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Security report for finance.cz

Finance.cz · Finance · Czech Republic

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

51/100

Risk levelMedium

0–100, higher is better. How it is calculated

Finance.cz is a well-established Czech financial news and information portal providing comprehensive content on personal and corporate finance topics including taxes, pensions, insurance, loans, and currency exchange rates. The website offers various financial calculators and tools to assist users in financial planning. It targets a general Czech-speaking audience interested in financial matters. The site demonstrates a consistent brand presence and professional content quality. Technically, the website employs a modern technology stack including jQuery, Bootstrap, Google Adsense, Google Tag Manager, Facebook SDK, and several advertising and tracking services such as Criteo and Seznam SSP. The site is mobile optimized and uses HTTPS, ensuring secure communication. However, explicit privacy and cookie policies are not clearly found in the provided content, and no security headers were detected, indicating areas for improvement in security and compliance. The security posture is moderate with no visible vulnerabilities or exposed sensitive data, but the lack of security headers and formal privacy documentation reduces the overall security confidence. WHOIS data is unavailable due to privacy protection, which is common for commercial websites but slightly reduces trustworthiness. Overall, the website is safe, professional, and trustworthy for general audiences seeking financial information. Strategic recommendations include implementing comprehensive privacy and cookie policies with consent mechanisms, adding security headers, publishing a security.txt file for vulnerability disclosure, and providing clear contact information for security incidents to enhance trust and compliance.

Scanned

This is an earlier scan of finance.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching finance.cz

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
35
Email security
85
DNS health
75
Network security
40
GDPR outside view
10
Average
51

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Finance.cz operates as a content-driven financial information portal in the Czech Republic, serving individuals and businesses with news, advice, and tools related to finance, taxes, pensions, insurance, and investments. Its business model relies on advertising revenue from multiple ad networks and partnerships with related financial service sites. The site maintains a strong market position as a trusted source of financial information in Czech language. The partnership ecosystem includes related subdomains and external sites focused on business registries, student finance, and investment advice. The site shows indicators of stable traffic and content relevance, targeting a broad audience interested in financial matters.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enabled and no visible sensitive data leaks. It uses reputable third-party services for analytics and advertising. However, the absence of security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options is a gap. No explicit incident response or security policy pages were found, and WHOIS data is privacy protected, limiting transparency. The site should improve compliance with GDPR by publishing clear privacy and cookie policies and implementing consent mechanisms. No known vulnerabilities or malware indicators were detected in the provided content.

Recommendations

  1. Implement and publish comprehensive privacy and cookie policies with user consent mechanisms to ensure GDPR compliance.
  2. Add security headers including Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to enhance protection against common web attacks.
  3. Publish a security.txt file to facilitate vulnerability disclosure and improve incident response readiness.
  4. Provide clear and accessible contact information for security incidents and data protection inquiries.
  5. Regularly audit and update third-party scripts and advertising technologies to mitigate potential security risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Finance.cz
Description
Zpravodajství z oblasti osobních i firemních financí - články a rady, jak na důchody a daně, kalkulačky, kurzovní lístky.
Key services
financial news, tax and salary information, pension and benefits advice, insurance information, housing and loans, financial calculators, currency exchange rates
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.2.1, Bootstrap 3/4 CSS, Google Adsense, Google Tag Manager, Facebook SDK, Prebid.js, Criteo Publisher Tag, Seznam SSP, CPEX advertising package, Google Custom Search Engine
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Google Tag Manager for analytics
  • No visible exposed sensitive data

Analytics and tracking

Services
Google Tag Manager, Google Analytics (implied via GTM)
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Google Adsense, Seznam SSP, Criteo
Tracking pixels
Facebook SDK
Marketing tools
Google Custom Search Engine, CPEX advertising package
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a Czech financial news and information portal with extensive content on taxes, pensions, insurance, loans, and currency exchange.
  2. Content is well structured with multiple categories and tools such as calculators and currency converters.
  3. The site uses multiple advertising networks and tracking technologies, including Google Adsense, Seznam SSP, and Criteo.
  4. No explicit privacy or cookie policy pages were found in the provided content.
  5. No direct contact emails or phone numbers were found in the HTML content.
  6. WHOIS data is not publicly available, likely due to privacy protection.
  7. The site uses HTTPS and modern advertising and analytics technologies.
  8. No security headers were explicitly detected in the provided data.
  9. No signs of WAF or blocking mechanisms; content is fully accessible.
  10. No adult or NSFW content detected; content is safe for general audiences.
Technical notes

Notes

The website uses a combination of jQuery, Bootstrap CSS, Google Adsense, Google Tag Manager, Facebook SDK, Prebid.js, and Criteo for advertising and analytics. It integrates multiple ad networks and tracking services, indicating a mature monetization strategy. The site is mobile optimized and uses modern web standards with responsive design. Performance is moderate, with asynchronous loading of scripts and ads. No CMS was explicitly detected. Hosting provider details are not available. SEO is supported by proper meta tags and Open Graph data. Accessibility features are basic but present. The site could benefit from enhanced security headers and privacy compliance features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 66/100Medium13 findings · partial scanView report
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