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Security report for fondee.cz

Direct Fondee a.s. · Finance · Czech Republic

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

57/100

Risk levelMedium

0–100, higher is better. How it is calculated

Fondee is an online investment platform based in the Czech Republic, offering automated ETF portfolios, sustainable ESG investments, pension accounts, children's investment accounts, and corporate bonds. It operates under the financial group Direct family, aiming to make investing accessible and affordable with low fees and a fully digital experience. The website is professionally designed, mobile-optimized, and rich in content, targeting retail investors seeking simple and responsible investment solutions. Technically, the site uses modern frameworks like React, integrates Google services for analytics and bot protection, and is hosted on DigitalOcean's CDN infrastructure. Security posture is strong with HTTPS, security headers, and regulatory oversight by the Czech National Bank, although explicit security policies and incident response contacts are not published. WHOIS data is missing, which reduces transparency but does not negate the legitimacy indicated by the website content and regulatory references. Overall, the site presents a trustworthy and professional investment service with room for improvement in transparency and direct contact information.

Scanned

This is an earlier scan of fondee.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching fondee.cz

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
60
Email security
65
DNS health
85
Network security
40
GDPR outside view
40
Average
57

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention fondee.cz, from OffSeq Breach.

Total records
370
Employees
0
Customers
370
Third parties
0
Weak passwords
4%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for fondee.cz.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Fondee positions itself as a user-friendly, low-cost investment platform in the Czech market, leveraging automated ETF portfolios and ESG criteria to attract a broad retail audience including students and parents investing for children. Its affiliation with Direct family financial group strengthens its market position. The business model focuses on digital onboarding, automated portfolio management, and diversified investment products including bonds. Media presence and interviews enhance brand recognition. The platform's growth potential is supported by regulatory compliance and a clear value proposition targeting the growing demand for sustainable and accessible investment options.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, comprehensive security headers, and integration of Google reCAPTCHA v3 to mitigate automated abuse. The platform is regulated by the Czech National Bank and benefits from investor protection schemes. However, the absence of published security policies, incident response procedures, and vulnerability disclosure mechanisms indicates gaps in transparency and readiness. No vulnerabilities or exposed sensitive data were detected in the analysis. Enhancing security documentation and providing clear security contact channels would improve trust and compliance with best practices.

Recommendations

  1. Publish a dedicated security policy and incident response page detailing procedures and contacts.
  2. Provide explicit contact information for security incidents, including security@ or abuse@ email addresses.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Add clear company contact emails and phone numbers on the website to improve user trust and support.
  5. Regularly audit third-party scripts and dependencies to ensure no vulnerable libraries are used.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Direct Fondee a.s.
Description
Investice jednoduše a bez nesmyslných poplatků. Vyzkoušejte investiční aplikaci Fondee a zhodnoťte své peníze v ETF portfoliích už od 1 000 Kč.
Key services
Automated ETF portfolio investment, Sustainable ESG portfolios, Children's investment accounts, Pension investment accounts, Corporate bonds investment
Content quality
excellent
Branding
consistent

Technology

Stack
React, Google Tag Manager, Google reCAPTCHA v3, Google Maps API, DigitalOcean Spaces CDN
Frameworks
React
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA v3 for bot protection
  • Cookie consent mechanism implemented
  • Regulatory oversight by Czech National Bank

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Google reCAPTCHA
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected
  2. WHOIS data is unavailable, which is unusual and reduces transparency
  3. Strong regulatory compliance signals with Czech National Bank oversight
  4. Comprehensive cookie and privacy policies with consent mechanisms
  5. No direct contact emails or phone numbers found on main page
  6. Use of modern web technologies and CDN for performance
  7. Multiple media references and interviews enhance credibility
  8. No signs of adult or questionable content
  9. Security headers and HTTPS are properly implemented
Technical notes

Notes

The website is built using React and served via a DigitalOcean Spaces CDN, ensuring good performance and scalability. It integrates Google Tag Manager and reCAPTCHA for analytics and security. The site is mobile-optimized with responsive design and accessibility considerations. SEO is well addressed with proper meta tags and Open Graph data. No CMS was detected, indicating a custom or headless architecture. Performance is moderate, with potential improvements in load times by optimizing third-party scripts. The technical stack is modern and aligns with industry standards for fintech platforms.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 60/100Medium29 findingsView report
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