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Security report for financer-les-scop.coop

SOCODEN · Finance · France

Medium risk. 5 critical or high findings in Email security, Security headers and 2 other checks.

Security score

57/100

Risk levelMedium

0–100, higher is better. How it is calculated

The website financer-les-scop.coop serves as a financial resource platform for the cooperative movement of Scop and Scic in France, operated by SOCODEN. It offers a range of financial tools including participative loans, treasury loans, bank loan guarantees, equity financing, and real estate financing tailored to cooperative enterprises. The site is well-positioned within the French cooperative ecosystem, supported by a network of related cooperative organizations and federations. Technically, the site is built on Drupal 10, integrates modern analytics tools such as Matomo and Google Tag Manager, and employs a robust cookie consent mechanism ensuring GDPR compliance. Security posture is solid with HTTPS enabled and no exposed sensitive data, although DNSSEC is not enabled and some security headers could be improved. Overall, the site is professional, trustworthy, and provides clear contact information and social media presence, supporting its credibility and user engagement.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  4. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching financer-les-scop.coop

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
40
Email security
60
DNS health
60
Network security
40
GDPR outside view
68
Average
57

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

SOCODEN, founded in 1965, operates as a financial cooperative entity supporting Scop and Scic enterprises. The business model focuses on providing accessible and reliable financial solutions to cooperatives, reinforcing their sustainability and growth. The website reflects a medium-sized organization with a strong network of partners and regional federations, enhancing its market reach. The cooperative sector focus and non-profit orientation position SOCODEN uniquely in the finance industry. The presence of testimonials and detailed financial tools indicates a customer-centric approach. The partnership ecosystem is extensive, including incubators, federations, and social organizations, which supports collaborative growth and resource sharing.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and a comprehensive cookie consent framework via tarteaucitron. The use of Matomo analytics with no cookies and controlled Google Analytics indicates privacy-conscious tracking. However, the absence of DNSSEC and limited security headers suggests room for improvement. No incident response or security policy information is publicly available, which could be a gap in transparency and preparedness. No vulnerabilities or exposed sensitive data were detected in the HTML content. Overall, the security measures are adequate for the site's purpose but could be enhanced to align with best practices and regulatory expectations.

Recommendations

  1. Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
  2. Implement additional HTTP security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  3. Publish a clear security policy and incident response contact information to improve transparency and trust.
  4. Conduct regular audits of third-party scripts and analytics tools to ensure no vulnerabilities are introduced.
  5. Enhance accessibility features to improve compliance and user experience for all visitors.

Contact details published on the site

Addresses
Legal name
SOCODEN
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
SOCODEN
Description
Site providing financial tools and solutions for the cooperative movement of Scop and Scic in France, including loans, guarantees, and equity financing.
Key services
Prêt participatif de relance, Prêt de trésorerie, Garantie de prêt bancaire, Fonds propres, Financement immobilier, Other financial solutions
Content quality
good
Branding
consistent

Technology

Stack
Drupal 10, YouTube embed, Matomo analytics, Google Tag Manager, LinkedIn Insight Tag, Tarteaucitron cookie consent
Frameworks
Drupal
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Cookie consent management
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Matomo, Google Analytics (GA4) - disabled by default
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
LinkedIn Insight Tag, Matomo
Marketing tools
LinkedIn Insight Tag, Matomo
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is focused on financial tools for cooperative enterprises in France.
  3. Strong presence of cooperative network links and partner sites.
  4. Good privacy and cookie consent mechanisms implemented.
  5. No visible security policy or incident response information.
  6. No vulnerability disclosure or security.txt found.
  7. Use of modern CMS (Drupal 10) and analytics tools.
  8. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on Drupal 10, a modern and widely supported CMS, ensuring a solid foundation for content management and security updates. The integration of Matomo and Google Tag Manager provides robust analytics capabilities with privacy considerations. The site is mobile-optimized with responsive design and includes structured navigation and metadata for SEO. Performance is moderate, with potential improvements in caching and resource optimization. The use of tarteaucitron for cookie consent demonstrates compliance with privacy regulations. Hosting details are not explicit, but the domain registrar is Domains.coop Limited, consistent with the cooperative branding. Overall, the technical infrastructure is sound with opportunities for security and performance enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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