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Security report for erste-am.sk

Erste Asset Management GmbH, pobočka Slovenská republika · Finance · Slovakia

Medium risk. 7 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

51/100

Risk levelMedium

0–100, higher is better. How it is calculated

Erste Asset Management GmbH, Slovak branch, is a well-established asset management company operating since 2001 and positioned as a market leader in collective investment in Slovakia. The website offers a comprehensive range of mutual funds, investment products, and managed portfolios targeting private investors. The site is professionally designed with consistent branding aligned with the Erste Group, providing a positive user experience and clear navigation. Technically, the site uses a modern CMS framework (GEM), integrates multiple analytics and marketing tools, and is hosted on Erste Group's CDN infrastructure. Security posture is strong with HTTPS enforced and anonymized analytics tracking, though some improvements in security headers and updated libraries are recommended. Privacy compliance is partial due to missing explicit privacy and cookie policies. Overall, the domain registration data aligns well with the business claims, indicating high legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching erste-am.sk

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
65
Email security
70
DNS health
60
Network security
100
GDPR outside view
10
Average
51

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector, focusing on asset management and investment funds. It targets private investors in Slovakia, offering diversified investment solutions including conservative, balanced, and dynamic funds, as well as thematic investments like future technologies and environmental technologies. The business model is based on fund management fees and portfolio management services. The website links to partner banking sites and investment information platforms, indicating a strong partnership ecosystem. Growth indicators include active content updates, educational resources, and multimedia marketing. The company benefits from Erste Group's brand strength and infrastructure.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and use of anonymized IP tracking in Google Analytics. Multiple security best practices are observed, including integration with Google Optimize and use of trusted analytics providers. However, the site uses an outdated jQuery version (1.12.4), which may pose security risks. There is no visible security policy, incident response contact, or vulnerability disclosure mechanism, which are gaps in compliance and transparency. Security headers like X-Frame-Options and X-Content-Type-Options are not explicitly detected and should be verified. No vulnerabilities or exposed sensitive data were found in the HTML content.

Recommendations

  1. Implement and publish a comprehensive privacy policy and cookie consent mechanism to improve GDPR compliance.
  2. Update jQuery and other JavaScript libraries to the latest secure versions to mitigate potential vulnerabilities.
  3. Add explicit security headers such as X-Frame-Options and X-Content-Type-Options to enhance protection against common web attacks.
  4. Publish a security policy and incident response contact information, including a security.txt file or vulnerability disclosure policy.
  5. Regularly audit third-party scripts and tracking tools to ensure minimal privacy impact and compliance with data protection regulations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Erste Asset Management GmbH, pobočka Slovenská republika
Description
Erste Asset Management GmbH, pobočka Slovenská republika je správcovská spoločnosť patriaca medzi lídrov na trhu kolektívneho investovania, pôsobiaca na trhu od roku 2001. Našim klientom ponúkame spektrum rôznych typov podielových fondov, produktov a riadených portfólií.
Key services
Mutual funds, Investment products, Managed portfolios
Content quality
excellent
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, jQuery 1.12.4, Clicktale, TagCommander, GEM CMS framework
Frameworks
GEM Version 4.42.0
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Anonymize IP in Google Analytics
  • Use of Google Optimize with page-hiding snippet
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Tag Manager, Clicktale
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Clicktale, TagCommander, TrustCommander
Marketing tools
Google Optimize
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is comprehensive and relevant to asset management and investment services.
  3. Strong branding consistent with Erste Group.
  4. Use of multiple analytics and tracking tools with some privacy considerations.
  5. No explicit privacy or cookie policy found in the provided content.
  6. Contact information primarily via modal contact form; no explicit emails or phone numbers found.
  7. No visible security.txt or vulnerability disclosure policy.
  8. No signs of WAF or content blocking.
  9. No adult or questionable content detected.
Technical notes

Notes

The website is built on the GEM CMS framework version 4.42.0 and uses a combination of modern web technologies including ES modules for JavaScript, Google Tag Manager, Google Analytics, Clicktale, and TagCommander for analytics and marketing. The site is hosted on Erste Group's CDN infrastructure, ensuring good availability and performance. The design is responsive and optimized for mobile devices with accessibility features such as skip links and ARIA roles. Performance is moderate with some heavy media content (images and videos) but overall good user experience. Technical debt is minimal but updating legacy libraries like jQuery is advisable. SEO is well addressed with meta tags, Open Graph, and Twitter cards. No CMS or hosting vulnerabilities were detected.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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