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Security report for eurocardinternational.com

SEB KORT BANK AB · Finance · Sweden

Medium risk. 4 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

Eurocard International, operated by SEB Kort Bank AB, is a well-established financial services provider specializing in corporate payment solutions across the European Economic Area. The company offers unified payment systems, travel accounts, and expense management tools tailored for multinational corporations. Their website reflects a professional and consistent brand image, targeting corporate administrators and cardholders with clear service offerings and support portals. Technically, the site leverages modern web technologies such as React and Adobe Launch for tag management, ensuring a responsive and accessible user experience. Security practices include session management cookies, anti-CSRF tokens, and cookie consent mechanisms, although explicit security headers and incident response policies are not prominently published. Overall, the website demonstrates a solid security posture with room for improvement in transparency and security policy disclosures. The domain registration details align well with the business claims, reinforcing the site's legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching eurocardinternational.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
25
Email security
65
DNS health
90
Network security
100
GDPR outside view
58
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Eurocard International holds a strong market position as a corporate payment solutions provider within the finance sector, focusing on companies with multi-country operations. Their business model centers on offering centralized payment and travel account services, reducing complexity and costs for clients. The company benefits from its association with SEB, a major Scandinavian bank, enhancing credibility and reach. The website's content and structure indicate a focus on corporate clients, administrators, and cardholders, with services including Eurocard Corporate, statistics, travel accounts, and SEPA direct debit. The partnership with sebkort.com for secure login and payment processing is a key element of their ecosystem. Growth indicators include multilingual support and integration with Nordic travel agencies. Strategic observations suggest opportunities to enhance security transparency and incident response readiness to further strengthen client trust.

Security posture

The website exhibits a moderate to good security maturity level, employing HTTPS (implied), session cookies, anti-CSRF tokens, and a cookie consent mechanism aligned with GDPR requirements. The use of Adobe Launch for tag management is standard but requires ongoing monitoring to prevent privacy issues. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of explicit security headers such as HSTS, X-Content-Type-Options, and Referrer-Policy represents a gap in best practices. There is no published security policy or incident response contact, which limits transparency and readiness for security incidents. Compliance with GDPR is supported by a comprehensive privacy policy and cookie consent, but further improvements in security documentation and vulnerability disclosure would enhance the overall posture. The domain registration is consistent and trustworthy, supporting the legitimacy of the site.

Recommendations

  1. Implement and explicitly publish security headers including HSTS, X-Content-Type-Options, and Referrer-Policy to strengthen browser security.
  2. Publish a dedicated security policy page outlining security frameworks, controls, and incident response procedures.
  3. Establish and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Provide clear contact information for the Data Protection Officer or security team to improve transparency and compliance.
  5. Regularly audit third-party scripts and cookies to ensure ongoing privacy compliance and minimize tracking risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
SEB KORT BANK AB
Description
Eurocard International provides corporate payment solutions that help companies and their employees carry out payments safely, efficiently, and conveniently across multiple countries, especially within the European Economic Area (EEA). They offer unified payment systems, travel accounts, and expense management tools.
Key services
Eurocard Corporate, Statistics and reporting, Travel Account, SEPA Direct Debit, Eurocard app, Customer service
Content quality
good
Branding
consistent

Technology

Stack
React, Adobe Launch (Tag Management), Episerver CMS, JavaScript, CSS, HTML5
Frameworks
React
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
75/100
Good practices seen
  • Use of HTTPS (implied)
  • Cookie consent with necessary and performance cookies
  • Session cookies for security
  • Anti-CSRF token (__RequestVerificationToken cookie)
  • Load balancer cookies for availability

Analytics and tracking

Services
Adobe Launch
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Adobe Launch
Marketing tools
Adobe Launch
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is focused on corporate payment solutions within Europe.
  3. Cookie consent mechanism is implemented with clear categories.
  4. No direct contact emails or phone numbers found on the main page.
  5. No explicit security or incident response policies published.
  6. Use of modern web technologies including React and Adobe Launch.
  7. No signs of WAF or content blocking detected.
Technical notes

Notes

The website is built on a modern technology stack featuring React for frontend rendering and Adobe Launch for tag management, integrated within an Episerver CMS environment. The site demonstrates good mobile optimization and accessibility features, with responsive images and skip links for navigation. Performance is moderate, with preloading of fonts and asynchronous script loading to improve load times. SEO is supported by proper meta tags, Open Graph tags, and canonical links. However, the hosting provider and SSL configuration details are not explicitly disclosed in the HTML content. The technical infrastructure appears robust for a corporate finance website, though opportunities exist to enhance security headers and incident response capabilities to reduce technical risks impacting business operations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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