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Security report for financnivzdelavani.cz

Česká bankovní asociace · Finance · Czech Republic

High risk. 10 critical or high findings in GDPR outside view, Security headers and 3 other checks.

Security score

46/100

Risk levelHigh

0–100, higher is better. How it is calculated

The website www.financnivzdelavani.cz is an educational platform focused on financial literacy and information, primarily targeting the general public in the Czech Republic. It is supported and prepared by the Czech Banking Association and several other financial industry associations, providing trustworthy and non-commercial content about personal finance, banking, insurance, investments, and related topics. The site structure is comprehensive with clear navigation and a broad range of financial education materials. Technically, the site uses common JavaScript libraries such as jQuery and integrates Google Analytics for visitor tracking. It includes a cookie consent mechanism compliant with GDPR regulations. Security measures are basic, with clickjacking protection implemented via JavaScript, but no explicit HTTP security headers were detected in the provided content. The WHOIS data for the domain is unavailable, which limits the ability to fully verify domain registration legitimacy. However, the website's content and partner associations strongly indicate a legitimate and reputable educational resource. Overall, the site scores well on content quality, business credibility, and privacy compliance, with moderate technical and security posture scores.

Scanned

This is an earlier scan of financnivzdelavani.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

10 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching financnivzdelavani.cz

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
20
Email security
65
DNS health
85
Network security
20
GDPR outside view
25
Average
46

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention financnivzdelavani.cz, from OffSeq Breach.

No leaked records found

Breach holds no records for financnivzdelavani.cz right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The website operates as a non-commercial educational resource backed by major financial associations in the Czech Republic, including the Czech Banking Association. Its market position is that of a trusted financial literacy platform offering extensive educational content without commercial advertising or sales. The business model relies on partnership and sponsorship from financial industry bodies rather than direct revenue streams. The target audience includes individuals seeking to improve their financial knowledge, from students to retirees. The partnership ecosystem is robust, involving multiple financial associations and organizations, enhancing credibility and reach. Growth indicators include continuous content updates and expansion of educational materials. The platform's operations emphasize transparency, education, and consumer protection in finance.

Security posture

The website demonstrates a basic security posture with some protective measures such as a clickjacking prevention script. However, there is no evidence of advanced HTTP security headers like Content Security Policy, HSTS, or X-Content-Type-Options in the provided HTML content. The use of outdated jQuery version 2.1.0 may pose potential security risks if not regularly updated. Google Analytics is used for tracking, but privacy compliance is addressed through a detailed cookie consent banner. No vulnerabilities or exposed sensitive data were detected in the content. The absence of WHOIS data limits domain trust verification. Incident response and security policy information are not present on the site. Overall, the security maturity is moderate but could be improved by implementing modern security headers, updating libraries, and publishing explicit security policies.

Recommendations

  1. Implement comprehensive HTTP security headers including CSP, HSTS, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Update JavaScript libraries such as jQuery to the latest secure versions to mitigate vulnerabilities.
  3. Publish a clear security policy and incident response contact information to improve transparency and readiness.
  4. Enhance accessibility features and SEO optimization to improve user experience and search engine visibility.
  5. Investigate and resolve the missing WHOIS data issue to strengthen domain legitimacy and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Česká bankovní asociace
Description
Web providing educational and informational content about financial literacy, personal finance, banking, insurance, investments, and related financial topics. The content is non-commercial and aimed at educating the public.
Key services
Financial education content, Guides on personal finance, Information on banking, insurance, investments, Glossary of financial terms
Content quality
good
Branding
consistent

Technology

Stack
jQuery 2.1.0, Google Analytics, Magnific Popup, jQuery Mmenu
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
60/100
Good practices seen
  • Clickjacking protection via frame busting script

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a Czech financial education portal supported by major financial associations.
  2. No WHOIS data available, indicating possible domain registration or WHOIS server issues.
  3. Site uses standard JavaScript libraries and Google Analytics for tracking.
  4. Cookie consent banner present with detailed options and GDPR compliance.
  5. No direct contact emails or phone numbers found on main page; contact form available.
  6. No security headers detected in HTML content; clickjacking protection via script present.
  7. No terms of service page detected.
  8. No explicit or adult content detected; content is safe and educational.
  9. Multiple partner domains linked in footer and content.
  10. Site is accessible without WAF or blocking mechanisms.
Technical notes

Notes

The website uses a traditional tech stack with jQuery 2.1.0, Magnific Popup for image modals, and jQuery Mmenu for mobile navigation menus. Google Analytics is integrated for visitor tracking. The site includes responsive design elements and a cookie consent mechanism compliant with GDPR. Performance appears moderate with no explicit performance optimization scripts detected. The HTML structure is valid and includes meta viewport tags for mobile optimization. SEO is basic with meta robots allowing indexing and following. Accessibility is basic with no ARIA landmarks or advanced accessibility features detected. The site does not appear to use a known CMS. Hosting provider and SSL configuration details are not available from the content. Overall, the technical infrastructure is functional but could benefit from modernization and enhanced security practices.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 53/100Medium28 findingsView report
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