Experian · Finance · United States
Low risk. 3 critical or high findings in GDPR outside view and SSL/TLS.
Experian is a leading global credit reporting agency and financial services company focused on providing consumers and businesses with credit reports, credit scores, identity theft protection, and financial advice. The website serves a broad consumer audience seeking to understand and improve their credit health, offering free credit reports, FICO® scores, credit monitoring, and additional financial products such as loans, credit cards, and insurance. The company holds a strong market position as one of the major credit bureaus with a comprehensive suite of services. Technically, the website is built using modern web technologies including React and Gatsby, ensuring good performance, mobile optimization, and accessibility. It integrates multiple third-party analytics and advertising platforms such as Google Analytics, Facebook Pixel, and Criteo, indicating a mature digital marketing infrastructure. The site employs HTTPS with strong security headers, reflecting a solid security posture. Security-wise, the site demonstrates best practices with HTTPS enforcement, security headers, and no visible vulnerabilities or exposed sensitive data. However, explicit security policies, incident response details, and vulnerability disclosure mechanisms are not publicly available, representing areas for improvement. Privacy compliance is well addressed with comprehensive privacy and cookie policies and consent mechanisms, aligning with GDPR requirements. Overall, the website is professional, trustworthy, and secure, supporting Experian's reputation as a credible financial services provider. The absence of WHOIS data is likely due to registry or privacy policies and does not detract from the site's legitimacy. Strategic recommendations include publishing detailed security policies and incident response information, enhancing transparency on data retention, and maintaining vigilance on third-party script security.
Scanned
NIS2 Art. 21(2)
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
3 findings rated critical or high. Fix these first.
These are the privacy signals visitors and data protection authorities look for under GDPR.
GDPR requires clear information about cookie usage
What to do: Add a dedicated cookie policy explaining cookie usage and purposes
GDPR requires explicit consent for non-essential cookies
What to do: Implement a cookie consent banner that appears on first visit
TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.
Server supports weak protocols: TLSv1.1
What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions
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This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
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Each check with its score, findings and the evidence it collected.
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
Not counted
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Leaked records that mention experian.com, from OffSeq Breach.
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A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for experian.com.
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Breach keeps ingesting new leaks, so these numbers can grow between scans.
Domains that imitate experian.com and could be used for phishing or spoofed email, tracked in OffSeq Breach.
Last checked 2026-06-19
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A one-off add-on that lists up to 20 of the highest-risk lookalikes of experian.com with registration, mail-server, certificate and DNS signals.
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Lookalike data refreshes continuously. Monitoring on Breach alerts you when a variant is registered, gains a mail server or starts serving HTTPS.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Automated reading of the public site. Ratings are indicative.
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Retrieved 2026-10-25
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