Skip to main content

Security report for fpinternational.com

Friends Provident International Limited · Finance · Isle of Man

Medium risk. 3 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

64/100

Risk levelMedium

0–100, higher is better. How it is calculated

Friends Provident International Limited operates as an international financial services provider specializing in investment and insurance products for customers outside key regulated markets such as the US, UK, Hong Kong, Singapore, and UAE. The company maintains a professional and consistent web presence with dedicated regional sites and adviser portals, targeting international clients with tailored financial solutions. The website offers key services including product information, fund knowledge centers, and online portals for customer account management. Technically, the site employs modern JavaScript libraries such as jQuery and integrates Google services for analytics and bot protection, demonstrating a moderate level of digital maturity. The site is mobile optimized and provides clear navigation and content relevant to its audience. Security posture is adequate with HTTPS and cookie consent mechanisms in place, though improvements in security headers and explicit security policies are recommended. Privacy compliance is strong with comprehensive policies and GDPR-aligned consent. Overall, the domain registration and WHOIS data align well with the business claims, supporting legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching fpinternational.com

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
55
Email security
85
DNS health
85
Network security
100
GDPR outside view
58
Average
64

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a solid position in the international financial services sector, focusing on expatriates and international investors. Its business model revolves around providing investment and insurance products through direct customer engagement and adviser networks. The presence of multiple regional domains and dedicated adviser portals indicates a well-structured partnership ecosystem. The company leverages online portals for customer self-service, enhancing operational efficiency. Trust indicators such as social media presence and detailed legal policies support its credibility. The lack of explicit incident response or security certifications suggests an area for strategic enhancement. The company appears to be large in size, operating from the Isle of Man, a known financial jurisdiction, which aligns with its international focus.

Security posture

The website demonstrates a baseline security posture with HTTPS enabled and the use of Google reCAPTCHA to mitigate automated abuse. Cookie consent is implemented with express consent mechanisms, supporting privacy compliance. However, the absence of visible security headers such as Content-Security-Policy and Strict-Transport-Security reduces the overall security robustness. No explicit security or incident response policies are published, which could impact customer trust and regulatory compliance. No vulnerabilities or exposed sensitive data were detected in the provided content. The security score reflects a moderate maturity level, with recommendations to enhance header configurations and publish security policies to improve resilience and transparency.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  2. Publish a clear security policy and incident response contact information on the website.
  3. Conduct regular audits of third-party scripts and dependencies to identify and mitigate vulnerabilities.
  4. Enhance accessibility features to meet recognized standards and improve user experience for all visitors.
  5. Expand SEO optimization with structured data and meta tags to improve search engine visibility and compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Friends Provident International Limited
Description
Friends Provident International Limited provides international financial products and services including investment and insurance products targeted at customers outside the US, UK, Hong Kong, Singapore, and UAE.
Key services
International Protector Middle East, Reserve, Fund knowledge centre, Online portal services, Card payment updates
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.7.1, Google reCAPTCHA, Google Tag Manager, Google Analytics, Slick Carousel
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Cookie consent banner with express consent
  • Google reCAPTCHA for bot protection

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured targeting international financial customers.
  2. Comprehensive privacy and cookie policies with consent mechanisms are implemented.
  3. No forms with sensitive data collection detected on the main page; online services are linked externally.
  4. Social media presence is strong with official LinkedIn, Facebook, Instagram, and YouTube channels.
  5. Use of Google Analytics and Tag Manager for tracking with consent-based loading.
  6. No explicit security or incident response policies published on the site.
  7. No visible security headers detected in provided data; SSL is enabled but configuration details unknown.
  8. No suspicious or malicious content detected.
  9. WHOIS data supports legitimacy and business consistency.
Technical notes

Notes

The website uses a modern JavaScript stack including jQuery 3.7.1 and integrates Google services such as reCAPTCHA, Tag Manager, and Analytics for security and tracking purposes. The presence of Slick Carousel indicates interactive UI components. The site is mobile responsive and uses standard meta tags for viewport and content type. However, no CMS or hosting provider details are explicitly detected. Performance is moderate, with asynchronous loading of scripts to improve page load times. Accessibility is basic, with room for improvement in semantic markup and ARIA attributes. SEO is basic, lacking Open Graph or JSON-LD structured data for enhanced search engine results. Overall, the technical infrastructure supports a professional user experience but could benefit from modernization and enhanced compliance features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with fpinternational.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review fpinternational.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.