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Security report for financeproradost.cz

Marcela Hrubošová · Finance · Czech Republic

Medium risk. 9 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

64/100

Risk levelMedium

0–100, higher is better. How it is calculated

Finance pro radost, operated by Marcela Hrubošová, is a Czech Republic-based financial education and consulting website established in 2012. The site aims to simplify complex financial topics for a general audience, providing guidance and insights into personal finance. The business operates as a small entity with a focused niche in financial advisory and education. Technically, the website is built on WordPress using the Divi theme, incorporating modern web technologies such as Google Fonts, Font Awesome, and Google Analytics for tracking. The site is mobile-optimized and presents a professional design with clear navigation. Security measures include HTTPS and Google reCAPTCHA for form protection, alongside a GDPR-compliant cookie consent mechanism. However, explicit privacy and terms of service pages are missing, which could be improved to enhance compliance and user trust. Overall, the website demonstrates a moderate to good security posture with room for improvement in formal security policies and incident response readiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching financeproradost.cz

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
42
Security headers
65
Email security
75
DNS health
75
Network security
100
GDPR outside view
25
Average
64

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The website targets individuals seeking financial knowledge and consulting services in the Czech Republic. Its business model revolves around providing accessible financial education and personalized consulting. The market position is that of a niche player focusing on personal finance clarity and guidance. The company leverages standard digital marketing and analytics tools to understand user behavior and improve engagement. The absence of detailed corporate information such as VAT or registration numbers suggests a small-scale operation. The consistent branding and professional presentation support credibility, although the lack of comprehensive legal and security documentation may limit trust among more cautious users.

Security posture

The site employs HTTPS and integrates Google reCAPTCHA to mitigate automated abuse. Cookie consent is managed via a visible banner, indicating awareness of GDPR requirements. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure mechanisms indicates gaps in security governance. Security headers were not confirmed in the provided data, suggesting potential areas for enhancement. No vulnerabilities or exposed sensitive data were detected in the analysis. The overall security maturity is moderate, suitable for a small business but requiring improvements to meet higher compliance and security standards.

Recommendations

  1. Publish a clear and comprehensive privacy policy and terms of service pages to improve legal compliance and user trust.
  2. Implement and verify HTTP security headers such as Content-Security-Policy, Strict-Transport-Security, X-Frame-Options, and X-Content-Type-Options.
  3. Establish and publish an incident response plan and contact information for security issues to enhance transparency and readiness.
  4. Regularly update WordPress core, themes, and plugins to mitigate vulnerabilities.
  5. Consider adding a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Marcela Hrubošová
Description
Finance pro radost je jednoduchá forma, jak se zorientovat ve složitém světě financí.
Key services
financial education, financial consulting
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Divi Theme, Google Fonts, Font Awesome, Google reCAPTCHA, Google Analytics
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Google reCAPTCHA implemented on forms
  • Cookie consent banner present

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website uses WordPress with Divi theme and standard plugins
  2. Cookie consent banner complies with GDPR requirements
  3. Contact information is clearly presented in header
  4. No explicit privacy or terms of service pages found
  5. Google Analytics tracking is implemented
  6. No visible security policy or incident response information
  7. No suspicious or malicious content detected
Technical notes

Notes

The website is built on a mature and widely used CMS platform (WordPress) with the Divi theme, ensuring a flexible and customizable infrastructure. It uses modern web fonts and icon libraries to enhance visual appeal. Google Analytics and Tag Manager are used for user tracking and analytics. Performance is moderate, with some reliance on external CDNs for fonts and scripts. Mobile optimization is good, with responsive design elements. Accessibility features are basic but present. The site lacks advanced security headers and formal security documentation, which are technical risks that could be addressed to improve overall robustness.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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