Skip to main content

Security report for frenk.ai

Frenk.ai · Finance · Iceland

Medium risk. 7 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

61/100

Risk levelMedium

0–100, higher is better. How it is calculated

Frenk.ai is a newly founded fintech startup (2025) specializing in AI-driven financial advisory services delivered through an interactive gamified platform. The company targets individuals seeking to improve their financial decision-making and literacy. The website presents a professional and modern design with clear calls to action for joining a waitlist for early access. Technically, the site uses Bootstrap for responsive design, Cloudflare for DNS, and Google Analytics for user tracking. The site is mobile optimized and performs moderately well. Security posture is adequate with HTTPS enforced and secure form handling, but lacks DNSSEC and security headers, which are recommended for improvement. Privacy compliance is partially addressed with a privacy policy and GDPR mention, but no cookie consent mechanism is present. Business credibility is supported by clear contact information and EU data protection claims. Overall, the site is trustworthy and well-positioned for a fintech startup but can enhance security and privacy practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
65/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching frenk.ai

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
15
Email security
70
DNS health
60
Network security
100
GDPR outside view
65
Average
61

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Frenk.ai operates in the competitive fintech sector, leveraging AI to differentiate its financial advisory services. The gamified approach targets a niche of users interested in engaging and educational financial tools. The business model appears to be SaaS with a waitlist-driven launch strategy. The company emphasizes 24/7 AI support and EU data protection, appealing to privacy-conscious European users. The use of privacy protection in WHOIS is consistent with startup norms. The absence of partner or subsidiary domains suggests an independent operation. Marketing relies on Google Analytics and basic social media placeholders, indicating early-stage digital marketing efforts. The company is positioned as an emerging player with growth potential in AI fintech.

Security posture

The website enforces HTTPS and uses secure POST requests for form submissions, which is positive. However, the absence of DNSSEC and security headers such as Content-Security-Policy and X-Frame-Options reduces the overall security posture. No vulnerability disclosure or incident response contacts are provided, which is a gap for transparency and trust. The use of privacy protection in WHOIS is justified but limits direct registrant visibility. Google Analytics tracking is present without visible cookie consent, which may raise privacy compliance concerns. Overall, the security maturity is moderate but can be improved by implementing recommended headers, DNSSEC, and explicit privacy controls.

Recommendations

  1. Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
  2. Implement standard security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  3. Add a cookie consent banner/mechanism to comply with GDPR and improve user privacy transparency.
  4. Publish a vulnerability disclosure policy and incident response contact to build trust and security culture.
  5. Enhance privacy policy details with explicit data retention and processing information.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Frenk.ai
Description
Frenk.ai offers an AI-powered financial advisor that helps users make smart financial decisions through an interactive gamified experience. The platform targets users interested in improving their financial literacy and decision-making.
Key services
AI financial advisor, Gamified financial education, 24/7 AI support
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap, Cloudflare DNS, Google Analytics, JavaScript
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data
  • Secure form submission via POST with JSON

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a fintech startup focused on AI financial advisory with gamification.
  2. Content is professionally presented with clear calls to action for waitlist signup.
  3. No explicit privacy or cookie consent banners detected despite privacy policy presence.
  4. Contact information is clearly provided including email and phone with business hours.
  5. No security.txt or vulnerability disclosure policy found.
  6. Google Analytics is used for tracking.
  7. No DNSSEC enabled on domain.
  8. No visible security headers detected in HTML content.
  9. Forms use secure POST with JSON payload for email signup.
  10. No social media URLs with full links provided, only placeholders in footer.
Technical notes

Notes

The website uses a modern responsive design framework (Bootstrap) and is hosted with Cloudflare DNS services. Google Analytics is integrated for user behavior tracking. The site loads external CSS and image assets efficiently. JavaScript is used for form handling and toast notifications. No CMS is detected, indicating a custom or static site build. Performance is moderate with no major issues detected. Accessibility is basic but could be improved with ARIA roles and semantic HTML enhancements. SEO is basic with meta tags but lacks Open Graph or JSON-LD structured data. Overall, the technical infrastructure is solid for an early-stage fintech startup but has room for modernization and enhanced accessibility.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with frenk.ai. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review frenk.ai.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.