Is fmg.co.nz Safe? Security Analysis for Fmg
http://fmg.co.nzCheck if fmg.co.nz is a scam or legitimate. Free security scan and reviews.
GDPR-aligned
Data handling
EU
Hosting region
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via EveryPay24 urgent findings need attention
9 critical · 15 high
- + 16 more findings in the full report below
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Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
6 findings
40/100
GDPR Compliance
4 findings
53/100
NIS2 Compliance
9 findings
2/100
Email Security
3 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
FMG holds a dominant position in New Zealand's rural insurance market, leveraging its mutual ownership model to align business interests with member needs. Its competitive advantage lies in deep regional presence, tailored insurance products for rural sectors, and strong brand trust evidenced by B Corp certification. Revenue streams are primarily insurance premiums from diverse rural and provincial clients. FMG targets farmers, lifestyle block owners, and rural businesses, emphasizing community support and risk mitigation. Growth is supported by digital transformation initiatives and extensive regional offices. Partnerships with industry bodies and community programs enhance FMG's ecosystem. The company maintains a clear focus on rural New Zealand, with no apparent diversification into unrelated sectors.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
FMG demonstrates a mature security posture with HTTPS enforced across the site and integration of reCAPTCHA to protect forms from abuse. The absence of exposed sensitive data and use of reputable analytics and marketing tools indicate good operational security hygiene. However, the lack of explicit security headers such as X-Frame-Options and X-Content-Type-Options, and no publicly available incident response or vulnerability disclosure policies, represent areas for improvement. GDPR compliance is indicated through privacy and cookie policies, but no dedicated security or data protection officer contact is found. Overall, FMG's security posture is solid but could benefit from enhanced transparency and formalized security documentation to meet evolving compliance standards.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy and incident response page to improve transparency and preparedness.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
Farmers Mutual Group
FMG is New Zealand’s leading rural insurer. We provide advice and insurance to over 120,000 members and clients living in rural and provincial New Zealand, with employees located across 30 regional offices nationwide.
good
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Use of reCAPTCHA for forms
- No exposed sensitive data in HTML
- Use of multiple tracking and analytics scripts with consent
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no WAF or blocking detected.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
Forces HTTPS connections
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
Large organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
Privacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
Detected sectors: transport, health, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
SSL certificate expires in 38 days
Weak SSL Key Length
SSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
Completed 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
Domain can be transferred without authorization
Domain Delete Lock Not Enabled
Domain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
High-Risk Service Exposed: FTP
Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
Service Exposed: SSH
Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced
Critical Service Exposed: Telnet
Port 23 (Telnet) is publicly accessible - Telnet - Unencrypted remote access
High-Risk Service Exposed: RPC
Port 135 (RPC) is publicly accessible - RPC - Windows RPC endpoint
High-Risk Service Exposed: NetBIOS
Port 139 (NetBIOS) is publicly accessible - NetBIOS - Windows file sharing
Critical Service Exposed: SMB
Port 445 (SMB) is publicly accessible - SMB - Windows file sharing, high risk
Critical Service Exposed: MSSQL
Port 1433 (MSSQL) is publicly accessible - MSSQL - Database server
Critical Service Exposed: Oracle
Port 1521 (Oracle) is publicly accessible - Oracle - Database server
Critical Service Exposed: MySQL
Port 3306 (MySQL) is publicly accessible - MySQL - Database server
Critical Service Exposed: RDP
Port 3389 (RDP) is publicly accessible - RDP - Remote Desktop, prime ransomware target
Critical Service Exposed: PostgreSQL
Port 5432 (PostgreSQL) is publicly accessible - PostgreSQL - Database server
Critical Service Exposed: Redis
Port 6379 (Redis) is publicly accessible - Redis - In-memory database
High-Risk Service Exposed: Elasticsearch
Port 9200 (Elasticsearch) is publicly accessible - Elasticsearch - Search engine
Critical Service Exposed: MongoDB
Port 27017 (MongoDB) is publicly accessible - MongoDB - NoSQL database
How does fmg.co.nz compare?
fmg.co.nz scores below average. Browse similar domains to see how competitors handle security.
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