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Security report for finitera.com

Finitera JSC · Finance · Latvia

Medium risk. 8 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

62/100

Risk levelMedium

0–100, higher is better. How it is calculated

Finitera JSC is an international fintech company specializing in financial services targeted primarily at private individuals. The company operates in three markets, serving over 250,000 customers with a workforce exceeding 450 employees. Founded in 2017, Finitera positions itself as a leading finance partner with a focus on data-driven financial solutions. The website reflects a professional and consistent brand image with clear business information and a focus on customer engagement through job opportunities and company history. Technically, the website is built on WordPress and integrates Google Analytics and Google Tag Manager for tracking and marketing purposes. The site is mobile-optimized with good navigation and content quality. However, there is room for improvement in accessibility and SEO best practices. Performance is moderate, and the site uses HTTPS with a good SSL configuration, but lacks advanced security headers. From a security perspective, the site demonstrates basic best practices such as HTTPS and no visible sensitive data exposure. However, the absence of security headers, privacy and cookie policies, and incident response information indicates gaps in compliance and security maturity. The missing WHOIS registration data raises concerns about domain legitimacy and trustworthiness, which should be addressed to improve business credibility. Overall, Finitera presents a solid fintech business with a professional online presence but requires enhancements in privacy compliance, security policies, and domain registration transparency to strengthen its security posture and trust with customers.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching finitera.com

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
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  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
15
Email security
70
DNS health
75
Network security
100
GDPR outside view
35
Average
62

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Finitera operates in the competitive fintech sector, focusing on financial services for private individuals across three markets. Its large employee base and substantial customer count indicate significant market penetration and operational scale. The company leverages digital channels for branding and recruitment but lacks visible privacy and security certifications, which could be a competitive disadvantage. The business model centers on providing data-driven financial solutions, likely generating revenue through service fees or financial products. The absence of WHOIS data and privacy policies suggests potential risks in regulatory compliance and domain management. Strategic partnerships or subsidiaries are not evident from the website, indicating a focused but possibly isolated market approach. Growth indicators include active recruitment and a clear company history narrative, supporting a stable market position.

Security posture

The current security posture of the website is moderate but incomplete. HTTPS is properly implemented, ensuring encrypted communications. However, the lack of security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces protection against common web attacks. No published security or incident response policies limit transparency and preparedness for security incidents. The absence of cookie consent mechanisms and privacy policies indicates non-compliance with GDPR and other privacy regulations. No vulnerabilities or exposed sensitive data were detected in the HTML content, but the use of third-party scripts like Google Analytics requires ongoing monitoring. The missing WHOIS data is a significant red flag that undermines trust and could indicate domain registration issues or privacy protection that is not justified. Overall, the site should prioritize implementing security headers, privacy compliance, and transparent incident response processes.

Recommendations

  1. Implement comprehensive privacy and cookie policies with clear GDPR compliance and a consent mechanism.
  2. Add security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection.
  3. Publish a security policy and incident response contact information to improve transparency and readiness.
  4. Verify and update WHOIS registration data to ensure domain legitimacy and improve trustworthiness.
  5. Enhance accessibility features and SEO optimization to improve user experience and search engine ranking.

Contact details published on the site

Addresses
Legal name
Finitera JSC
Registration number
40103807220
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Finitera JSC
Description
Finitera is an international fintech company offering various financial services and serving more than 200,000 customers in operational markets.
Key services
Financial services
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Google Analytics, Google Tag Manager
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with rich content
  2. No privacy or cookie policy pages detected
  3. No visible contact phone numbers, only email and physical address
  4. No security or incident response policies published
  5. Uses standard WordPress CMS with Google Analytics and Tag Manager
  6. No security headers detected in HTML content
  7. WHOIS data missing, domain registration status unclear
Technical notes

Notes

The website is built on WordPress CMS version 5.4.14, using the Neve theme version 2.7.0. It integrates Google Analytics and Google Tag Manager for analytics and marketing tracking. The site uses modern web fonts (Heebo) and includes responsive design elements for mobile optimization. Performance is moderate with asynchronous loading of analytics scripts. No advanced frameworks or hosting provider details are evident from the HTML. The site lacks advanced security headers and accessibility features, indicating opportunities for technical modernization. The absence of structured data such as JSON-LD or Open Graph metadata limits SEO potential. Overall, the technical infrastructure is standard for a small to medium fintech website but requires updates to meet current best practices in security and SEO.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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