Skip to main content

Security report for ervpojistovna.cz

ERV Evropská pojišťovna, a. s. · Finance · Czech Republic

Medium risk. 8 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

ERV Evropská pojišťovna, a. s. is a leading travel insurance provider in the Czech Republic, specializing in various travel insurance products for individuals and businesses. The company positions itself as a market leader with a strong customer base and offers key services including single-trip insurance, annual multi-trip insurance, trip cancellation insurance, and tailored business travel insurance. The website reflects a professional and customer-focused approach with clear navigation, comprehensive content, and trust signals such as customer testimonials and high ratings. Technically, the website is built on TYPO3 CMS with modern frameworks like Bootstrap and integrates various third-party services including Google Tag Manager, Cookiebot for consent management, and reCAPTCHA for form security. The site is mobile-optimized, accessible, and SEO-friendly, providing a smooth user experience. Security posture is strong with HTTPS enforced, security headers present, and no visible vulnerabilities. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. However, the WHOIS data for the domain is unavailable, likely due to registry restrictions or privacy protection, which slightly impacts the trust analysis. No explicit security policy or incident response contact information is published, which could be improved. Overall, the website demonstrates a mature digital presence with good security and privacy practices, supporting the company's credibility and market position.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching ervpojistovna.cz

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
15
Email security
60
DNS health
80
Network security
100
GDPR outside view
25
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention ervpojistovna.cz, from OffSeq Breach.

Total records
278
Employees
0
Customers
278
Third parties
0
Weak passwords
22%

6 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for ervpojistovna.cz.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Open in Breach(opens in a new tab)Monitor on Breach(opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

ERV Evropská pojišťovna operates in the finance sector, focusing on travel insurance products for both individuals and corporate clients. The company leverages partnerships with major travel agencies and ticketing platforms to enhance its market reach. Its business model centers on providing comprehensive insurance coverage with added value services such as 24/7 Czech-speaking assistance and medical advice. The website content and structure indicate a large enterprise with a well-established brand and a strong customer base. The company targets Czech-speaking customers primarily but also offers English language support. Growth indicators include a large number of satisfied clients and continuous content updates such as travel tips and FAQs. The partnership ecosystem includes well-known travel agencies and service providers, reinforcing its market credibility.

Security posture

The website exhibits a strong security posture with HTTPS enforced and multiple security headers implemented, including HSTS, CSP, and X-Frame-Options. Forms are protected with Google reCAPTCHA to prevent automated abuse. Cookie consent is managed via Cookiebot, indicating compliance with privacy regulations. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a published security policy or incident response contacts is a gap in transparency and readiness. The lack of a vulnerability disclosure policy or security.txt file limits external reporting channels. Overall, the site is secure for users but could enhance trust by publishing more explicit security governance information.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and incident response procedures.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to facilitate responsible reporting.
  3. Provide direct contact information for the Data Protection Officer or privacy contact to enhance GDPR transparency.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance transparency on data retention and processing policies to strengthen user trust and compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ERV Evropská pojišťovna, a. s.
Description
Jsme jednička na trhu cestovního pojištění. Přidejte se k milionu spokojených klientů ročně a cestujte do zahraničí s námi!
Key services
SingleTrip travel insurance, MultiTrip annual travel insurance, Trip cancellation insurance, Business travel insurance for companies and entrepreneurs
Content quality
excellent
Branding
consistent

Technology

Stack
TYPO3 CMS, Bootstrap, jQuery, Google Tag Manager, Google reCAPTCHA, Cookiebot, Photoswipe
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA for forms
  • Cookie consent management via Cookiebot
  • No exposed sensitive data in HTML
  • Secure form inputs with validation

Analytics and tracking

Services
Google Analytics via Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Cookiebot
Marketing tools
Cookiebot, Smartsupp Chat
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. Uses modern web technologies and CMS TYPO3.
  3. Strong focus on travel insurance products for individuals and companies.
  4. Includes multiple customer trust indicators and testimonials.
  5. Comprehensive privacy and cookie policies with consent management.
  6. No direct contact emails or phone numbers explicitly found in the HTML content.
  7. Social media presence on Facebook, Instagram, and YouTube.
  8. No explicit security or incident response policy pages found.
  9. WHOIS data unavailable, typical for CZ domains with privacy or registry restrictions.
Technical notes

Notes

The website is built on TYPO3 CMS, a robust and scalable content management system, combined with Bootstrap for responsive design and jQuery for client-side scripting. It integrates Google Tag Manager and Google Analytics for tracking and marketing purposes, along with Cookiebot for cookie consent management and Google reCAPTCHA for form security. The site loads a variety of compressed CSS and JS assets to optimize performance. Mobile optimization and accessibility are well addressed, with responsive navigation and accessible form controls. The site performance is moderate, with potential for further optimization in asset loading and caching. Hosting provider details are not explicitly available from the content. Overall, the technical infrastructure supports a professional and secure user experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with ervpojistovna.cz. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review ervpojistovna.cz.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.