Skip to main content

Security report for erzgebirgssparkasse.de

Erzgebirgssparkasse · Finance · Germany

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Erzgebirgssparkasse is a regional financial institution based in Germany, offering a broad range of banking and financial services including online banking, loans, investments, insurance, and real estate services. The website targets both private and corporate customers, providing comprehensive digital access to their products and services. The bank maintains a strong local presence and positions itself as a trusted financial partner in the Erzgebirge region. Technically, the website is built on Adobe Experience Manager, indicating a mature and enterprise-grade digital infrastructure. The site is well-structured, mobile-optimized, and provides a good user experience with clear navigation and professional design. Security posture is strong with HTTPS enforcement, session management, and cookie consent mechanisms, although some security headers are not explicitly visible in the HTML. Privacy policies and cookie management comply with GDPR requirements. No critical vulnerabilities or suspicious activities were detected. Overall, Erzgebirgssparkasse demonstrates a solid digital presence with good security and compliance practices, supporting its role as a reputable regional bank.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching erzgebirgssparkasse.de

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
65
DNS health
70
Network security
100
GDPR outside view
68
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention erzgebirgssparkasse.de, from OffSeq Breach.

Total records
914
Employees
0
Customers
914
Third parties
0
Weak passwords
70%

5 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for erzgebirgssparkasse.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank operates in the finance sector with a medium-sized footprint focused on retail and corporate banking services. Its business model revolves around providing traditional banking products enhanced by digital services such as online banking and mobile apps. The presence of certifications like ERZgesund and active social media channels indicate a commitment to corporate responsibility and customer engagement. The website's comprehensive product offerings and advisory services suggest diversified revenue streams. The partnership with PAYBACK and integration of investment platforms like Deka Investments reflect strategic alliances to enhance customer value. The bank's regional focus and consistent branding reinforce its market position as a trusted local financial institution.

Security posture

The website enforces HTTPS and includes session timeout mechanisms, indicating attention to secure user sessions. Cookie consent banners and privacy policies align with GDPR compliance. However, explicit security headers such as X-Frame-Options and Content-Security-Policy are not visible in the HTML source, which could be an area for improvement. No exposed sensitive data or vulnerable libraries were detected. The absence of a public vulnerability disclosure or security.txt file suggests limited transparency in incident response, which is common but could be enhanced. Overall, the security posture is good but could benefit from additional header implementations and published security policies.

Recommendations

  1. Implement and verify security headers such as X-Frame-Options, X-Content-Type-Options, and Content-Security-Policy to enhance protection against common web attacks.
  2. Publish a security policy or vulnerability disclosure program to improve transparency and encourage responsible reporting.
  3. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced.
  4. Enhance accessibility features and conduct periodic audits to maintain compliance with accessibility standards.
  5. Consider providing explicit contact information for security incidents or data protection officer to strengthen trust and compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Erzgebirgssparkasse
Description
Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.
Key services
Online Banking, Girokonto (Checking accounts), Credit and Debit Cards, Loans and Financing, Savings and Investments, Insurance, Real Estate Services, Financial Advisory
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, jQuery, CSS, HTML5
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Session timeout and countdown implemented
  • Cookie consent mechanism present
  • No exposed sensitive data in HTML
  • Secure login form with POST method

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Sparkasse tracking pixel
Marketing tools
PAYBACK program
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is comprehensive and professionally presented in German.
  3. Strong focus on regional banking services with clear navigation.
  4. Multiple contact channels including phone, email, chat, and social media.
  5. Cookie consent and privacy policies are implemented and GDPR compliant.
  6. Use of Adobe Experience Manager CMS indicates enterprise-grade infrastructure.
  7. Security best practices are observed but some headers not explicitly visible in HTML.
  8. No evidence of vulnerability disclosures or security incident contacts.
  9. Social media presence on major platforms enhances trust and engagement.
  10. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on Adobe Experience Manager, a robust enterprise CMS platform, using modern web technologies including JavaScript and CSS. The site is mobile-optimized and includes accessibility features such as skip navigation buttons and ARIA labels. Performance appears moderate with optimized images and structured content. The use of client libraries and modular scripts indicates a well-organized codebase. However, some security headers are not explicitly present, and hosting provider details are not disclosed. The site integrates external services for analytics, investment data, and social media, which are standard for financial institutions. Overall, the technical infrastructure supports a professional and secure online banking experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with erzgebirgssparkasse.de. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review erzgebirgssparkasse.de.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.