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Security report for gemeinschaftsbank.ch

Freie Gemeinschaftsbank Genossenschaft · Finance · Switzerland

Partial score · DNS & email only

49/100

0–100, higher is better. How it is calculated

Freie Gemeinschaftsbank Genossenschaft is a Swiss cooperative bank focused on sustainable and transparent banking practices. It offers services including account opening, credit lending, and sustainable investments, targeting individuals and projects aligned with ecological and social values. The bank positions itself as a niche player in the Swiss sustainable finance sector, emphasizing community involvement and transparency. Technically, the website is well-structured, mobile-optimized, and uses modern web technologies with good SEO and accessibility. Security posture is strong with HTTPS, security headers, and no visible vulnerabilities, though explicit security policies and incident response details are not published. Overall, the website reflects a trustworthy and professional financial institution with a clear sustainability mission.

Scanned

3 of 7 checks could not complete. The site may be unreachable or blocking automated scans, so the results below cover only what could be checked. Try a rescan later.

NIS2 and GDPR posture

NIS2 outside view
Not assessed
GDPR outside view
Not assessed

Both readouts depend on the site's pages, which could not be loaded in this scan.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: MySQL

      Port 3306 (MySQL) is publicly accessible - MySQL - Database server

      What to do: Immediately restrict access to MySQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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Keep watching gemeinschaftsbank.ch

This scan found 12 issues across 4 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Email security
85
DNS health
85
Network security
0
Average
62
After the cap
49

Not counted

  • Security headers: did not complete in this scan.
  • GDPR outside view: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates as a cooperative, encouraging membership and participation. It leverages partnerships such as membership in the Global Alliance for Banking on Values and a related foundation (Stiftung Freie Gemeinschaftsbank). The business model centers on ethical banking, supporting real economy projects with ecological and social impact. The website content and structure indicate a small-sized institution with a focused market segment. The bank maintains active communication channels including phone, contact forms, and social media, supporting customer engagement and transparency.

Security posture

The website enforces HTTPS and includes multiple security headers, indicating a mature security posture. No sensitive data is exposed in the HTML content. However, the absence of a published security policy, incident response plan, or vulnerability disclosure program suggests room for improvement in transparency and readiness. The use of a consent management platform aligns with privacy compliance requirements. Overall, the security posture is strong but could benefit from enhanced documentation and disclosure.

Recommendations

  1. Publish a dedicated security policy and incident response information on the website.
  2. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  3. Provide contact details for a Data Protection Officer to enhance GDPR compliance transparency.
  4. Regularly review and update privacy and cookie policies to maintain compliance with evolving regulations.
  5. Enhance technical SEO and performance monitoring to maintain fast loading times and accessibility.

Contact details published on the site

Addresses
Legal name
Freie Gemeinschaftsbank Genossenschaft
VAT number
CHE-103.760.390
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Freie Gemeinschaftsbank Genossenschaft
Description
Die Freie Gemeinschaftsbank Genossenschaft engagiert sich für nachhaltigen Umgang mit Geld, transparente und ökologische Kreditvergabe, und ist Mitglied der Global Alliance for Banking on Values.
Key services
Kontoeröffnung, Kreditvergabe, Nachhaltige Geldanlagen, E-Banking, Beratung
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • No exposed sensitive data in HTML
  • Secure forms with contact form

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Tracking pixels
consent.youengineering.ch
Marketing tools
YouEngineering Consent Management
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed with clear focus on sustainable banking.
  2. Comprehensive contact information and service details are provided.
  3. Strong emphasis on transparency and community involvement.
  4. No signs of malicious or suspicious activity.
  5. Good privacy and cookie policies with consent mechanisms.
  6. Social media presence on Facebook, Instagram, and LinkedIn.
  7. No explicit security policy or incident response details published.
  8. No vulnerability disclosure or security.txt found.
Technical notes

Notes

The website uses standard web technologies including HTML5, CSS, and JavaScript. It employs a consent management system from YouEngineering for cookie and privacy compliance. The site is mobile-optimized with responsive images and layouts. No specific CMS or backend framework is detected from the HTML source. Performance is moderate with no major issues detected. Accessibility features appear adequate with semantic HTML and ARIA roles. The site uses canonical links and meta tags for SEO optimization. Hosting provider details are not explicitly found. Overall, the technical infrastructure supports a professional and user-friendly online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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