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Security report for forsikringsakademiet.dk

Forsikrings- og pensionsakademiet A/S · Finance · Denmark

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

69/100

Risk levelMedium

0–100, higher is better. How it is calculated

Forsikrings- og pensionsakademiet A/S operates the website forsikringsakademiet.dk, providing specialized education, certification, and consulting services primarily for the insurance and pension sectors in Denmark. The company targets professionals and students seeking lifelong learning, compliance training, and industry-specific knowledge. The website is well-structured, professionally designed, and offers a variety of educational resources including e-learning, seminars, and tailored solutions. Technically, the site is built on TYPO3 CMS and integrates modern analytics and consent management tools, reflecting a moderate to good digital maturity level. Security posture is solid with HTTPS enforced and cookie consent implemented, though the absence of security headers and explicit security policies suggests room for improvement. The lack of WHOIS data is a concern for domain legitimacy but is mitigated by clear company contact information and professional content. Overall, the site presents a trustworthy and functional platform for its niche audience.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching forsikringsakademiet.dk

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
80
Email security
70
DNS health
60
Network security
100
GDPR outside view
25
Average
69

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a strong position in the Danish insurance education market, offering a comprehensive portfolio of training and certification programs. Its business model focuses on B2B and B2C education services, leveraging partnerships such as with Rungstedgaard and its own FOAKlearn platform. Revenue streams likely include course fees, subscriptions, and consulting engagements. The target customers are insurance professionals, HR departments, and students. The website's content and navigation support user engagement and conversion. Growth indicators include active seminar scheduling and continuous content updates. The partnership ecosystem enhances credibility and reach. Strategic observations suggest potential to expand digital offerings and improve transparency around security and compliance policies.

Security posture

The website demonstrates a good baseline security posture with mandatory HTTPS and cookie consent mechanisms. However, the absence of key security headers like Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces defense-in-depth. No vulnerabilities or exposed sensitive data were detected in the HTML content. The site lacks published incident response or security policies, which could impact preparedness and user trust. Compliance with GDPR is indicated by privacy and cookie policies. The use of third-party analytics and marketing scripts necessitates ongoing monitoring for privacy and security risks. Overall, the security maturity is moderate with clear opportunities for enhancement in policy transparency and technical controls.

Recommendations

  1. Implement and configure essential HTTP security headers to strengthen protection against common web attacks.
  2. Publish explicit security and incident response policies to improve transparency and preparedness.
  3. Consider adding a vulnerability disclosure policy or security.txt file to facilitate responsible reporting.
  4. Enhance accessibility features to meet higher compliance standards and improve user experience.
  5. Regularly audit and update third-party scripts to mitigate risks from external dependencies.

Contact details published on the site

Addresses
Legal name
Forsikrings- og pensionsakademiet A/S
Registration number
20733616
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Forsikrings- og pensionsakademiet A/S
Description
Se dine mange muligheder for uddannelse og udvikling indenfor forsikring, liv & pension, lederudvikling, kommunikation, salg og rådgivning, projektledelse og compliance af kompetenceudvikling
Key services
Certifications, Continuing education, Consulting services, E-learning, Seminars and conferences
Content quality
good
Branding
consistent

Technology

Stack
TYPO3 CMS, JavaScript, CSS, Google Tag Manager, Cookiebot, Simple Analytics
Frameworks
TYPO3
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Simple Analytics, Leadenhancer
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Leadenhancer
Marketing tools
Cookiebot
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content in Danish language.
  2. Uses TYPO3 CMS with modern web technologies.
  3. Includes privacy and cookie policies with consent mechanism.
  4. Contact information is clearly presented with company email and phone.
  5. No visible security headers detected in provided data; SSL is enabled.
  6. No WHOIS data available, which is unusual and reduces domain trust.
  7. No explicit terms of service or security policy pages found.
  8. No vulnerability disclosure or security.txt present.
  9. External links mostly to trusted analytics and partner domains.
  10. No social media links detected in the HTML content.
Technical notes

Notes

The website is powered by TYPO3 CMS, a robust and scalable content management system suitable for enterprise-grade sites. It uses modern front-end technologies including CSS and JavaScript, with integration of Google Tag Manager and Cookiebot for analytics and consent management. Performance is moderate, with preloading of CSS and JS assets and lazy loading of images. Mobile optimization is good, supported by responsive design and viewport settings. Accessibility is basic but could be improved. SEO is well addressed with meta tags and Open Graph data. Hosting provider details are not disclosed. The technical stack is modern but could benefit from enhanced security headers and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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