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Security report for fiizy.com

Fiizy · Finance · Estonia

Medium risk. 8 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

Fiizy operates as a leading marketplace connecting customers with financial products and services, leveraging technology to provide personalized offers from a broad network of partners. With over 10 years in the market, it serves millions of customers and supports lenders and affiliates through tailored lead generation and partnership programs. The company is headquartered in Estonia with local presence in multiple countries, emphasizing a customer-first approach and state-of-the-art technology infrastructure built on modern frameworks like Next.js and hosted on AWS. Technically, the website is well-structured, mobile-optimized, and performs well, utilizing modern web technologies. However, there is room for improvement in security practices, notably the absence of DNSSEC, missing security headers, and lack of published privacy and cookie policies. The domain registration is consistent with the business claims, showing a mature and legitimate online presence. Security posture is moderate with HTTPS enabled and domain protections in place, but the lack of explicit security policies and incident response contacts indicates potential compliance gaps. No critical vulnerabilities or exposed sensitive data were detected, but improvements in transparency and security best practices are recommended. Overall, Fiizy presents a credible and professional online presence with a solid business model and technical foundation. Strategic enhancements in privacy compliance, security headers, and incident response readiness would strengthen trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching fiizy.com

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
15
Email security
55
DNS health
85
Network security
100
GDPR outside view
35
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Fiizy holds a strong market position as a financial product marketplace, targeting customers seeking loans, bank accounts, and cards, as well as lenders and affiliates. Its business model revolves around connecting these parties through technology-driven lead generation and affiliate marketing. The company benefits from strategic partnerships and memberships in fintech associations, enhancing credibility and market reach. Revenue streams likely include lead sales and affiliate commissions. The international presence in Estonia, Mexico, Spain, Poland, and Colombia indicates growth ambitions and diversified market exposure. The company’s focus on ESG principles and technology innovation positions it well for sustainable growth in the fintech sector.

Security posture

The current security maturity level is moderate. HTTPS is properly implemented, and domain registration protections are active. However, the absence of DNSSEC and security headers such as Content-Security-Policy and X-Frame-Options reduces defense-in-depth. No vulnerability disclosure or incident response information is publicly available, which may hinder timely reporting and mitigation of security issues. Data protection practices are implied but not explicitly documented, and GDPR compliance indicators are missing. The security culture appears nascent, with room to formalize policies and transparency to build user trust and regulatory compliance.

Recommendations

  1. Enable DNSSEC to enhance DNS security and prevent spoofing.
  2. Publish comprehensive privacy and cookie policies with GDPR compliance details.
  3. Implement and publish security headers to protect against common web attacks.
  4. Establish and publicize an incident response contact channel (e.g., security@ or abuse@ email).
  5. Develop a vulnerability disclosure policy or security.txt file to encourage responsible reporting.

Contact details published on the site

Addresses
Legal name
Fiizy
VAT number
EE101731184
Registration number
12694462
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Fiizy
Description
Fiizy is a leading marketplace for financial products and services, matching customers with suitable financial solutions for over 10 years. They provide access to online loans, bank accounts, debit and credit cards through a wide network of local partners. The company supports lenders with tailored lead profiles and offers affiliates reliable partnerships to monetize traffic.
Key services
Personalized financial product offers, Lead generation for lenders, Affiliate marketing partnerships
Content quality
good
Branding
consistent

Technology

Stack
React, Next.js, AWS DNS hosting
Frameworks
Next.js
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Domain status includes clientDeleteProhibited, clientRenewProhibited, clientTransferProhibited, clientUpdateProhibited

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. No explicit privacy or cookie policy found on homepage content.
  2. No terms of service page detected.
  3. Contact information limited to email and physical address; no phone numbers found.
  4. No security.txt or vulnerability disclosure information present.
  5. Website uses modern React/Next.js framework with AWS DNS hosting.
  6. No security headers detected in provided data; DNSSEC not enabled.
  7. Company shows trust indicators via fintech memberships and ESG commitment.
  8. Affiliate and lender sign-up forms hosted externally on Google Forms.
  9. No analytics or tracking scripts explicitly detected in HTML content.
Technical notes

Notes

The website is built on a modern React/Next.js stack, ensuring good performance and mobile optimization. Hosting on AWS DNS infrastructure provides reliability. The site uses asynchronous loading of scripts and preloading of fonts for performance optimization. However, the lack of CMS detection suggests a custom or headless approach. No analytics or tracking scripts were detected, indicating minimal user tracking. The technical implementation is solid but could benefit from enhanced security configurations and formalized privacy mechanisms to reduce technical debt and improve compliance posture.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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