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Is financelab.co.uk a Scam? Security Check Results - The Finance Lab Ltd

financelab.co.uk Security Report Summary

financelab.co.uk received a security score of 60 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers The Finance Lab Ltd's website security posture. The Finance Lab Ltd operates in the Finance industry in United Kingdom.

The Finance Lab Ltd is a Leicester-based financial advisory firm specializing in mortgage advice, insurance, commercial mortgages, and wills services. With over 40 years of experience, the company positions itself as a trusted local expert helping individuals and businesses navigate complex financial decisions. The website reflects a professional and client-focused approach with clear service offerings and community involvement. Technically, the site is built on Webflow with modern web technologies and includes security features such as HTTPS and Google reCAPTCHA. However, the absence of security headers and cookie consent mechanisms indicates room for improvement in security and privacy compliance. The WHOIS data is incomplete and shows an unusual domain registration error, which slightly impacts trustworthiness but does not negate the legitimacy suggested by the website content and certifications. Overall, the site is well-designed and functional, serving its target audience effectively.

The security scan identified 34 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Webflow, Google reCAPTCHA, jQuery, Finsweet CMS Slider, Google Fonts (Montserrat, Mulish).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is financelab.co.uk Safe? Security Analysis for The Finance Lab Ltd

https://financelab.co.uk/

Check if financelab.co.uk is a scam or legitimate. Free security scan and reviews.

FinanceUnited Kingdomsmall
WebflowGoogle reCAPTCHAjQueryFinsweet CMS SliderGoogle Fonts (Montserrat, Mulish)
Analyzed Completed
60
Security Score
MEDIUM RISK

Below Finance avg (78)

GDPR-aligned

Data handling

EU

Hosting region

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AI Summary

The Finance Lab Ltd is a Leicester-based financial advisory firm specializing in mortgage advice, insurance, commercial mortgages, and wills services. With over 40 years of experience, the company positions itself as a trusted local expert helping individuals and businesses navigate complex financial decisions. The website reflects a professional and client-focused approach with clear service offerings and community involvement. Technically, the site is built on Webflow with modern web technologies and includes security features such as HTTPS and Google reCAPTCHA. However, the absence of security headers and cookie consent mechanisms indicates room for improvement in security and privacy compliance. The WHOIS data is incomplete and shows an unusual domain registration error, which slightly impacts trustworthiness but does not negate the legitimacy suggested by the website content and certifications. Overall, the site is well-designed and functional, serving its target audience effectively.

Detected Technologies

WebflowGoogle reCAPTCHAjQueryFinsweet CMS SliderGoogle Fonts (Montserrat, Mulish)

9 urgent findings need attention

9 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

30/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The Finance Lab Ltd operates in the finance sector, focusing on mortgage and financial advisory services primarily in the Leicester area. Its business model centers on personalized advisory services with revenue likely generated from commissions and fees related to mortgage and insurance products. The company maintains a strong local presence supported by client testimonials and community charity contributions. Partnerships with Tilton Conway Financial Planning and Mortgage Brain enhance its service offerings. The firm targets individuals seeking home loans, insurance, and estate planning, as well as commercial clients needing property finance. The website content and certifications reinforce its credibility and market position as a trusted small business in the financial advisory space.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

The Finance Lab Ltd

Registration Number:

06316029

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security posture with HTTPS enforced and use of Google reCAPTCHA to protect forms from spam and abuse. However, the lack of security headers such as Content-Security-Policy and X-Frame-Options reduces protection against common web attacks. No vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of an incident response contact or vulnerability disclosure policy suggests limited formal security governance. Privacy compliance is basic, with privacy and cookie policies present but no explicit cookie consent mechanism. Overall, the security posture is adequate for a small financial advisory website but could be enhanced to meet higher standards and regulatory requirements.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement HTTP security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to improve protection against web attacks.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

The Finance Lab Ltd

Description:

The Finance Lab Ltd is a Leicester-based mortgage advisor with over 40 years of experience providing expert mortgage advice, insurance, commercial mortgages, and wills services. They assist clients in finding the right mortgage deals, insurance products, and estate planning solutions.

Key Services:
MortgagesInsuranceCommercial MortgagesWills
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WebflowGoogle reCAPTCHAjQueryFinsweet CMS SliderGoogle Fonts (Montserrat, Mulish)
Platforms:
Webflow CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Google reCAPTCHA on contact form
  • No exposed sensitive data in HTML

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and content-rich for a financial advisory firm.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com -all
DNS Lookups:1/10
Policy:-all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

69/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 30 days

HSTS Missing includeSubDomains

LOW

HSTS header does not include subdomains

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
9 years(mature)
Expiry Risk
low(251 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:99.83.190.102, 75.2.70.75
Name Servers:
ns71.domaincontrol.comDNS only
ns72.domaincontrol.comDNS only
MX Records:
0: financelab-co-uk.mail.protection.outlook.com
SOA:Serial: 2026042200, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:25ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does financelab.co.uk compare?

See how financelab.co.uk stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on the Webflow platform, leveraging modern front-end technologies including jQuery, Google Fonts, and Google reCAPTCHA. It uses a CDN for asset delivery and integrates third-party scripts for functionality such as CMS sliders and form validation. Performance is moderate with responsive design and mobile optimization evident. SEO is supported by appropriate meta tags and Open Graph data. The site lacks advanced security headers and explicit privacy consent mechanisms, which are technical gaps. Hosting is managed by Webflow, providing reliable infrastructure but limiting server-side customization. Overall, the technical implementation is solid for a small business website but can be improved in security and privacy aspects.
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Full Report
PDF · email delivery · lifetime access
39.90
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Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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