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Security report for finansielstabilitet.dk

Finansiel stabilitet a/s · Financial services · Denmark

Partial score · DNS & email only

40/100

0–100, higher is better. How it is calculated

Scanned

5 of 7 checks could not complete. The site may be unreachable or blocking automated scans, so the results below cover only what could be checked. Try a rescan later.

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
2of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high in the checks that completed. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

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  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

GDPR outside view
40
Average
40

Not counted

  • SSL/TLS: did not complete in this scan.
  • Security headers: did not complete in this scan.
  • Email security: did not complete in this scan.
  • DNS health: did not complete in this scan.
  • Network security: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The organization operates in the finance and government sectors, providing essential crisis management and deposit guarantee services. Its market position is central within Denmark's financial safety net ecosystem. The business model is state-owned and focused on public financial stability rather than commercial profit. The website targets Danish citizens, financial institutions, and government stakeholders. The presence of clear contact information, GDPR compliance, and cookie consent mechanisms reflect a commitment to transparency and regulatory adherence. No direct competitors or partners are listed on the site, but the organization likely collaborates with regulatory authorities and financial institutions. The site content and structure support a medium-sized enterprise with a stable market presence.

Security posture

The website enforces HTTPS and uses cookie consent with data redaction, demonstrating good privacy practices. No exposed sensitive data or vulnerable libraries were detected. However, the absence of explicit security headers such as Content-Security-Policy or X-Frame-Options is a minor gap. No incident response or abuse contact information is published, and no vulnerability disclosure policy or security.txt file is present. These factors suggest a mature but improvable security posture. The use of Google Tag Manager and Cookiebot is managed with privacy in mind, limiting tracking to minimal levels. Overall, the security maturity is good with room for enhancements in transparency and header implementation.

Recommendations

  1. Implement and verify HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Publish an explicit incident response or abuse contact email to improve transparency and readiness for security incidents.
  3. Consider adding a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced.
  5. Enhance cookie consent details to include explicit data retention policies and user rights information.

Contact details published on the site

Addresses
Legal name
Finansiel Stabilitet
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Finansiel Stabilitet
Description
Finansiel Stabilitet medvirker til at sikre det finansielle beredskab i Danmark. Organisationen overtager nødlidende finansielle virksomheder og fungerer som sikkerhedsnet for danske kunder, så virksomheder og borgere kan opretholde adgang til konti og finansielle tjenester. De løser også opgaver for staten såsom afvikling af tidligere bankpakkeaktiver, garantier til lån til landdistrikter og varmepumper samt salg af aktiver fra minkfølgeerhverv.
Key services
Krisehåndtering af kreditinstitutter, Indskydergaranti, Afvikling af nødlidende finansielle virksomheder, Opgaveløsning for staten
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.6.3, Google Tag Manager, Cookiebot
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with data redaction
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Google Tag Manager
Tracking level
minimal
Privacy practices
good

Advertising

Tracking pixels
Cookiebot
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is primarily in Danish with an English section available.
  3. Clear organizational structure and navigation.
  4. No forms detected on the main page; search input present but no data submission form.
  5. No social media links found in the HTML content.
  6. Contact information is clearly presented in the footer with email and phone.
  7. Cookie consent is implemented via Cookiebot with dynamic data redaction.
  8. Google Tag Manager is used for analytics and tag management.
  9. No explicit terms of service page found.
  10. Security headers are not explicitly visible in the HTML content; recommend verification via HTTP headers.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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finansielstabilitet.dk security report (partial scan) | Guard