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Security report for fpsb.org

Financial Planning Standards Board Ltd. · Finance · N/a

Medium risk. 5 critical or high findings in Security headers and SSL/TLS.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

Financial Planning Standards Board Ltd. (FPSB) is a globally recognized standards-setting organization dedicated to advancing the financial planning profession. The website highlights FPSB's role in promoting CFP certification as the global mark of excellence, supporting a worldwide network of affiliate organizations, and providing research, advocacy, and professional development resources. The site is well-structured, professionally designed, and targets financial planning professionals and consumers seeking trusted financial advice. Technically, the site is built on WordPress, leveraging modern web technologies and analytics tools such as Google Analytics and Microsoft Clarity, with Cloudflare providing DNS and CDN services. Security posture is strong with HTTPS enforced, clientTransferProhibited domain status, and cookie consent managed via OneTrust. However, DNSSEC is not enabled, and no explicit security or incident response policies are published. Overall, the website demonstrates a mature digital presence with good privacy compliance and trust indicators.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching fpsb.org

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
20
Email security
65
DNS health
75
Network security
100
GDPR outside view
88
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

FPSB holds a strong market position as the global authority on financial planning standards and CFP certification. Its business model revolves around certification, standards development, advocacy, and research. The organization targets financial professionals and certification bodies worldwide, with a medium-sized operational scale and a history dating back to 2002. The website content and structure reflect a focus on professionalism and trust, supported by a global network and recognized certifications. Partnerships include community platforms hosted on SharePoint. The organization's revenue streams likely include certification fees, membership dues, and educational offerings. Growth indicators include recent research publications and active news updates.

Security posture

The website exhibits a solid security posture with HTTPS enforced and domain status clientTransferProhibited, reducing risk of unauthorized domain transfers. Use of Cloudflare DNS and CDN enhances security and performance. Cookie consent is managed via OneTrust, indicating GDPR compliance efforts. No security.txt or vulnerability disclosure policy is found, and no incident response contacts are published, which are areas for improvement. No exposed sensitive data or vulnerable libraries were detected in the HTML content. The site uses several third-party scripts, which should be regularly audited. Overall, the security maturity is good but could be enhanced with formal policies and DNSSEC.

Recommendations

  1. Enable DNSSEC to improve DNS security and prevent spoofing.
  2. Publish a formal security policy and incident response contact information on the website.
  3. Implement a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Enhance accessibility features to meet higher compliance standards.
  5. Regularly audit third-party scripts and dependencies for vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Financial Planning Standards Board Ltd.
Description
FPSB is the global standards-setting body for the financial planning profession, promoting CFP certification as the global mark of excellence and professionalism in financial planning. It supports a global network of affiliate organizations and provides research, advocacy, and resources to elevate the profession worldwide.
Key services
CFP Certification, Standards development, Advocacy, Research and insights, Learning and professional development
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, Google Fonts, FontAwesome, Google Analytics, Microsoft Clarity, FastSpring (e-commerce), OneTrust (cookie consent)
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • ClientTransferProhibited domain status
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Microsoft Clarity
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Microsoft Clarity
Marketing tools
OneTrust Cookie Consent
Transparency
good

Site quality

Design
excellent
User experience
good
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained.
  2. Content is rich and relevant to financial planning professionals and consumers.
  3. Strong presence of trust signals including certifications and global network.
  4. Good privacy and cookie compliance with OneTrust implementation.
  5. Use of modern analytics and marketing tools with consent mechanisms.
  6. No signs of security blocking or WAF challenges.
  7. WHOIS data supports legitimacy and long-term operation.
  8. No exposed sensitive data or obvious vulnerabilities detected.
Technical notes

Notes

The website is built on WordPress CMS with a modern tech stack including Google Fonts, FontAwesome, Google Analytics, Microsoft Clarity, and OneTrust for cookie consent. Hosting and DNS are managed via Cloudflare, providing CDN and security benefits. The site is mobile responsive with good SEO and accessibility basics. Performance is moderate, likely influenced by multiple external scripts and rich media content. The site uses FastSpring for e-commerce functionality. Technical debt appears low, but enabling DNSSEC and improving accessibility would enhance the technical posture. Overall, the infrastructure supports a professional and scalable web presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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