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Security report for fondee.pl

Direct Fondee a.s. · Finance · Poland

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

55/100

Risk levelMedium

0–100, higher is better. How it is calculated

Fondee is an online investment platform operated by Direct Fondee a.s., offering tailored ETF-based portfolios for retail investors in Poland and the Czech Republic. The platform targets a broad audience including students, parents investing for children, and individuals planning for retirement. It emphasizes ease of use, transparency, and trust, supported by regulatory oversight from the Czech National Bank and investor protection funds. Technically, the website uses modern web technologies such as React, Google Tag Manager, and Google reCAPTCHA, hosted on DigitalOcean with CDN support, ensuring good performance and mobile optimization. Security posture is strong with HTTPS, security headers, and cookie consent mechanisms, though explicit security policies and incident response details are not publicly available. Overall, the site presents a professional, trustworthy, and compliant investment service with a solid digital infrastructure.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, Google APIs, Google Ads

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

Need hands-on remediation? Email guard@offseq.com

Keep watching fondee.pl

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
60
Email security
60
DNS health
80
Network security
40
GDPR outside view
40
Average
55

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention fondee.pl, from OffSeq Breach.

Total records
18
Employees
0
Customers
18
Third parties
0
Weak passwords
0%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for fondee.pl.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Fondee operates within the finance sector as part of the Direct Family group, leveraging partnerships with insurance and financial service providers. Its business model focuses on automated, low-fee ETF portfolio management accessible online, appealing to a growing market of retail investors seeking simple and sustainable investment options. The company maintains a strong brand presence with consistent messaging and multiple social media channels. Growth indicators include diversified product offerings (classic, ESG, children’s, retirement, and student accounts) and integration with parent and partner companies. The partnership ecosystem includes Direct Family and its subsidiaries, enhancing market reach and service reliability.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, comprehensive security headers, and use of Google reCAPTCHA to mitigate automated abuse. Cookie consent and GDPR compliance are well implemented, reflecting attention to privacy regulations. However, the absence of a published security policy, incident response plan, or vulnerability disclosure program limits transparency. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. The security score is high but could be improved by publishing explicit security documentation and providing direct security contact channels.

Recommendations

  1. Publish a dedicated security policy and incident response information on the website.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Provide direct security contact emails such as security@ or abuse@ addresses.
  4. Regularly audit and update third-party scripts and libraries to mitigate vulnerabilities.
  5. Enhance transparency on data retention and processing policies to strengthen privacy compliance.

Contact details published on the site

Addresses
Legal name
Direct Fondee a.s.
Registration number
06691862
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Direct Fondee a.s.
Description
Fondee offers easy online investment services with tailored portfolios, including classic, ESG, children’s, retirement, and student investment accounts. They provide investment opportunities starting from 100 PLN, focusing on transparency, trust, and ease of use.
Key services
Tailored investment portfolios, ESG investment portfolios, Children’s investment accounts, Retirement investment accounts, Student investment accounts
Content quality
excellent
Branding
consistent

Technology

Stack
React, Google Tag Manager, Google reCAPTCHA v3, Google Maps API, DigitalOcean Spaces CDN
Frameworks
React
Platforms
Web
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA v3
  • Cookie consent mechanism
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics (via Google Tag Manager)
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads
Tracking pixels
Google Ads Conversion Tracking
Marketing tools
Google Ads, Ladesk chat widget
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content
  2. No WAF or blocking detected
  3. Strong GDPR and cookie compliance
  4. Clear business and product offerings
  5. Multiple social media and partner links
  6. No exposed sensitive data or obvious vulnerabilities
  7. WHOIS data unavailable publicly, likely privacy protected
  8. Use of modern web technologies and CDN
  9. Good mobile and SEO optimization
Technical notes

Notes

The website is built on a modern React framework, leveraging Google Tag Manager and reCAPTCHA for analytics and security. Hosting on DigitalOcean with CDN ensures reliable performance and global content delivery. The site is mobile-optimized with responsive design and accessibility features. SEO practices are evident with proper meta tags and Open Graph data. No CMS was explicitly detected, suggesting a custom or headless architecture. Performance is moderate with room for optimization in script loading and caching. Technical risks are minimal, but continuous monitoring of third-party dependencies is advised to maintain security and performance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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