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Security report for febelfin.be

Febelfin · Finance · Belgium

Low risk. 3 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Febelfin is the federation representing the Belgian banking sector, advocating for approximately 245 financial institutions. The website serves as an information and communication platform offering services such as advocacy, education via Febelfin Academy, and public awareness campaigns. The site is professionally designed, mobile-optimized, and includes comprehensive privacy and cookie policies with consent mechanisms. Technically, it uses modern JavaScript libraries, Google Tag Manager for analytics, and Cloudflare Turnstile for form security. Security posture is strong with HTTPS and no visible vulnerabilities, though explicit security policies and incident response information are not publicly disclosed. Overall, the domain registration data is consistent with the business claims, supporting high legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching febelfin.be

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
60
Email security
87
DNS health
85
Network security
100
GDPR outside view
68
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Febelfin holds a leading position as the official federation of the Belgian banking sector, providing advocacy, advisory, and educational services to its members and the public. Its business model focuses on sector representation, policy influence, and professional development through its academy. The organization targets financial institutions, policymakers, and the general public interested in finance. The website reflects a mature digital presence with clear branding, social media engagement, and a comprehensive content offering. Partnerships such as Febelfin Academy enhance its service portfolio. The domain age and registration data align with its established market presence.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, use of Cloudflare Turnstile captcha to protect forms, and no exposed sensitive data. Security headers are not explicitly visible in the HTML but may be configured at the server level. There is no publicly available security policy or incident response contact information, which could be improved to enhance transparency and readiness. No vulnerabilities or outdated libraries were detected. Privacy compliance is strong with clear policies and consent mechanisms. Overall, the security posture is robust but could benefit from publishing formal security and incident response documentation.

Recommendations

  1. Publish a dedicated security policy and incident response information on the website.
  2. Add a vulnerability disclosure or security.txt file to facilitate responsible reporting.
  3. Ensure all recommended security headers (Content-Security-Policy, X-Frame-Options) are implemented and visible.
  4. Consider adding direct contact emails or phone numbers for security and general inquiries to improve accessibility.
  5. Maintain and regularly update privacy and cookie policies to stay compliant with evolving regulations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Febelfin
Description
Febelfin is the federation of the Belgian banking sector representing approximately 245 financial institutions in Belgium. It acts as the spokesperson for banks and represents members to policymakers, supervisors, professional federations, and interest groups. Febelfin's mission is to foster a financial sector that serves societal needs through advocacy, services, communication, and education.
Key services
Advocacy and representation, Information and advisory services, Educational programs via Febelfin Academy, Communication and public debate participation
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery 3.6.3, Google Tag Manager, Cloudflare Turnstile Captcha
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • Use of HTTPS
  • Use of Cloudflare Turnstile captcha for form protection
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking mechanisms.
  2. Strong presence of privacy and cookie policies with consent mechanisms.
  3. No direct contact emails or phone numbers found; contact is via forms.
  4. Use of modern JavaScript libraries and Google Tag Manager for analytics.
  5. Social media presence on major platforms enhances trust and outreach.
  6. No visible security policy or incident response information publicly available.
  7. No terms of service explicitly found on the site.
  8. WHOIS data is consistent and domain age supports business credibility.
Technical notes

Notes

The website uses a modern technology stack including jQuery 3.6.3, Google Tag Manager for analytics, and Cloudflare Turnstile for bot protection. The HTML is well structured with proper meta tags for SEO and social media sharing (Open Graph and Twitter cards). The site is mobile optimized and accessible with clear navigation and language alternatives. Hosting appears to be behind Cloudflare CDN, enhancing performance and security. Performance is moderate with room for optimization. No CMS or backend platform was explicitly detected. Overall, the technical implementation is solid with opportunities to enhance security headers and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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