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Security report for fexco.com

Fexco · Finance · Ireland

Partial score · DNS & email only

62/100

0–100, higher is better. How it is calculated

Fexco is a well-established company specializing in Payments & FX, Business Services, and Innovation, with a strong presence in Ireland and a global reach. The company offers a diverse range of services including currency conversion, retail FX, international payments, payment orchestration, asset finance, and sustainability initiatives. Their website reflects a professional and modern digital infrastructure, leveraging WordPress CMS, advanced JavaScript libraries such as jQuery, Swiper, and GSAP, and integrates marketing and analytics tools like Google Analytics, HubSpot, and OneTrust for cookie consent management. Security practices include HTTPS enforcement and cookie consent mechanisms, though explicit security headers and incident response policies are not publicly detailed. Overall, the website demonstrates a high level of professionalism, compliance with GDPR, and effective user experience, supporting Fexco's market position as a trusted financial and business services provider.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
6of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

Need hands-on remediation? Email guard@offseq.com

Keep watching fexco.com

This scan found 12 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Email security
70
DNS health
80
Network security
100
GDPR outside view
58
Average
62

Not counted

  • Security headers: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Fexco operates primarily in the finance sector, targeting both businesses and individual customers with a comprehensive suite of payment and business services. Their business model includes B2B and B2C components, with strategic partnerships evident through dedicated portals such as Mercury and Fresh Insights. The company emphasizes innovation and sustainability, indicating a forward-looking approach to market demands. Their extensive geographic footprint and diverse service offerings position them competitively in the global financial services market. The presence of detailed privacy and cookie policies, along with transparent terms of service, enhances their credibility and trustworthiness among clients and partners.

Security posture

The website employs HTTPS, ensuring encrypted communication and basic security compliance. The integration of OneTrust for cookie management reflects adherence to privacy regulations and user consent best practices. However, the absence of explicit security headers like Content-Security-Policy or X-Frame-Options suggests room for improvement in hardening the web application against common threats. No visible vulnerabilities or exposed sensitive data were detected in the HTML content. The lack of publicly available incident response or security policy documents indicates an opportunity to enhance transparency and preparedness. Overall, the security posture is solid but could benefit from additional security controls and documentation.

Recommendations

  1. Implement and publish comprehensive security headers to enhance protection against web-based attacks.
  2. Develop and make accessible a formal security policy and incident response plan to improve transparency and readiness.
  3. Regularly review and update third-party scripts and libraries to mitigate potential vulnerabilities.
  4. Enhance user privacy controls and provide clear information about data retention policies.
  5. Maintain consistent branding and content updates to reinforce trust and professionalism.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Fexco
Description
Delivering great outcomes through Fresh Thinking and deep relationships across Payments & FX, Business Services and Innovation.
Key services
Payments & FX, Business Services, New Ventures, Sustainability
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery, Swiper, GSAP, FontAwesome, Google Analytics, Google Tag Manager, HubSpot, OneTrust Cookie Consent
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
good
SEO
excellent

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent management via OneTrust
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, HubSpot Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Facebook Ads
Tracking pixels
HubSpot Analytics, Facebook Pixel
Marketing tools
HubSpot, OneTrust
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website uses comprehensive cookie consent management via OneTrust
  2. Strong presence of social media links and marketing tools
  3. No visible security or privacy policy gaps
  4. Professional and consistent branding and content
  5. No signs of WAF or content blocking
  6. Use of modern JavaScript libraries and frameworks
  7. Clear navigation with mega menu structure
  8. Multiple internal and external links with proper labeling
Technical notes

Notes

The website is built on the WordPress CMS platform, utilizing modern JavaScript libraries such as jQuery, Swiper for sliders, and GSAP for animations, indicating a contemporary and interactive user interface. FontAwesome is extensively used for iconography, enhancing visual appeal. The site integrates multiple marketing and analytics tools including Google Analytics, Google Tag Manager, HubSpot, and OneTrust for cookie consent, reflecting a mature digital marketing strategy. Performance appears moderate with optimized images and responsive design elements. Accessibility features are present, including skip links and ARIA attributes, supporting inclusive user experience. The technical infrastructure is robust, though hosting provider details are not explicitly identified in the content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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