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Security report for fond-fci.ro

Fondul de Compensare a Investitorilor · Finance · Romania

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

Fondul de Compensare a Investitorilor is a Romanian investor compensation fund established in June 2005. Its primary mission is to compensate investors in cases where participants of the fund are unable to return monetary funds or financial instruments held on behalf of investors. The website positions the fund as a trusted entity cooperating closely with financial authorities and institutions, providing transparency through published reports and communications. The target audience includes investors and financial entities within Romania. The business model revolves around financial protection and regulatory compliance within the Romanian financial market. Technically, the website employs modern JavaScript libraries such as Swiper.js for UI components, lazy loading for images, and a custom Perseverance framework for styling and scripts. The site is mobile optimized with good SEO practices and a clean, professional design. No CMS or hosting provider details are explicitly detected. Performance is moderate with good mobile responsiveness and basic accessibility features. From a security perspective, the website enforces HTTPS and uses secure forms with CSRF tokens. However, it lacks several recommended security headers and does not publish explicit security or incident response policies. No vulnerabilities or exposed sensitive data were detected. Privacy compliance is well addressed with a comprehensive GDPR policy and cookie policy, though no explicit cookie consent mechanism is observed. Overall, the website is legitimate, professional, and trustworthy with a strong focus on investor protection. The domain WHOIS data is privacy protected as per ROTLD policy, which is standard for Romanian domains. The site would benefit from enhanced security headers, incident response disclosures, and cookie consent mechanisms to improve compliance and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
75
Email security
70
DNS health
60
Network security
20
GDPR outside view
40
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Fondul de Compensare a Investitorilor holds a niche and essential role in the Romanian financial sector as an investor compensation fund. Its competitive advantage lies in its regulatory backing and clear mission to protect investors. The business model is non-profit and government-related, focusing on financial compensation and investor protection. Revenue streams are likely funded by participant contributions and regulatory frameworks. The target customer segments are financial institutions and individual investors in Romania. Growth indicators include regular publication of financial reports and active communication with stakeholders. The partnership ecosystem includes cooperation with financial authorities and institutions. Strategic observations highlight the importance of maintaining transparency, regulatory compliance, and trust to sustain its market position.

Security posture

The website demonstrates a moderate to good security maturity level. HTTPS is enforced site-wide, and forms implement CSRF protection. However, the absence of key security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options represents a gap that could expose the site to clickjacking, MIME sniffing, and other attacks. No incident response or security policy pages are published, limiting transparency on handling security events. GDPR compliance is evident through a detailed privacy policy, but cookie consent mechanisms are missing, which may be a compliance risk. No vulnerabilities or exposed sensitive data were found in the HTML content. The security culture appears cautious but could be improved by publishing explicit policies and enhancing technical controls.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.
  2. Publish an incident response policy and contact channels for security issues to improve transparency and readiness.
  3. Add a cookie consent mechanism to comply fully with GDPR cookie regulations.
  4. Regularly audit and update third-party JavaScript libraries to avoid vulnerabilities.
  5. Consider publishing a vulnerability disclosure policy or security.txt file to encourage responsible reporting.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Fondul de Compensare a Investitorilor
Description
In Romania, Fondul a fost infiintat in iunie 2005, avand ca scop compensarea investitorilor, in situatia incapacitatii participantilor Fondului de a returna fondurile banesti si/sau instrumentele financiare datorate sau apartinand investitorilor, care au fost detinute in numele acestora, cu ocazia prestarii de servicii de investitii financiare sau de administrare a portofoliilor individuale de investitii.
Key services
Compensarea investitorilor, Informare participanți, Publicarea rapoartelor financiare, Cooperare internationala
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Swiper.js, BaguetteBox.js, LazyLoad.js
Frameworks
Perseverance CSS/JS framework
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure contact form with CSRF token
  • No exposed sensitive data in HTML

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented in Romanian language with English option.
  3. Clear focus on investor compensation fund in Romania.
  4. Contact information is complete and includes phone, email, physical address, and contact form.
  5. No visible security headers detected; opportunity for improvement.
  6. No analytics or tracking scripts detected, indicating privacy respect.
  7. No advertising or affiliate marketing detected.
  8. WHOIS data is privacy protected by ROTLD with no public registrant info.
  9. Website uses modern JavaScript libraries for UI and lazy loading.
  10. No explicit security or incident response policies published.
Technical notes

Notes

The website uses a custom Perseverance CSS/JS framework combined with popular JavaScript libraries such as Swiper.js for sliders, BaguetteBox.js for image galleries, and LazyLoad.js for performance optimization. The site is well-structured with valid meta tags and Open Graph data for social sharing. The contact form includes CSRF tokens indicating secure form handling. No CMS or hosting provider information is explicitly detected. Performance is moderate with lazy loading implemented for images. Mobile optimization is good, but accessibility features are basic and could be enhanced. SEO is good with canonical tags and descriptive metadata. Overall, the technical infrastructure is modern and adequate for the site's purpose but could benefit from improved accessibility and security header implementation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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