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Security report for fidx.io

Fiduciary Exchange LLC · Finance · United States

Medium risk. 4 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

FIDx is a US-based technology company founded in 2020 that operates a leading marketplace platform for annuities, targeting financial professionals and advisors. Their flagship product, the Insurance Exchange, offers an integrated, end-to-end solution for researching, proposing, and managing annuities, simplifying complex processes with digital tools and seamless integrations. The website is professionally designed, mobile-optimized, and built on the HubSpot CMS platform, leveraging modern marketing and analytics technologies. Security posture is solid with HTTPS and secure forms, though some security headers and policies could be improved. Privacy and terms policies are present and GDPR compliant. Contact information is clearly provided, enhancing business credibility. No content safety concerns were detected, and no WAF or blocking mechanisms interfere with access.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching fidx.io

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
45
Email security
75
DNS health
65
Network security
100
GDPR outside view
68
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention fidx.io, from OffSeq Breach.

No leaked records found

Breach holds no records for fidx.io right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

FIDx positions itself as a comprehensive annuity marketplace with a commission-free professional focus, aiming to increase revenue, improve efficiency, and reduce costs for financial advisors. The business model centers on SaaS delivery of insurance exchange and planning tools, supported by a partner ecosystem. The company maintains a medium-sized profile with consistent branding and a clear value proposition. Their digital presence is supported by HubSpot marketing and analytics tools, with active LinkedIn engagement. The domain registration is privacy protected but consistent with the business location and age. Overall, FIDX demonstrates a mature market presence with growth potential in the financial technology sector.

Security posture

The website enforces HTTPS and uses secure HubSpot forms, minimizing exposure of sensitive data. However, no explicit security headers were detected in the provided data, and DNSSEC is not enabled, which could be improved. There is no published security policy or incident response contact information, which are gaps in compliance and transparency. No vulnerabilities or malware indicators were found. The security score is good but could be enhanced by implementing recommended headers and publishing security documentation. The use of third-party scripts is standard but should be regularly audited for vulnerabilities.

Recommendations

  1. Implement security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Enable DNSSEC on the domain to improve DNS security and prevent spoofing.
  3. Publish a dedicated security policy and provide incident response contact channels to improve transparency and compliance.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance accessibility features and conduct periodic security assessments to maintain a strong security posture.

Contact details published on the site

Addresses
Legal name
Fiduciary Exchange LLC
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Fiduciary Exchange LLC
Description
FIDx is the leading marketplace for annuities, providing an easy way to research and implement annuities within a single wealth management platform. It offers a complete solution called Insurance Exchange that simplifies recommending and writing annuities with seamless integrations, research tools, proposal management, electronic application processing, and in-force management.
Key services
Insurance Exchange platform, Outsourced Insurance Desk, Planning Tools, Annuity research and comparison, Electronic application processing, In-force annuity management
Content quality
good
Branding
consistent

Technology

Stack
HubSpot CMS, jQuery, Google Analytics, Ceros (embedded interactive content), Cloudflare DNS
Frameworks
HubSpot CMS framework
Platforms
HubSpot
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of secure forms with HubSpot CTAs

Analytics and tracking

Services
Google Analytics, HubSpot Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
HubSpot marketing tools
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Professional finance technology platform focused on annuities
  2. Clear and consistent branding and messaging
  3. Comprehensive navigation and resource sections
  4. Use of HubSpot CMS and marketing tools
  5. No security or content blocking detected
  6. Privacy and terms policies present and accessible
  7. Contact information clearly provided including email, phone, and address
  8. No adult or questionable content
  9. Moderate use of external analytics and marketing scripts
Technical notes

Notes

The website is built on the HubSpot CMS platform, utilizing jQuery and embedded Ceros interactive content. It integrates Google Analytics and HubSpot marketing tools for analytics and user engagement. Hosting and DNS are managed via Cloudflare and HubSpot, providing reliable infrastructure. The site is mobile-optimized with responsive design and good SEO practices. Performance is moderate, with room for optimization. The technical stack is modern and appropriate for the business model, though some improvements in security headers and DNS configuration are recommended to reduce technical risk.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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