Is finlat.lv Safe? Security Analysis for E-COMMERCE BROKER SIA
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Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
EveryPay
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Finlat.lv is a Latvian-based credit comparison and brokerage platform operated by E-COMMERCE BROKER SIA, founded in 2021. The platform offers a wide range of financial services including consumer loans, mortgage-backed loans, auto loans, business loans, refinancing, and credit consolidation. It serves individuals and businesses in Latvia, providing a convenient one-application process to access multiple lenders. The website is well-structured with clear navigation, client testimonials, and partner logos enhancing its credibility. Technically, it is built on WordPress with Elementor and uses modern web technologies, but lacks a valid SSL certificate, which is a critical security concern. The absence of a cookie consent mechanism also poses potential GDPR compliance issues. The platform integrates several analytics and marketing tools such as Google Analytics, Yandex Metrica, and Facebook Pixel, indicating moderate user tracking. Overall, the business appears legitimate with consistent WHOIS data and transparent contact information, but needs to address security and privacy compliance gaps to improve trust and security posture.
Detected Technologies
12 urgent findings need attention
1 critical · 11 high
- + 4 more findings in the full report below
Keep finlat.lv under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
8 findings
15/100
GDPR Compliance
6 findings
0/100
NIS2 Compliance
7 findings
25/100
Email Security
5 findings
65/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Finlat.lv positions itself as a key player in the Latvian financial services market by aggregating loan offers from over 35 lenders, including banks and credit institutions. Its competitive advantage lies in simplifying the loan application process and providing transparent comparisons of interest rates, terms, and conditions. The business model is based on credit intermediation and lead generation, targeting both retail and business customers. The company has established partnerships with notable financial institutions such as Citadele Banka. Growth indicators include a significant client base of over 93,000 customers and a total loan volume of approximately 89 million EUR. The platform's strategic focus on digital accessibility and comprehensive service offerings supports its market presence and customer acquisition.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
E-COMMERCE BROKER SIA
LV40203308336
40203308336
Security Posture Analysis
Comprehensive Security Assessment
The website's security posture is currently basic with some positive practices such as SPF and DMARC email authentication records. However, the lack of a valid SSL certificate means that HTTPS is not properly enforced, exposing users to potential data interception risks. Additionally, the absence of HTTP security headers like HSTS, Content-Security-Policy, and OCSP stapling reduces the site's resilience against common web attacks. Forms are present and appear to use AJAX for submission, but no explicit security measures such as CAPTCHA or input validation details are evident beyond basic input masks. The site uses several third-party scripts and analytics tools, which require regular monitoring to prevent vulnerabilities. Overall, the security score is low, and immediate remediation is recommended to protect user data and maintain compliance.
Strategic Recommendations
Priority Actions for Security Improvement
Install and maintain a valid SSL certificate to enable HTTPS and protect user data in transit.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
Forces HTTPS connections
Missing X-Frame-Options header
Prevents clickjacking attacks
Missing X-Content-Type-Options header
Prevents MIME type sniffing
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
Insufficient contact information
GDPR requires organizations to provide clear contact details
EU business without adequate privacy measures
EU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube, Cloudflare, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DMARC reporting
DMARC aggregate reports not configured
No DKIM record found
DKIM adds cryptographic signatures to emails
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
HSTS Not Enabled
HTTP Strict Transport Security (HSTS) is not configured
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
Domain can be transferred without authorization
Domain Delete Lock Not Enabled
Domain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does finlat.lv compare?
finlat.lv scores below average. Browse similar domains to see how competitors handle security.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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