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Security report for geico.com

GEICO · Finance · United States

Low risk. 1 critical or high finding in SSL/TLS.

Security score

86/100

Risk levelLow

0–100, higher is better. How it is calculated

GEICO is a large, well-established insurance company in the United States, founded in 1936, offering a wide range of insurance products including auto, homeowners, life, commercial, and specialty insurance. The website reflects a mature digital presence with comprehensive content, clear navigation, and multiple service options tailored to diverse customer needs. The company leverages modern marketing and analytics technologies such as Adobe DTM, Google Tag Manager, and Quantum Metric to optimize user experience and business insights. Security posture is strong with HTTPS enforcement, security headers, and cookie consent mechanisms, although explicit security policies and incident response information are not publicly detailed. The absence of WHOIS data is likely due to registry privacy protections, which is common for large enterprises to prevent abuse. Overall, the website is professional, trustworthy, and safe for general audiences.

Scanned

This is an earlier scan of geico.com. View the latest report

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching geico.com

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
80
Email security
85
DNS health
85
Network security
100
GDPR outside view
88
Average
86

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

GEICO holds a strong market position as a direct-to-consumer insurance provider with a broad portfolio of insurance products. Its business model focuses on leveraging digital channels for customer acquisition and service, supported by mobile applications and online policy management. The company maintains partnerships and subsidiaries such as American Modern Insurance Group and Generali, enhancing its product offerings. The website's extensive content and clear segmentation indicate a customer-centric approach targeting individual consumers and commercial clients. The use of advanced analytics and marketing tools suggests a data-driven strategy to optimize growth and customer engagement. GEICO's brand consistency and trust signals, including longevity and comprehensive service options, reinforce its credibility in the competitive insurance market.

Security posture

The website demonstrates a solid security posture with HTTPS enforced and multiple security headers implemented, including Content-Security-Policy and Strict-Transport-Security. Forms are secured with hidden fields and disclaimers are provided for third-party links, reducing risk exposure. Cookie consent and privacy policy compliance indicate attention to regulatory requirements such as GDPR. However, the absence of publicly available security policies, incident response contacts, and vulnerability disclosure mechanisms represents a gap in transparency and readiness communication. No vulnerabilities or exposed sensitive data were detected in the analysis. The security score is high but could be improved by publishing detailed security governance information and establishing formal vulnerability reporting channels.

Recommendations

  1. Publish a dedicated security policy and incident response page to enhance transparency and user trust.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Provide clear contact information for the Data Protection Officer or privacy/security contacts.
  4. Regularly review and audit third-party scripts and tracking technologies to mitigate potential vulnerabilities.
  5. Update WHOIS registration details if possible to improve domain transparency and trust signals.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
GEICO
Description
Get insurance from a company that's been trusted since 1936. See how much you can save with GEICO on insurance for your car, motorcycle, and more.
Key services
Auto Insurance, Motorcycle Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, Umbrella Insurance, Travel Insurance, Commercial Insurance, Identity Protection
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Adobe DTM, Google Tag Manager, Qualtrics, OneTrust Cookie Consent, Google Analytics, HTML5, CSS3
Frameworks
Adobe Experience Platform Launch
Platforms
Web, Mobile App
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure forms with hidden fields
  • Cookie consent mechanism
  • External disclaimers for third-party links

Analytics and tracking

Services
Google Analytics, Adobe Analytics, Quantum Metric
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads
Tracking pixels
Adobe Analytics, Quantum Metric
Marketing tools
Adobe DTM, Qualtrics
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive insurance product offerings with clear navigation.
  3. Strong privacy and cookie consent mechanisms implemented.
  4. Multiple external partner and subsidiary insurance groups referenced.
  5. Use of modern analytics and marketing technologies.
  6. No explicit or adult content detected; safe for general audiences.
  7. WHOIS data unavailable publicly, likely due to privacy or registry restrictions.
Technical notes

Notes

The website uses a modern technology stack including JavaScript frameworks, Adobe Experience Platform Launch, Google Tag Manager, and Qualtrics for user experience and analytics. The site is mobile-optimized with responsive design and accessibility features, ensuring usability across devices. Performance is moderate with asynchronous loading of scripts and preloading of key resources. SEO is supported by proper meta tags and canonical links. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not evident from the content. Overall, the technical infrastructure supports a robust and scalable digital presence but could benefit from performance optimization audits and enhanced transparency on hosting and platform details.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 85/100Low24 findingsView report
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