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Security report for eximbank.ro

Exim Banca Românească · Finance · Romania

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

72/100

Risk levelMedium

0–100, higher is better. How it is calculated

Exim Banca Românească is a well-established Romanian financial institution founded in 2001, offering a broad range of banking services including corporate, SME, and retail banking, credit products, insurance, and state fund guarantees. The website reflects a mature digital presence with multilingual support, accessibility features, and comprehensive legal documentation, targeting businesses, individuals, and government-related entities. The technical infrastructure is based on WordPress with modern libraries and frameworks, hosted on Microsoft Azure DNS, and integrates major analytics and marketing tools such as Google Analytics and Facebook Pixel. Security posture is solid with HTTPS enforced and no evident vulnerabilities, though DNSSEC is not enabled and some security headers could be improved. Privacy compliance is strong with clear cookie and privacy policies and consent mechanisms. Overall, the site demonstrates professionalism, trustworthiness, and good user experience.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, YouTube, Cloudflare, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching eximbank.ro

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
80
Email security
80
DNS health
70
Network security
100
GDPR outside view
25
Average
72

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank holds a significant position in the Romanian financial market, focusing on diverse customer segments including legal entities, individuals, and state funds. Its business model revolves around traditional banking products supplemented by government-backed guarantees and insurance services. The website's content and structure indicate a strategic emphasis on accessibility, compliance, and customer engagement through multiple channels including social media and contact forms. The presence of sandbox and developer portals suggests openness to innovation and digital banking services. Partnerships with regulatory and consumer protection agencies enhance credibility. The bank's market positioning is supported by a long domain history and consistent branding.

Security posture

The website employs HTTPS with a good SSL configuration, uses cookie consent mechanisms aligned with GDPR, and integrates accessibility tools enhancing security culture. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, DNSSEC is not enabled, and security headers like Content-Security-Policy and X-Frame-Options are not explicitly present, representing areas for improvement. Incident response and vulnerability disclosure information are not publicly available, which could be enhanced to improve transparency and readiness. Overall, the security posture is solid but could benefit from additional hardening and formal disclosure policies.

Recommendations

  1. Enable DNSSEC to strengthen DNS security and prevent spoofing.
  2. Implement comprehensive security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Publish a security.txt file to facilitate vulnerability reporting and improve incident response transparency.
  4. Enhance visibility of incident response contacts and procedures on the website.
  5. Regularly audit third-party scripts and plugins for vulnerabilities and update them promptly.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Exim Banca Românească
Description
Exim Banca Românească is a Romanian bank providing financial services including loans, deposits, credit cards, insurance, and state fund guarantees.
Key services
Corporate banking, SME loans, Retail banking, Credit cards, Insurance, State fund guarantees
Content quality
good
Branding
consistent

Technology

Stack
WordPress, jQuery, Bootstrap, FontAwesome, Google Tag Manager, Google Analytics, Facebook Pixel, WPML (multilingual plugin), Contact Form 7, Pojo Accessibility plugin
Frameworks
Bootstrap
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of secure cookies consent mechanism
  • Accessibility features implemented

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Facebook Pixel
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Facebook Advertising, Google Ads
Tracking pixels
Facebook Pixel
Marketing tools
Facebook Pixel
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and maintained.
  2. Comprehensive legal and privacy documentation present.
  3. Multilingual support via WPML plugin.
  4. Accessibility features implemented with Pojo Accessibility plugin.
  5. Use of modern web technologies and analytics tools.
  6. No signs of phishing or malware.
  7. No exposed sensitive information in HTML.
  8. Cookie consent mechanism is implemented and customizable.
  9. Social media presence on Facebook, LinkedIn, and YouTube.
  10. DNSSEC not enabled, which is a minor security gap.
Technical notes

Notes

The website is built on WordPress CMS with a modern tech stack including Bootstrap for responsive design, jQuery for interactivity, and FontAwesome for icons. It uses WPML for multilingual support and Contact Form 7 for form management. Hosting is supported by Microsoft Azure DNS infrastructure. Performance is moderate with good mobile optimization and accessibility features implemented via Pojo Accessibility plugin. SEO is enhanced by Yoast SEO plugin with proper meta tags and structured data in JSON-LD format. The site integrates multiple analytics and marketing tools such as Google Tag Manager, Google Analytics, and Facebook Pixel, enabling extensive user tracking and marketing capabilities. Technical debt appears low, but security header implementation and DNSSEC activation are recommended for further modernization.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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