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Security report for cachet.me

Cachet · Insurance · Estonia

Partial score · DNS & email only

65/100

0–100, higher is better. How it is calculated

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
6of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  2. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      Domain Expires Soon

      Domain expires in 0 days

      What to do: Renew domain registration before expiration

  3. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

Need hands-on remediation? Email guard@offseq.com

Keep watching cachet.me

This scan found 15 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Email security
80
DNS health
75
Network security
20
GDPR outside view
88
Average
65

Not counted

  • Security headers: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Cachet occupies a niche market segment providing insurance and fleet solutions tailored for platform-based mobile workforces. Its competitive advantage lies in leveraging smarter data for fairer pricing and flexible insurance products. The business model focuses on B2B clients such as platforms and fleet operators. The website's multilingual support indicates an intent to serve a diverse international audience. The integration of HubSpot and Google analytics suggests active marketing and customer engagement strategies. However, the lack of visible contact information and terms of service may limit trust for some users. The use of privacy protection in domain registration is typical for small tech companies but reduces transparency. The expired domain status is a potential red flag that should be addressed promptly to maintain operational continuity.

Security posture

The website enforces HTTPS and uses security best practices such as cookie consent with granular controls, reCAPTCHA integration, and no visible sensitive data leaks. Security headers are partially implemented, but additional headers like Content-Security-Policy could enhance protection. The expired domain registration is a notable vulnerability that could lead to domain hijacking or downtime. No explicit security policies or incident response contacts are published, which is a gap in compliance and readiness. The use of multiple third-party scripts requires ongoing monitoring to mitigate supply chain risks. Overall, the security posture is moderate with strengths in encryption and privacy compliance but weaknesses in domain management and policy transparency.

Recommendations

  1. Renew the domain registration immediately to prevent service disruption and maintain trust.
  2. Publish clear terms of service and security/privacy policies on the website to improve transparency.
  3. Implement additional HTTP security headers such as Content-Security-Policy and X-Content-Type-Options.
  4. Add explicit contact information including security incident response contacts to enhance compliance.
  5. Regularly audit third-party scripts and dependencies to reduce supply chain vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Cachet
Description
Cachet helps platforms and fleet operators insure and manage mobile workforces. Smarter data, fairer pricing—powered by Cachet insurance.
Key services
Flexible insurance for platforms, Fleet management solutions, Mobile workforce insurance
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Elementor, Google Tag Manager, HubSpot, Cookiebot, jQuery, Swiper.js
Frameworks
Elementor
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with granular consent options
  • Use of recaptcha script
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, HubSpot Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads, Facebook Pixel
Tracking pixels
HubSpot Analytics, Facebook Pixel
Marketing tools
HubSpot, Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website uses HTTPS with valid SSL
  2. Cookie consent mechanism is implemented with detailed categories
  3. No explicit contact emails or phone numbers found on main page
  4. Multiple external analytics and marketing scripts loaded
  5. Domain registration expired recently, needs renewal
  6. No visible security.txt or vulnerability disclosure page
  7. No visible terms of service page
  8. Website content is in English with multiple language alternates
  9. Business focuses on insurance and fleet solutions for platforms
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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