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Security report for eskolos.lt

UAB Legal Balance · Finance · Lithuania

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

Eskolos.lt is a Lithuanian debt collection service provider specializing in debt recovery and administration for both individuals and businesses. The company positions itself as a market leader in Lithuania, offering services such as debt collection from legal entities and individuals, debt purchase, and international debt recovery. The website supports user engagement through online forms and a mobile application, enhancing accessibility and customer experience. The business model focuses on providing efficient and legally compliant debt recovery solutions with transparent pricing and no upfront fees. Technically, the website employs a modern digital infrastructure with integration of multiple analytics and marketing tools including Google Analytics, Microsoft Clarity, TikTok Pixel, and LinkedIn Insight Tag. The site uses HTTPS and asynchronous loading of scripts to optimize performance. Mobile optimization is good, and the site includes cookie consent mechanisms aligned with GDPR requirements. However, explicit security headers and incident response policies are not clearly published. From a security perspective, the site demonstrates good practices such as HTTPS enforcement and cookie consent but lacks visible security policy documentation and incident response contacts. The absence of WHOIS data limits domain trust verification, although the website content and business information appear professional and consistent. No critical vulnerabilities or exposed sensitive data were detected. Overall, Eskolos.lt presents a professional and trustworthy online presence for its debt collection services, with room for improvement in security transparency and domain registration clarity.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      Weak SPF Policy

      SPF record has permissive policy allowing any server to send email

      What to do: Use -all or ~all qualifier for better email security

Need hands-on remediation? Email guard@offseq.com

Keep watching eskolos.lt

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
15
Email security
70
DNS health
40
Network security
40
GDPR outside view
68
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Eskolos.lt operates in the Lithuanian finance sector, specifically in debt collection and management. The company leverages digital channels including a website and mobile apps to serve a broad audience of individuals and businesses. Their competitive advantage lies in comprehensive service offerings, including international debt recovery and debt purchase options, supported by a user-friendly online platform. The business model is service-based with revenue likely generated from fees on successful debt recovery or debt sales. The presence of customer testimonials and clear service descriptions enhances credibility. The company appears medium-sized with a strong local market position but no public parent or subsidiary affiliations were found. Marketing efforts are robust, utilizing multiple ad networks and tracking technologies to optimize customer acquisition and retention.

Security posture

The website maintains a good security posture with HTTPS enabled and use of modern analytics and marketing scripts loaded asynchronously to reduce risk. Cookie consent and privacy policies are comprehensive and GDPR compliant. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options reduces defense-in-depth. No public security policy or incident response contacts were found, which is a gap in transparency and readiness. The lack of WHOIS data and domain registration details introduces uncertainty about domain legitimacy. No vulnerabilities or exposed sensitive data were detected in the site content or scripts. Overall, security maturity is moderate with recommendations to improve header implementation and publish security policies.

Recommendations

  1. Implement and verify security headers including CSP, X-Frame-Options, and X-Content-Type-Options to enhance browser security.
  2. Publish a clear security policy and incident response contact information on the website to improve transparency and trust.
  3. Establish a vulnerability disclosure program or provide a security.txt file to facilitate responsible reporting of security issues.
  4. Regularly audit third-party scripts and dependencies to mitigate risks from external libraries.
  5. Enhance accessibility compliance to improve user experience for all visitors.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
UAB Legal Balance
Description
Eskolos.lt padeda visais skolų klausimais : išieškojimas, skolų administravimas, skolos grąžinimas internetu protinga kaina. Kreipkitės į mus.
Key services
Skolų išieškojimas iš juridinių asmenų, Skolų išieškojimas iš fizinių asmenų, Skolų išieškojimas užsienyje, Skolų pirkimas
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, Microsoft Clarity, TikTok Pixel, New Relic Browser Agent, Bing Ads, LinkedIn Insight Tag, Omnisnippet Monitoring
Platforms
Web, Mobile (Android and iOS apps)
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Use of security and analytics scripts asynchronously
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, TikTok Analytics, LinkedIn Analytics
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Google Ads, Bing Ads, TikTok Ads, Facebook Ads
Tracking pixels
Microsoft Clarity, TikTok Pixel, LinkedIn Insight
Marketing tools
Omnisnippet Monitoring
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and interactive forms
  2. No WAF or security blocking detected
  3. Comprehensive cookie and privacy policies with consent mechanism
  4. Multiple analytics and marketing scripts integrated
  5. No explicit security policy or incident response contacts found
  6. WHOIS data unavailable, limiting domain trust verification
  7. Business appears legitimate and established in Lithuanian debt collection sector
Technical notes

Notes

The website uses a modern technology stack with integration of multiple analytics and marketing platforms such as Google Analytics, Microsoft Clarity, TikTok Pixel, Bing Ads, and LinkedIn Insight Tag. It employs asynchronous script loading and Google Tag Manager for efficient tag management. The site is mobile optimized and uses responsive design principles. No specific CMS was detected from the HTML content. Performance is moderate with room for optimization. The site uses HTTPS but lacks explicit security headers. Hosting provider details are not discernible from the content. The technical implementation supports a professional user experience but could benefit from enhanced security configurations and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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