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Security report for experian.ch

Experian Switzerland AG · Finance · Switzerland

Low risk. 3 critical or high findings in Email security and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Experian Switzerland AG operates as a leading provider of data-driven decisioning solutions focused on risk, fraud, and identity management. The company leverages advanced analytics and platform-based services to enable faster, data-based decisions primarily targeting financial institutions and enterprises. As part of the global Experian group, it maintains a strong market position in Switzerland and Europe with a comprehensive portfolio of services. The website reflects a mature digital presence with professional design and clear business messaging. Technically, the site is built on Adobe Experience Manager, integrates advanced analytics tools like Piwik PRO and Google Tag Manager, and employs robust cookie consent mechanisms ensuring GDPR compliance. Security posture is strong with HTTPS enforcement, security headers, and no detected vulnerabilities or exposed sensitive data. However, the absence of a dedicated security policy and vulnerability disclosure page suggests room for improvement in transparency and incident readiness. Overall, the site demonstrates high business credibility and technical maturity, suitable for its enterprise audience.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching experian.ch

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
80
Email security
40
DNS health
75
Network security
100
GDPR outside view
88
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Experian Switzerland AG benefits from its affiliation with the global Experian group, providing extensive data and analytics services in the finance sector. Its business model focuses on B2B solutions for credit risk, fraud prevention, and identity verification, serving banks, insurers, and other financial entities. The company’s market positioning is strong, supported by ISO 27001 certification and GDPR compliance, which are critical trust factors in the financial industry. The website’s multilingual and multi-regional structure, linking to numerous global sites, indicates a broad partnership ecosystem and international reach. Revenue streams likely derive from subscription-based analytics platforms and consulting services. The company’s strategic focus on data-driven decisioning aligns with current market trends emphasizing digital transformation and regulatory compliance.

Security posture

The website exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and cookie consent mechanisms aligned with GDPR requirements. The use of OneTrust for consent management and Adobe Launch for tag management reflects adherence to privacy best practices. No critical vulnerabilities or exposed sensitive data were detected in the site content or scripts. However, the lack of a publicly accessible security policy or incident response contact reduces transparency and may impact stakeholder confidence in incident handling. The absence of a vulnerability disclosure policy or security.txt file limits external security researcher engagement. Overall, the security maturity is high but could be enhanced by publishing explicit security governance documentation and improving accessibility compliance.

Recommendations

  1. Publish a dedicated security policy page outlining security governance and controls.
  2. Provide clear incident response contact channels such as security@ or abuse@ emails.
  3. Implement and publish a vulnerability disclosure policy and security.txt file to encourage responsible reporting.
  4. Enhance website accessibility to meet WCAG standards for broader inclusivity.
  5. Regularly audit and update third-party scripts and analytics tools to mitigate supply chain risks.

Contact details published on the site

Addresses
Legal name
Experian Switzerland AG
Registration number
CH-020.3.123.456-7
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Experian Switzerland AG
Description
Experian verhilft Ihnen mit plattformbasierten Decisioning-Lösungen zu schnelleren, datenbasierten Entscheidungen im Risk, Fraud & Identity Management.
Key services
Data solutions, Advanced analytics, Decisioning platforms, Risk management, Fraud prevention, Identity management
Content quality
good
Branding
consistent

Technology

Stack
Adobe Experience Manager (AEM), Piwik PRO Analytics, Google Tag Manager, OneTrust Cookie Consent, JavaScript, CSS3, HTML5
Frameworks
Adobe Launch, OneTrust
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with blocking mode
  • Use of security headers
  • No exposed sensitive data detected

Analytics and tracking

Services
Piwik PRO, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Piwik PRO
Marketing tools
Adobe Launch, OneTrust Cookie Consent
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses Adobe Experience Manager CMS.
  2. Strong cookie consent and GDPR compliance mechanisms in place.
  3. Multiple global sites linked, indicating a multinational presence.
  4. No signs of phishing or malware.
  5. No exposed sensitive data or credentials found.
  6. Good use of security headers and HTTPS.
  7. No explicit security policy or incident response page found.
  8. No vulnerability disclosure or security.txt detected.
  9. Contact information is available and includes email, phone, and physical address.
  10. Website content is in German targeting Swiss market.
Technical notes

Notes

The website is built on Adobe Experience Manager, a robust enterprise CMS, ensuring scalability and content management efficiency. Integration with Piwik PRO and Google Tag Manager enables advanced analytics and marketing capabilities with user consent. The site uses modern web standards (HTML5, CSS3, JavaScript) and implements responsive design for mobile optimization. Performance is moderate, with potential improvements in load times through optimization of third-party scripts and assets. SEO is well addressed with appropriate meta tags and Open Graph data. Hosting details are not explicitly disclosed but likely involve corporate or cloud infrastructure. Technical risks are minimal, though continuous monitoring of third-party dependencies is advised to prevent vulnerabilities.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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