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Security report for financestack.com

Calamatta Cuschieri · Finance · Malta

Medium risk. 5 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

Calamatta Cuschieri is a leading financial planning and investment services firm based in Malta, with over 50 years of experience and managing assets exceeding €2.3 billion. The company offers a broad range of financial services including investment advice, wealth management, pensions, life insurance, and capital markets services. It targets both individual and corporate clients, providing expert advisory and an award-winning online trading platform. The firm operates multiple offices in Malta and Italy, reinforcing its regional presence. Technically, the website is built on WordPress with a modern tech stack including Yoast SEO, Google Tag Manager, Google Analytics, Facebook Pixel, and reCAPTCHA v3 for security. The site is well-optimized for SEO, mobile responsive, and incorporates GDPR-compliant cookie consent mechanisms. Performance is moderate with good accessibility and navigation. From a security perspective, the site enforces HTTPS, uses reCAPTCHA on forms, and employs a GDPR cookie consent plugin. However, explicit security policies and incident response information are not published, and no vulnerability disclosure or security.txt file is present. The domain registration details are consistent with the business claims, supporting high legitimacy. Overall, the website demonstrates a strong digital maturity and business credibility with minor areas for improvement in security transparency and accessibility compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
55/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching financestack.com

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
55
Email security
80
DNS health
85
Network security
100
GDPR outside view
55
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention financestack.com, from OffSeq Breach.

Total records
4
Employees
0
Customers
0
Third parties
4
Weak passwords
0%

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Calamatta Cuschieri holds a strong market position in Malta's financial services sector, leveraging its long history and substantial assets under management. Its business model is diversified across investment services, pensions, insurance, and capital markets, supported by subsidiaries and partners such as Moneybase and Fund Services. The company targets a broad customer base including individuals and companies, offering both advisory and direct investment platforms. The presence of multiple office locations and comprehensive online resources indicates a mature operational structure. The firm actively engages in content marketing through blogs, podcasts, and social media, enhancing customer engagement and trust.

Security posture

The website exhibits a mature security posture with HTTPS enforced, use of Google reCAPTCHA v3 to protect forms, and GDPR-compliant cookie consent management. Security headers are likely implemented though not explicitly listed in the HTML. No exposed sensitive data or vulnerable libraries were detected. However, the absence of a published security policy, incident response plan, or vulnerability disclosure reduces transparency and may impact user trust. The site would benefit from publishing these documents and enhancing accessibility features to meet compliance standards fully.

Recommendations

  1. Publish a dedicated security policy and incident response plan on the website.
  2. Implement and publish a vulnerability disclosure policy or security.txt file.
  3. Enhance website accessibility features to improve compliance and user experience.
  4. Regularly audit and update third-party scripts and plugins to mitigate vulnerabilities.
  5. Increase transparency around data retention policies and user privacy practices.

Contact details published on the site

Addresses
Legal name
Calamatta Cuschieri Moneybase Plc
Registration number
C13729 (Investment Services Ltd), C87193 (Moneybase Limited)
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Calamatta Cuschieri
Description
With 50+ years of experience and €2.3Bn in assets under management, Calamatta Cuschieri is Malta’s trusted financial planning firm. Benefit from expert advisors, exclusive research, and 24/7 world-class support.
Key services
Investment Advice, Funds, Bonds & Fixed Income, Equities, ETFs & ETCs, Online Trading, Pensions, Life Insurance, Wealth Management, Capital Markets
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, Yoast SEO, Google Tag Manager, Google Analytics, Facebook Pixel, Bing Ads, reCAPTCHA v3, jQuery, Chart.js, Owl Carousel
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Google reCAPTCHA v3 implemented on forms
  • Consent management with Complianz GDPR plugin
  • No exposed sensitive data in HTML
  • Use of security plugins (e.g., contact-form-7 with reCAPTCHA)

Analytics and tracking

Services
Google Analytics, Facebook Pixel, Bing Ads
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads
Tracking pixels
Facebook Pixel, Bing Ads
Marketing tools
Complianz GDPR Cookie Consent
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and content-rich.
  2. Strong compliance with GDPR and cookie consent regulations.
  3. Multiple office locations with full contact details provided.
  4. Use of modern web technologies and analytics tools.
  5. No signs of blocking or WAF interference.
  6. No explicit security or incident response policies published.
  7. Active social media presence and multiple subsidiary/partner sites linked.
Technical notes

Notes

The website is built on WordPress CMS with a modern and well-maintained technology stack including Yoast SEO for search optimization, Google Tag Manager for analytics management, and reCAPTCHA v3 for bot protection. The site uses jQuery and Chart.js for interactive elements and data visualization. Performance is moderate with good mobile optimization and clear navigation. The use of multiple external domains for subsidiaries and partners is well integrated. There is no indication of hosting provider or CDN from the HTML content. Overall, the technical infrastructure supports a professional and scalable online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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