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Security report for fondssparen-mit-plan.de

Union Investment Service Bank AG · Finance · Germany

Medium risk. 7 critical or high findings in GDPR outside view, Email security and 2 other checks.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

The website fondssparen-mit-plan.de is associated with Union Investment Service Bank AG, a reputable financial institution in Germany specializing in investment products such as Fondssparpläne (fund savings plans). The site currently serves a 404 error page, indicating the requested content is not available. The business focus is on long-term wealth accumulation through personalized investment strategies. The branding is consistent with Union Investment, but the content is minimal and lacks essential pages such as privacy policy, cookie policy, terms of service, and contact information. From a technical perspective, the site uses Cloudflare DNS services and standard web technologies including CSS, JavaScript, and SVG graphics. However, there is no evidence of advanced frameworks or CMS usage. The site shows basic mobile optimization and accessibility but poor SEO due to the 404 status and meta robots directives preventing indexing. Security posture is limited based on the provided data. No explicit security headers or HTTPS details were found, and no incident response or security policies are disclosed. The absence of privacy and cookie policies indicates non-compliance with GDPR best practices. No forms or data collection mechanisms are present on the analyzed page, reducing immediate data protection risks but also limiting user engagement. Overall, the website appears legitimate and aligned with a known financial entity but is currently non-functional for end users due to the 404 error. Strategic improvements should focus on restoring content, implementing privacy and cookie policies, enhancing security headers, and providing clear contact and incident response information to improve trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching fondssparen-mit-plan.de

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
55
Email security
60
DNS health
60
Network security
100
GDPR outside view
25
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention fondssparen-mit-plan.de, from OffSeq Breach.

No leaked records found

Breach holds no records for fondssparen-mit-plan.de right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Union Investment Service Bank AG operates in the finance sector, offering investment products focused on fund savings plans. The business model revolves around personalized advisory services and tailored investment strategies for private investors seeking long-term wealth growth. The company is well-established in Germany with a strong brand presence. The website targets retail investors interested in fund-based savings plans. The lack of active content and missing key policy pages on the website limits its effectiveness in customer acquisition and regulatory compliance. There is no indication of partnerships or subsidiaries from the provided data. The business benefits from strong brand recognition but currently suffers from poor digital presence due to the 404 error and minimal content.

Security posture

The security posture of the website is currently weak based on the available data. There is no evidence of HTTPS enforcement or SSL configuration details, and no security headers such as Content-Security-Policy or X-Frame-Options are detected. The absence of privacy and cookie policies indicates gaps in GDPR compliance. No incident response or security contact information is provided, which reduces readiness for handling security incidents. The site does not appear to collect user data on the analyzed page, which limits exposure but also reduces user engagement. Overall, the security maturity is low, and improvements are needed to align with industry best practices and regulatory requirements.

Recommendations

  1. Restore website content to eliminate 404 errors and provide meaningful user experience.
  2. Implement comprehensive privacy and cookie policies to ensure GDPR compliance.
  3. Add clear contact information including support and incident response channels.
  4. Configure and enforce HTTPS with strong SSL/TLS settings and security headers.
  5. Enhance SEO and accessibility features to improve discoverability and usability.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Union Investment Service Bank AG
Description
Fondssparpläne für einen langfristigen Vermögensaufbau mit persönlicher Beratung und individuellen Anlagestrategien.
Key services
Fondssparpläne, Persönliche Beratung, Individuelle Anlagestrategien
Content quality
basic
Branding
consistent

Technology

Stack
Cloudflare DNS, SVG graphics, CSS, JavaScript
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
poor

Security

Observed score
40/100

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
poor

Site quality

Design
basic
User experience
basic
Content relevance
poor
Navigation
poor
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website currently serves a 404 error page indicating the requested page is not found.
  2. No privacy, cookie, or terms of service policies are present on the page.
  3. No contact information such as email, phone, or physical address is provided.
  4. No security policies or incident response contacts are disclosed.
  5. The site uses Cloudflare DNS but no other security headers or HTTPS details are provided.
  6. Content is minimal and focused on risk disclosures related to investment products.
  7. Branding is consistent with Union Investment, a known financial institution.
  8. No analytics or advertising scripts detected in the provided HTML.
  9. No forms or data collection fields are present on the page.
  10. SEO is poor due to 404 status and meta robots noindex,nofollow directive.
Technical notes

Notes

The website uses Cloudflare DNS services and standard web technologies such as CSS, JavaScript, and SVG for graphics. There is no indication of a CMS or advanced frameworks. The site includes a meta viewport tag for responsive design but only basic mobile optimization is evident. The page is a 404 error page with minimal content and a meta robots tag set to noindex, nofollow, which prevents search engine indexing. No analytics or tracking scripts are detected. Performance is moderate but limited by the lack of substantive content. The technical implementation is basic and requires modernization and content restoration to meet current web standards.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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