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Security report for first-national.com

First National Bank of McConnelsville · Finance · United States

Low risk. 3 critical or high findings in SSL/TLS and GDPR outside view.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

First National Bank of McConnelsville is a regional financial institution serving Southeastern Ohio since 1863, offering a range of banking products including loans, mortgages, checking and savings accounts, credit cards, and online banking services. The website is built on WordPress using popular page builders and includes external links to trusted financial partners and government sites. The technical infrastructure is modern but lacks some advanced security headers and cookie consent mechanisms. The security posture is moderate with HTTPS enabled and use of an exit notifier plugin to warn users about offsite links. However, the absence of WHOIS data for the domain raises concerns about domain registration legitimacy, which should be verified to ensure trust. Overall, the website presents a professional and trustworthy front for the bank but could improve in security and privacy compliance transparency.

Scanned

NIS2 and GDPR posture

GDPR outside view
70/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching first-national.com

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
85
Email security
65
DNS health
80
Network security
100
GDPR outside view
70
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank holds a strong market position as a longstanding regional bank with a focus on personal and business banking customers in Southeastern Ohio. Its business model centers on traditional banking services supplemented by online banking capabilities. The presence of partnerships with investment and credit card service providers indicates a diversified service offering. The website content and navigation are clear and professional, targeting local residents and businesses. Growth indicators include online banking adoption and credit card offerings. Strategic partnerships with financial service providers enhance the bank's ecosystem and customer value proposition.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and an exit notifier plugin to alert users about external links. However, the lack of visible security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces the overall security posture. No incident response or security policy information is publicly available, which limits transparency. The absence of cookie consent mechanisms may impact privacy compliance. No vulnerabilities or exposed sensitive data were detected in the provided content. To improve, the bank should implement comprehensive security headers, publish incident response contacts, and enhance privacy compliance features.

Recommendations

  1. Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to strengthen site security.
  2. Verify and update domain WHOIS registration information to ensure transparency and trustworthiness.
  3. Add a visible cookie consent banner to comply with privacy regulations and improve user trust.
  4. Publish a security policy and incident response contact information to enhance transparency and readiness.
  5. Regularly audit and update all plugins and third-party integrations to mitigate vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
First National Bank of McConnelsville
Description
A regional bank serving Southeastern Ohio since 1863, offering personal and business banking services including loans, mortgages, checking and savings accounts, credit cards, and check ordering.
Key services
Loans & Mortgages, Visa Platinum Rewards Credit Cards, Business Visa Debit Cards, Checking Accounts, Savings Accounts, Certificates of Deposit, Individual Retirement Accounts, Online Banking
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Elementor, WPBakery Page Builder, jQuery, FontAwesome, Google Fonts, Exit Notifier Plugin
Frameworks
WordPress
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
70/100
Good practices seen
  • Use of HTTPS (implied by URL https://)
  • Exit Notifier plugin to warn users about offsite links

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a WordPress-based banking site with clear navigation and professional design
  2. No WHOIS data available, raising questions about domain registration status
  3. Privacy policy and terms of service are present and comprehensive
  4. No explicit security headers detected in provided data
  5. External links to trusted financial and government domains
  6. No signs of adult or questionable content
  7. Exit Notifier plugin used to warn users about offsite links
  8. No visible contact emails or phone numbers in provided HTML snippet
  9. No cookie consent banner detected
Technical notes

Notes

The website is built on WordPress with Elementor and WPBakery page builders, leveraging jQuery and FontAwesome for UI elements. Google Fonts are used for typography. The site uses an exit notifier plugin to warn users about offsite links, indicating attention to user security. Performance is moderate with responsive design for mobile devices. SEO is supported by proper meta tags and structured content. However, no advanced hosting or CDN information was detected. Accessibility features are basic, and there is room for improvement in compliance and security configurations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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