Skip to main content

Security report for genertel.sk

Genertel · Finance · Slovakia

High risk. 18 critical or high findings in GDPR outside view, Network security and 2 other checks.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

Genertel is an established online insurance provider operating in Slovakia, offering a range of insurance products including mandatory vehicle insurance, additional vehicle insurance, travel insurance, and theft insurance. The website is professionally designed with consistent branding and targets Slovak residents seeking insurance services. The company leverages modern web technologies including WordPress CMS, Google Analytics, Hotjar, Facebook Pixel, and OneTrust for cookie consent, indicating a mature digital infrastructure. Security posture is generally good with HTTPS enforced and some security plugins detected, but lacks visible security headers and explicit security or privacy policy documentation. Overall, the website is trustworthy and functional but could improve transparency and compliance by publishing privacy and terms of service documents and providing clear contact information. The domain registration is privacy protected, which is common and justified for this business type, and no suspicious patterns were detected.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

18 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

  2. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: Telnet

      Port 23 (Telnet) is publicly accessible - Telnet - Unencrypted remote access

      What to do: Immediately restrict access to Telnet using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
    • Critical

      Critical Service Exposed: SMB

      Port 445 (SMB) is publicly accessible - SMB - Windows file sharing, high risk

      What to do: Immediately restrict access to SMB using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
    • Critical

      Critical Service Exposed: MSSQL

      Port 1433 (MSSQL) is publicly accessible - MSSQL - Database server

      What to do: Immediately restrict access to MSSQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
    • Critical

      Critical Service Exposed: Oracle

      Port 1521 (Oracle) is publicly accessible - Oracle - Database server

      What to do: Immediately restrict access to Oracle using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

Need hands-on remediation? Email guard@offseq.com

Keep watching genertel.sk

This scan found 33 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
50
Email security
85
DNS health
70
Network security
0
GDPR outside view
40
Average
55
After the cap
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Genertel operates in the finance sector, specifically insurance, with a business model focused on online sales and service delivery. The company appears to have a medium-sized market presence in Slovakia, supported by active social media channels on Facebook, LinkedIn, and YouTube. The website content is relevant and targeted to Slovak customers, emphasizing convenience and accessibility of insurance products online. The use of advanced analytics and marketing tools suggests a focus on customer engagement and data-driven marketing. However, the absence of explicit contact details and legal documents on the website may limit customer trust and regulatory compliance. There is no evidence of partnerships or subsidiaries from the provided data.

Security posture

The website enforces HTTPS and uses security plugins such as Wordfence, which enhances protection against common web threats. Cookie consent is managed via OneTrust, supporting GDPR compliance efforts. However, the lack of visible security headers such as Content-Security-Policy, X-Frame-Options, and others reduces the overall security posture. No vulnerabilities or exposed sensitive data were detected in the provided content. Incident response contacts and security policies are not published, which could hinder effective security incident management and transparency. Overall, the security posture is moderate but can be improved by implementing recommended headers and publishing security-related documentation.

Recommendations

  1. Publish a comprehensive privacy policy page clearly accessible from the homepage.
  2. Add terms of service and security policy documents to enhance legal compliance and transparency.
  3. Provide explicit contact information including emails and phone numbers for customer and security incident reporting.
  4. Implement and configure security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options.
  5. Regularly audit and update third-party scripts and plugins to mitigate vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Genertel
Description
Genertel ponúka povinné zmluvné poistenie, pripoistenie k PZP, cestovné poistenie, poistenie proti krádeží... Stojíme pri vás.
Key services
povinné zmluvné poistenie (mandatory vehicle insurance), pripoistenie k PZP (additional insurance to mandatory vehicle insurance), cestovné poistenie (travel insurance), poistenie proti krádeží (theft insurance)
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Hotjar, Facebook Pixel, Google Tag Manager, OneTrust Cookie Consent, Yoast SEO plugin, WordPress
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • Use of security plugins (Wordfence detected)

Analytics and tracking

Services
Google Analytics, Hotjar, Facebook Pixel
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Hotjar, Facebook Pixel
Marketing tools
OneTrust Cookie Consent
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a professional insurance service portal for Slovak market
  2. Uses modern tracking and analytics tools
  3. Cookie consent is implemented via OneTrust
  4. No explicit privacy policy or terms of service pages detected in provided content
  5. No direct contact information (email, phone, address) found in the analyzed HTML snippet
  6. Security headers not explicitly detected in provided data
  7. No WAF or blocking mechanisms detected
  8. WHOIS data is privacy protected but consistent with business nature
Technical notes

Notes

The website is built on WordPress CMS with Yoast SEO plugin for search engine optimization. It integrates multiple third-party analytics and marketing tools including Google Analytics, Hotjar, Facebook Pixel, and Google Tag Manager. Cookie consent is managed by OneTrust, indicating attention to privacy compliance. The site uses modern CSS and JavaScript, and appears mobile optimized with responsive design. Performance is moderate, with no explicit hosting provider identified. The presence of Wordfence suggests active security management. Technical debt appears low, but the absence of some security headers and legal documents indicates areas for improvement. Overall, the technical infrastructure supports a professional online insurance service but could benefit from enhanced security and compliance features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with genertel.sk. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review genertel.sk.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.