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Security report for fktk.lv

Latvijas Banka · Finance · Latvia

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Latvijas Banka is the national central bank of Latvia, serving as an independent institution responsible for implementing monetary policy, managing foreign currency and gold reserves, issuing cash, and overseeing financial stability and payment systems. It operates as part of the European System of Central Banks, providing critical financial services and regulatory oversight within Latvia. The website presents comprehensive information about its functions, services, and latest news, targeting financial institutions, researchers, and the general public. Technically, the website is built on Joomla! CMS with modern JavaScript libraries such as jQuery and Moment.js, hosted on Microsoft Azure infrastructure. It features responsive design, clear navigation, and integrates external resources like Google Fonts and social media platforms. The site employs HTTPS with no visible security flaws and includes cookie consent mechanisms aligned with GDPR requirements. From a security perspective, the site demonstrates good practices including encrypted connections, cookie consent, and no exposed sensitive data. However, explicit security headers and incident response contacts are not evident, which could be improved. The absence of WHOIS data due to query limits does not detract from the site's legitimacy, as it is clearly an official government entity with consistent branding and trust signals. Overall, Latvijas Banka's website is a professional, secure, and informative platform that effectively supports its role as Latvia's central bank. Strategic recommendations include enhancing security headers, publishing explicit security policies, and improving accessibility compliance to further strengthen trust and resilience.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching fktk.lv

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
85
Email security
85
DNS health
90
Network security
100
GDPR outside view
40
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Latvijas Banka holds a pivotal position as Latvia's central bank, operating within the finance and government sectors. Its business model focuses on regulatory oversight, monetary policy implementation, and financial services essential to national economic stability. The website reflects a mature digital presence with strong content quality and user engagement through news, statistics, and educational resources. Partnerships with related domains such as makroekonomika.lv and naudasskola.lv indicate a broad ecosystem supporting economic analysis and financial literacy. The bank's transparent communication, social media outreach, and career portal demonstrate a comprehensive approach to stakeholder engagement and institutional branding.

Security posture

The website exhibits a solid security posture with enforced HTTPS, cookie consent mechanisms, and no visible exposure of sensitive information. The use of modern libraries and hosting on a reputable cloud platform adds to its security maturity. However, the lack of explicit security headers (e.g., CSP, HSTS) and absence of published incident response or vulnerability disclosure policies represent gaps. No signs of malware, phishing, or vulnerabilities were detected. Compliance with GDPR is evident through privacy and cookie policies. Overall, the security posture is good but could benefit from formalizing security policies and enhancing technical controls.

Recommendations

  1. Implement comprehensive HTTP security headers including Content-Security-Policy, X-Content-Type-Options, X-Frame-Options, and Strict-Transport-Security.
  2. Publish a dedicated security policy and provide clear incident response contact information to improve transparency and trust.
  3. Regularly audit and update all third-party libraries and CMS components to mitigate potential vulnerabilities.
  4. Enhance website accessibility to meet recognized standards, improving usability for all users.
  5. Maintain and communicate clear data retention and privacy practices to reinforce GDPR compliance.

Contact details published on the site

Addresses
Legal name
Latvijas Banka
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Latvijas Banka
Description
Latvijas Banka is the national central bank of Latvia, an independent institution responsible for monetary policy implementation, management of foreign currency and gold reserves, issuance of cash, operation of interbank payment systems, and compilation of financial statistics. It is a member of the European System of Central Banks.
Key services
Monetary policy implementation, Financial stability oversight, Reserve management, Licensing and supervision of financial market participants, Currency issuance and cash circulation management, Financial statistics and data provision, Customer services including currency exchange and credit registry information
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery 3.6.1, Joomla! CMS, Google Fonts, Moment.js, Chosen jQuery plugin, LightSlider, Air-datepicker, BotChat
Frameworks
Joomla!
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of external scripts loaded over HTTPS
  • No visible vulnerable libraries detected

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
excellent
User experience
good
Content relevance
excellent
Navigation
good
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation.
  2. No WAF or security challenge detected.
  3. WHOIS data unavailable due to query limit error.
  4. Strong privacy and cookie policies with consent mechanisms present.
  5. Multiple official social media channels linked.
  6. Use of modern web technologies and CMS.
  7. No visible security vulnerabilities or exposed sensitive data.
  8. Clear contact information including phone, email, and physical addresses.
  9. No terms of service page explicitly found.
  10. No explicit security policy or incident response contact found.
Technical notes

Notes

The website is powered by Joomla! CMS and utilizes a modern JavaScript stack including jQuery 3.6.1, Moment.js, and UI plugins like Chosen and LightSlider. Hosting on Microsoft Azure provides scalable and reliable infrastructure. The site is mobile responsive with good SEO practices including meta tags and Open Graph data. Performance is moderate, with potential for optimization in script loading and caching. The presence of a cookie consent banner and integration of Google Tag Manager indicate attention to analytics and privacy. No critical technical debt or deprecated technologies were observed.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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