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Security report for fcpi.ca

Fonds canadien de protection des investisseurs · Finance · Canada

Medium risk. 6 critical or high findings in Email security, GDPR outside view and 1 other check.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

The Fonds canadien de protection des investisseurs (FCPI) is a Canadian investor protection fund formed in 2023 through the merger of two prior entities. It provides limited protection to investors against losses if a member brokerage firm becomes insolvent. The organization operates under the oversight of Canadian securities regulators and targets investors and financial advisors in Canada. The website is bilingual, primarily in French, and offers resources, member directories, and coverage information. Technically, the site uses modern web technologies including Sitefinity CMS, Bootstrap, and Google Tag Manager, with good mobile optimization and accessibility. Security posture is solid with HTTPS and cookie consent mechanisms, though explicit security policies and incident response contacts are not published. WHOIS data is unavailable, which slightly impacts domain trust analysis, but the site’s professional content and regulatory affiliations support legitimacy. Overall, the site is well-structured, secure, and serves its niche audience effectively.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching fcpi.ca

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
80
Email security
40
DNS health
70
Network security
100
GDPR outside view
53
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

FCPI occupies a specialized niche in the Canadian financial regulatory ecosystem, providing investor protection services. Its business model revolves around safeguarding client assets held by member brokerages. The organization benefits from regulatory backing and affiliations with Canadian securities authorities, enhancing its credibility. The website supports investor education and transparency through reports and case studies. The absence of direct contact emails or phone numbers suggests a controlled communication channel via web forms. The presence of social media channels indicates engagement with stakeholders. Growth potential lies in expanding awareness and maintaining trust in the investor protection mandate.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, cookie consent compliant with GDPR, and no visible exposure of sensitive data. However, the absence of published security policies, incident response procedures, or vulnerability disclosure mechanisms indicates room for improvement in transparency and readiness. No security headers were detected in the HTML content, which could be enhanced to mitigate common web threats. The use of third-party scripts like Google Tag Manager and ShareThis requires ongoing monitoring to prevent supply chain risks. Overall, the security posture is good but could be strengthened by formalizing policies and adding security headers.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and compliance.
  2. Add explicit incident response contact information for security issues.
  3. Implement and publicize a vulnerability disclosure policy or security.txt file.
  4. Enhance HTTP security headers such as Content-Security-Policy and X-Content-Type-Options.
  5. Regularly audit and update third-party scripts to minimize vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Fonds canadien de protection des investisseurs
Description
Le FCPI offre une protection limitée sur les biens qu’un courtier membre détient pour le compte d’un client admissible, si ce courtier membre devient insolvable. Il est issu de la fusion du Fonds canadien de protection des épargnants (FCPE) et de la Corporation de protection des investisseurs de l’ACFM (CPI de l’ACFM).
Key services
Protection limitée des biens des clients, Gestion des cas d’insolvabilité des membres, Information et ressources pour investisseurs et membres
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Bootstrap, Slick Carousel, Google Tag Manager, ShareThis, Sitefinity Insight SDK
Frameworks
Bootstrap
Platforms
Sitefinity CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner implemented
  • No exposed sensitive data in HTML
  • Use of async loading for scripts

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
ShareThis
Marketing tools
ShareThis, AddToAny
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is primarily in French with English language option available.
  3. No direct company contact emails or phone numbers found on homepage; contact via form only.
  4. No explicit security or incident response policies published.
  5. WHOIS data unavailable, limiting domain trust analysis.
  6. Use of modern web technologies and CMS (Sitefinity).
  7. Cookie consent mechanism present and GDPR compliant.
  8. Social media presence on Facebook, Twitter, LinkedIn.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on the Sitefinity CMS platform, leveraging Bootstrap for responsive design and jQuery for interactivity. It uses Slick Carousel for sliders and integrates Google Tag Manager for analytics. The site loads scripts asynchronously to improve performance. Mobile optimization and accessibility features are well implemented. SEO is supported by proper meta tags and Open Graph data. Hosting details are not explicit, but the site uses HTTPS with a valid certificate. Performance is moderate, with potential improvements in caching and script optimization. The technical stack is modern and suitable for the organization's needs, with opportunities to enhance security headers and streamline third-party dependencies.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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