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Security report for futurpension.se

Futur · Finance · Sweden

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

Futur is a Swedish financial services company specializing in savings and pension products, targeting private individuals. The website is professionally designed using modern web technologies such as Angular and integrates Google Fonts and Material Icons for a consistent user experience. Hosting and DNS services are provided via Microsoft Azure DNS, indicating a reliable infrastructure. The security posture is moderate with HTTPS enabled but lacks DNSSEC and security headers, which are recommended for enhanced protection. Privacy compliance is weak due to the absence of visible privacy and cookie policies, and no contact information is explicitly provided on the site. Overall, the site is functional and credible but would benefit from improved transparency and security practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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  • TLS certificates and expiry
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  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
85
Email security
85
DNS health
70
Network security
100
GDPR outside view
25
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Futur operates in the Swedish finance sector, focusing on savings and pension solutions for private customers. The domain age and WHOIS data align with the company's founding year, suggesting a stable market presence. The business model revolves around providing financial products, likely generating revenue through pension and savings management fees. The website's clean design and moderate content quality support a professional image, although the lack of explicit trust signals such as certifications or testimonials limits trustworthiness. The company appears to maintain a focused market niche without evident partnerships or subsidiaries disclosed on the site.

Security posture

The website employs HTTPS, ensuring encrypted communication. However, the absence of DNSSEC and security headers such as Content-Security-Policy or X-Frame-Options exposes potential attack vectors. The use of third-party analytics (Piwik PRO) introduces moderate user tracking, but no explicit privacy controls or consent mechanisms are evident. No forms or input fields were detected, reducing immediate risk from input-based vulnerabilities. The domain registration is transparent and consistent with the business, supporting legitimacy. To improve security maturity, the company should implement DNSSEC, security headers, and privacy compliance measures.

Recommendations

  1. Enable DNSSEC on the domain to protect against DNS spoofing and cache poisoning.
  2. Implement essential security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Publish comprehensive privacy and cookie policies with GDPR compliance details and implement a consent mechanism.
  4. Add clear contact information including emails and phone numbers to improve transparency and user trust.
  5. Regularly audit third-party scripts and analytics tools to ensure no vulnerabilities or privacy issues.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Futur
Description
Futur is a financial services company focused on savings and pensions.
Key services
Savings, Pension
Content quality
good
Branding
consistent

Technology

Stack
Angular, Google Fonts, Material Icons, Microsoft Azure DNS
Frameworks
Angular
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
65/100
Good practices seen
  • HTTPS enabled
  • No DNSSEC enabled

Analytics and tracking

Services
Piwik PRO
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Piwik PRO
Marketing tools
Piwik PRO
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no WAF or blocking detected.
  2. No explicit privacy, cookie, or terms of service policies found in the provided content.
  3. No contact emails, phone numbers, or physical addresses explicitly found in the HTML content.
  4. Uses modern web technologies and fonts with a professional design.
  5. Includes Piwik PRO analytics scripts indicating moderate user tracking.
  6. WHOIS data shows domain is registered with a reputable Swedish registrar and is active.
  7. No security headers detected in the provided data; DNSSEC not enabled.
  8. No visible forms or data collection fields in the provided HTML snippet.
Technical notes

Notes

The website is built using Angular framework, leveraging Google Fonts and Material Icons for UI consistency. Hosting is managed via Microsoft Azure DNS, providing reliable DNS services but lacking DNSSEC. The site loads external scripts from Piwik PRO for analytics, indicating moderate tracking. The HTML and CSS are valid and the site is mobile optimized with good accessibility basics. Performance is moderate, with no major blocking issues detected. However, the absence of security headers and privacy policies indicates technical debt in security and compliance areas. Modernization efforts should focus on enhancing security configurations and privacy compliance to align with best practices.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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