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Security report for financialadvice.nz

Financial Advice New Zealand · Finance · New Zealand

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

70/100

Risk levelMedium

0–100, higher is better. How it is calculated

Financial Advice New Zealand is a professional body representing financial advisers and advice providers in Aotearoa New Zealand. The organization offers membership services, events, research, policy advocacy, and education through its Campus/Ontrack platform. The website positions itself as a trusted industry leader with a clear focus on supporting financial professionals in New Zealand. The business model centers on professional membership and sector advocacy, targeting financial advisers and related stakeholders.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Cloudflare

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching financialadvice.nz

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
70
Email security
80
DNS health
70
Network security
100
GDPR outside view
50
Average
70

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The organization maintains a medium-sized presence with a mature domain registered since 2015. It leverages partnerships with educational providers and uses modern web technologies including ASP.NET and Telerik UI components. The website integrates analytics and telemetry tools such as Google Analytics and Microsoft Application Insights, indicating a focus on data-driven insights. Social media channels on Facebook, LinkedIn, and YouTube support community engagement and brand presence. The lack of privacy and cookie policies suggests an area for compliance improvement.

Security posture

The website enforces HTTPS with a good SSL configuration and uses telemetry securely with cookies disabled in Application Insights. However, DNSSEC is not enabled, and key security headers are not explicitly detected. There is no published security policy, incident response information, or vulnerability disclosure mechanism, which limits transparency and readiness. The domain registration is transparent and consistent with the business profile, supporting legitimacy. Overall, the security posture is moderate but could be enhanced by adopting best practices and compliance documentation.

Recommendations

  1. Publish comprehensive privacy and cookie policies to improve GDPR and privacy compliance.
  2. Enable DNSSEC on the domain to enhance DNS security.
  3. Implement and explicitly configure security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  4. Add a vulnerability disclosure page or security.txt file with contact information for security incidents.
  5. Improve accessibility features and conduct audits to ensure compliance with standards.

Contact details published on the site

Addresses
Legal name
Financial Advice New Zealand
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Financial Advice New Zealand
Description
We are the professional body for Financial Advisers and Financial Advice Providers in Aotearoa New Zealand.
Key services
Membership services, Events, Research and policy advocacy, Education and training (Campus/Ontrack), Media and insights
Content quality
good
Branding
consistent

Technology

Stack
ASP.NET Web Forms, Telerik UI controls, jQuery, Microsoft Application Insights, PseudoCode Content Buddy
Frameworks
ASP.NET, Telerik
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • HTTPS enforced
  • No cookies usage disabled in Application Insights
  • Telemetry with Application Insights configured

Analytics and tracking

Services
Google Analytics, Microsoft Application Insights
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Google Analytics (gtag.js), Microsoft Application Insights
Marketing tools
Application Insights
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses HTTPS with valid SSL
  2. No privacy or cookie policy found despite tracking scripts
  3. Contact information includes phone and physical address but no email contact found
  4. Social media presence on Facebook, LinkedIn, and YouTube
  5. Website built on ASP.NET with Telerik controls and uses Application Insights for telemetry
  6. No security.txt or vulnerability disclosure page found
  7. No explicit security policy or incident response information available
  8. Domain WHOIS data is transparent and consistent with business
  9. No adult or questionable content detected
  10. Website is professional and targeted at financial advisers in New Zealand
Technical notes

Notes

The website is built on a mature ASP.NET Web Forms platform using Telerik UI controls, supported by jQuery and custom scripts. It integrates Microsoft Application Insights for telemetry and Google Analytics for user tracking. The site is mobile responsive with a consistent branding and good navigation structure. Performance is moderate, with potential improvements in loading speed and accessibility. The CMS appears to be iMIS or a related system, indicating a specialized platform for membership management. The technical stack is stable but could benefit from modernization and enhanced security configurations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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