Tealium (tag management)
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. Strong focus on insurance products for private, business, and agricultural customers
  3. Use of modern web technologies and consent management
  4. Good trust signals including Trustpilot reviews and clear privacy policies
  5. No WHOIS data available from provided raw output, likely due to privacy protection
  6. No security headers explicitly detected in HTML source
  7. No visible security.txt or vulnerability disclosure information
  8. Contact information includes phone number and contact forms but no direct emails found
  9. Social media presence on Instagram, LinkedIn, Facebook
Technical notes

Notes

The website uses a modern technology stack including JavaScript, CSS, and HTML5, supported by a proprietary Builders Platform framework. It integrates third-party services for consent management (Usercentrics), analytics (Piwik PRO), and tag management (Tealium). The site is mobile-optimized and accessible with good SEO practices. Performance is moderate, with preloading of fonts and scripts to improve load times. The lack of explicit CMS identification suggests a custom or proprietary content management solution. Hosting details are not explicitly available. The technical implementation is robust but could be enhanced by adding security headers and improving documentation of security and privacy practices.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with gjensidige.dk. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review gjensidige.dk.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.